That is not an unreasonable premium for a couple of that age, especially for a silver plan. Maybe a $1500 deductible and co-pays for office and specialist visits. My company and I paid that much In premium 25 years ago. Albeit a "gold" level plan.100% coverage, no deductibles, no co-pays. The card was black, insured by Mass Mutual, didn't even know they did health insurance.
These days, a family of 4 for a self employed person, even $2000 per month would be on the upper price range for insurance premiums. You are suggesting a $24000 increase which would suggest that their premiums are already...$30,000? You would be looking at $50,000 per year insurance premiums?
You probably have no idea what your employer pays for your health insurance.
You can’t make a single argument that private health insurers can deliver lower premiums or manage costs.
Tim the Parrot says what?
Yeah.
Federal premium help for ACA plans is changing | Blue Cross NC
Discover how changes to federal subsidies could impact your ACA health plan costs in 2026.www.bluecrossnc.com
So the numbers are starting to come out and they sure are eye numbing.
I mean a young single person, 30 years old making 25 grand a year. He will see his premium rise from $50 bucks a month to $150. Might think that doesn't sound bad until you consider it is almost five percent of his yearly income.
Now, family of four making 60 grand a year. And I got to wonder, how can someone support a family of four on sixty grand? It is going to be tight. Hell, two teen boys and thirty percent of that sixty grand is going for food. They will see a premium increase from $250 a month to $600 a month. Dee Yam. $4200 a year more. For this family, it is going to be painful.
But now the big one. Middle aged couple, 45. Maybe new empty nest, kids all grown and raised. At the height of their careers. I am thinking self-employed plumbers, electricians. They make $125,000 a year. Which wasn't that much when the kids were in college, but now, grandkids coming, it is enough to live comfortably and do a little spoiling, after all, the house is paid for. Although that $885 month health insurance premium was hard, at your age, it was a bargain. Now, $2,918 month. Over $24,000 a year increase, over two grand a damn month.
If anything, this will probably be the death of the silver plans. They will descend into a death spiral. There will be some substitution, high deductible Bronze plans. But millions will just become frustrated and leave the risk pool. The three examples above the precise demographic you want IN the risk pool.
And to close this out, in researching this increase through BCBS I found that medical inflation, this year, THIS YEAR, will exceed any level since before the ACA--yes, Obamacare. So any claim Republicans make about "fixing" anything clearly means nothing, and any claim about the ACA causing massive health care inflation is comical.
You will look forever to find a fact based post, or any sign of factual evidence from the FOS right wingers here.
Thank you for making my point (again).
Meh, I have congress critter insurance I pay for so bugger-off.
The payout caps, that is the one that really gets me and it is an integral part of the Republican "plan", bring the caps on benefits back.
I think you may be clinically retarded. He posted a range of examples from very low income to higher incomes. I have no idea what you are complaining about but I suspect it is because you dont know how to read maybe?
Sounds to me as if you are as ignorant as the OP.
Who much does she spend on Starbucks?Federal premium help for ACA plans is changing | Blue Cross NC
Discover how changes to federal subsidies could impact your ACA health plan costs in 2026.
So the numbers are starting to come out and they sure are eye numbing.
I mean a young single person, 30 years old making 25 grand a year. He will see his premium rise from $50 bucks a month to $150. Might think that doesn't sound bad until you consider it is almost five percent of his yearly income.
No. Sounds like I know how to read. If you want I can help.
No, you are the ignorant one, and it is not surprising. You act as if there are no 30 year olds making 25 grand a year in North Carolina. That is just stupid. So, the average is sixty grand, big damn whoop. Sure, I got kids, and they have friends, and they are under 30, they make sixty grand a year. Warehouse jobs, Fed ex drivers. Hard work. My oldest son, he is 30, makes three times that much. I am talking the sixty, not the twenty five. Don't you think that affects the average?
