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Healthcare Reform: Whats in in for me?

rightwinger

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ObamaCare: What will it really do for you? - The Week

What are the basic aims of health care reform?
Its primary goals are to insure all Americans (not including illegal immigrants), stem insurance industry "abuses," start reining in the skyrocketing costs of health care, and reorient the medical profession toward a style of care that incentivizes outcomes, not expensive procedures. How effective this particular bill will be at meeting those goals is a matter of intense debate, of course.

What would change right away?
Most of the big changes start in 2014, but a number of smaller things would kick in over six months to a year.

What smaller changes?
Democrats tout several immediate changes they think will be popular: uninsured people with pre-existing conditions will get temporary affordable coverage; children will be protected from exclusion for pre-existing conditions, and will be able to stay on their parents' plans until age 26; preventative care, like checkups, won't cost anything out-of-pocket; there won't be any annual or lifetime caps on coverage; and some Medicare beneficiaries will get more help buying prescription drugs, among other perks.
 
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rightwinger

rightwinger

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What unpopular things will happen right away?
Insurance companies, medical device makers, and drugmakers will be subject to hefty new taxes, and they could pass on the costs. Politically, the biggest downside for Democrats may be that nothing very big happens for most people right away.

Will my premiums go up?
Quite possibly, if you buy your own insurance — though, depending on your income, you still may end up paying less than you do now, thanks to federal subsidies. If your insurance is covered through your employer, the legislation should have very little effect on your premiums.

Why would premiums rise?
Mainly because the law would require insurers to offer more comprehensive coverage, with the higher costs partly offset by the larger pool of people buying insurance. Obama claims that premiums will actually fall 14-20 percent, but that only applies to people who buy their own insurance and who opt for plans with similar coverage to what they'd be able to buy currently.

How about my taxes?
Your taxes will go up, starting in 2013, if you make more than $200,000 a year, or as a couple, $250,000. In theory, the law could indirectly raise everyone's taxes, if it ends up adding to the federal deficit.
 
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rightwinger

rightwinger

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So, will it explode the deficit?
That's a point of heated debate. The White House says the law, which costs almost $1 trillion over 10 years, will actually reduce the deficit by $130 billion by 2019, and the non-partisan Congressional Budget Office agrees. But critics say those savings are illusory or based on iffy assumptions. Many of the measures designed to stem rising health care costs were watered down or dropped during the shaping of the final bill.

What about the individual mandate?
This is perhaps the most controversial part of the bill for individuals. Starting in 2014, almost everyone — some low-income people are exempt — will be required to have health insurance or pay a fine. That year will also see the start of health insurance exchanges, where individuals will be able to comparison-shop for a private health-care policy.

What else happens in 2014?
If your employer doesn't already offer health insurance, they'll have a strong incentive to start doing so: For companies with 50 or more employees, there will be $2,000 fee for each worker who gets government-subsidized insurance. Beginning in 2014, insurers are no longer able to deny anyone coverage due to pre-existing conditions. The government also stops subsidizing private Medicare Advantage programs, potentially forcing the seniors enrolled in them to pay more or switch back to traditional Medicare.

And what are the biggest potential drawbacks?
There are, of course, deficit worries. Some critics don't like that it tightens regulations on insurance companies, while others say it doesn't do enough to contain skyrocketing medical costs. The addition of tens of millions of people to the health care system also has raised some concerns that there will be longer waits for doctor's visits and surgeries. People who wanted a government-run public insurance option or even a single-payer Medicare-like system for everyone are also disappointed at the limited scope of this plan.

In 10 words or fewer, what's the point?
It will insure 31 million people who don't have insurance.
 

ScreamingEagle

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What's in it for you? Good question....
Here's what one person found....not sure which version....but details are probably close enough...

Page 22: Mandates audits of all employers that self-insure!

• Page 29: Admission: your health care will be rationed!

• Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)

• Page 42: The “Health Choices Commissioner” will decide health benefits for you. You will have no choice. None.

• Page 50: All non-US citizens, illegal or not, will be provided with free healthcare services.

• Page 58: Every person will be issued a National ID Healthcard.

• Page 59: The federal government will have direct, real-time access to all individual bank accounts for electronic funds transfer.

• Page 65: Taxpayers will subsidize all union retiree and community organizer health plans (read: SEIU, UAW and ACORN)

• Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.

• Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans)

• Page 91: Government mandates linguistic infrastructure for services; translation: illegal aliens

• Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan.

• Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter.

• Page 124: No company can sue the government for price-fixing. No “judicial review” is permitted against the government monopoly. Put simply, private insurers will be crushed.

• Page 127: The AMA sold doctors out: the government will set wages.

• Page 145: An employer MUST auto-enroll employees into the government-run public plan. No alternatives.

• Page 126: Employers MUST pay healthcare bills for part-time employees AND their families.

• Page 149: Any employer with a payroll of $400K or more, who does not offer the public option, pays an 8% tax on payroll

• Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the public option, pays a 2 to 6% tax on payroll

• Page 167: Any individual who doesnt’ have acceptable healthcare (according to the government) will be taxed 2.5% of income.

• Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).

• Page 195: Officers and employees of Government Healthcare Bureaucracy will have access to ALL American financial and personal records.

• Page 203: “The tax imposed under this section shall not be treated as tax.” Yes, it really says that.• Page 239: Bill will reduce physician services for Medicaid. Seniors and the poor most affected.”

• Page 241: Doctors: no matter what speciality you have, you’ll all be paid the same (thanks, AMA!)

• Page 253: Government sets value of doctors’ time, their professional judgment, etc.

• Page 265: Government mandates and controls productivity for private healthcare industries.

• Page 268: Government regulates rental and purchase of power-driven wheelchairs.

• Page 272: Cancer patients: welcome to the wonderful world of rationing!

• Page 280: Hospitals will be penalized for what the government deems preventable re-admissions.

• Page 298: Doctors: if you treat a patient during an initial admission that results in a readmission, you will be penalized by the government.

• Page 317: Doctors: you are now prohibited for owning and investing in healthcare companies!

• Page 318: Prohibition on hospital expansion. Hospitals cannot expand without government approval.

• Page 321: Hospital expansion hinges on “community” input: in other words, yet another payoff for ACORN.

• Page 335: Government mandates establishment of outcome-based measures: i.e., rationing.

• Page 341: Government has authority to disqualify Medicare Advantage Plans, HMOs, etc.

• Page 354: Government will restrict enrollment of SPECIAL NEEDS individuals.

• Page 379: More bureaucracy: Telehealth Advisory Committee (healthcare by phone).

• Page 425: More bureaucracy: Advance Care Planning Consult: Senior Citizens, assisted suicide, euthanasia?

• Page 425: Government will instruct and consult regarding living wills, durable powers of attorney, etc. Mandatory. Appears to lock in estate taxes ahead of time.

• Page 425: Goverment provides approved list of end-of-life resources, guiding you in death.

• Page 427: Government mandates program that orders end-of-life treatment; government dictates how your life ends.

• Page 429: Advance Care Planning Consult will be used to dictate treatment as patient’s health deteriorates. This can include an ORDER for end-of-life plans. An ORDER from the GOVERNMENT.

• Page 430: Government will decide what level of treatments you may have at end-of-life.

• Page 469: Community-based Home Medical Services: more payoffs for ACORN.

• Page 472: Payments to Community-based organizations: more payoffs for ACORN.

• Page 489: Government will cover marriage and family therapy. Government intervenes in your marriage.

• Page 494: Government will cover mental health services: defining, creating and rationing those services.

A tip of my hat to my friend, Ben Cerruti, for providing this look at the Obamanation called Obamacare. Write, email, fax or call your Senators and your Representative and tell them to vote NO!

Page after Page of Reasons to Hate Obamacare
 
Last edited:

Gunny

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ObamaCare: What will it really do for you? - The Week

What are the basic aims of health care reform?
Its primary goals are to insure all Americans (not including illegal immigrants), stem insurance industry "abuses," start reining in the skyrocketing costs of health care, and reorient the medical profession toward a style of care that incentivizes outcomes, not expensive procedures. How effective this particular bill will be at meeting those goals is a matter of intense debate, of course.

What would change right away?
Most of the big changes start in 2014, but a number of smaller things would kick in over six months to a year.

What smaller changes?
Democrats tout several immediate changes they think will be popular: uninsured people with pre-existing conditions will get temporary affordable coverage; children will be protected from exclusion for pre-existing conditions, and will be able to stay on their parents' plans until age 26; preventative care, like checkups, won't cost anything out-of-pocket; there won't be any annual or lifetime caps on coverage; and some Medicare beneficiaries will get more help buying prescription drugs, among other perks.

Another thread from YOU. Is that "Healthcare" forum so camouflaged you can't see it?:eusa_eh:
 

Skull Pilot

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What's in it for me?

Higher premiums and higher taxes
 

MajikMyst

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What's in it for you? Good question....
Here's what one person found....not sure which version....but details are probably close enough...

Page 22: Mandates audits of all employers that self-insure!

• Page 29: Admission: your health care will be rationed!

• Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)

• Page 42: The “Health Choices Commissioner” will decide health benefits for you. You will have no choice. None.

• Page 50: All non-US citizens, illegal or not, will be provided with free healthcare services.

• Page 58: Every person will be issued a National ID Healthcard.

• Page 59: The federal government will have direct, real-time access to all individual bank accounts for electronic funds transfer.

• Page 65: Taxpayers will subsidize all union retiree and community organizer health plans (read: SEIU, UAW and ACORN)

• Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.

• Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans)

• Page 91: Government mandates linguistic infrastructure for services; translation: illegal aliens

• Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan.

• Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter.

• Page 124: No company can sue the government for price-fixing. No “judicial review” is permitted against the government monopoly. Put simply, private insurers will be crushed.

• Page 127: The AMA sold doctors out: the government will set wages.

• Page 145: An employer MUST auto-enroll employees into the government-run public plan. No alternatives.

• Page 126: Employers MUST pay healthcare bills for part-time employees AND their families.

• Page 149: Any employer with a payroll of $400K or more, who does not offer the public option, pays an 8% tax on payroll

• Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the public option, pays a 2 to 6% tax on payroll

• Page 167: Any individual who doesnt’ have acceptable healthcare (according to the government) will be taxed 2.5% of income.

• Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).

• Page 195: Officers and employees of Government Healthcare Bureaucracy will have access to ALL American financial and personal records.

• Page 203: “The tax imposed under this section shall not be treated as tax.” Yes, it really says that.• Page 239: Bill will reduce physician services for Medicaid. Seniors and the poor most affected.”

• Page 241: Doctors: no matter what speciality you have, you’ll all be paid the same (thanks, AMA!)

• Page 253: Government sets value of doctors’ time, their professional judgment, etc.

• Page 265: Government mandates and controls productivity for private healthcare industries.

• Page 268: Government regulates rental and purchase of power-driven wheelchairs.

• Page 272: Cancer patients: welcome to the wonderful world of rationing!

• Page 280: Hospitals will be penalized for what the government deems preventable re-admissions.

• Page 298: Doctors: if you treat a patient during an initial admission that results in a readmission, you will be penalized by the government.

• Page 317: Doctors: you are now prohibited for owning and investing in healthcare companies!

• Page 318: Prohibition on hospital expansion. Hospitals cannot expand without government approval.

• Page 321: Hospital expansion hinges on “community” input: in other words, yet another payoff for ACORN.

• Page 335: Government mandates establishment of outcome-based measures: i.e., rationing.

• Page 341: Government has authority to disqualify Medicare Advantage Plans, HMOs, etc.

• Page 354: Government will restrict enrollment of SPECIAL NEEDS individuals.

• Page 379: More bureaucracy: Telehealth Advisory Committee (healthcare by phone).

• Page 425: More bureaucracy: Advance Care Planning Consult: Senior Citizens, assisted suicide, euthanasia?

• Page 425: Government will instruct and consult regarding living wills, durable powers of attorney, etc. Mandatory. Appears to lock in estate taxes ahead of time.

• Page 425: Goverment provides approved list of end-of-life resources, guiding you in death.

• Page 427: Government mandates program that orders end-of-life treatment; government dictates how your life ends.

• Page 429: Advance Care Planning Consult will be used to dictate treatment as patient’s health deteriorates. This can include an ORDER for end-of-life plans. An ORDER from the GOVERNMENT.

• Page 430: Government will decide what level of treatments you may have at end-of-life.

• Page 469: Community-based Home Medical Services: more payoffs for ACORN.

• Page 472: Payments to Community-based organizations: more payoffs for ACORN.

• Page 489: Government will cover marriage and family therapy. Government intervenes in your marriage.

• Page 494: Government will cover mental health services: defining, creating and rationing those services.

A tip of my hat to my friend, Ben Cerruti, for providing this look at the Obamanation called Obamacare. Write, email, fax or call your Senators and your Representative and tell them to vote NO!

Page after Page of Reasons to Hate Obamacare

If rumors were tumors we would all have cancer.. Don't believe everything you read on a rebuttlican website..

Either read directly from the bill or STFU!!

I have read the bill and None of that crap is in there.. NONE of IT!!
 

Zoom-boing

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What's in it for me?

Higher premiums and higher taxes

So says the uninformed.. :cuckoo:

From the link RW provided:

Will my premiums go up?
Quite possibly, if you buy your own insurance — though, depending on your income, you still may end up paying less than you do now, thanks to federal subsidies. If your insurance is covered through your employer, the legislation should have very little effect on your premiums.

Why would premiums rise?
Mainly because the law would require insurers to offer more comprehensive coverage, with the higher costs partly offset by the larger pool of people buying insurance. Obama claims that premiums will actually fall 14-20 percent, but that only applies to people who buy their own insurance and who opt for plans with similar coverage to what they'd be able to buy currently.

How about my taxes?
Your taxes will go up, starting in 2013, if you make more than $200,000 a year, or as a couple, $250,000. In theory, the law could indirectly raise everyone's taxes, if it ends up adding to the federal deficit.
 

Oddball

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If rumors were tumors we would all have cancer.. Don't believe everything you read on a rebuttlican website..

Either read directly from the bill or STFU!!

I have read the bill and None of that crap is in there.. NONE of IT!!
Which bill, the HoR or Senate?

Have some links and actual refutations of substance you'd like to show the class?

For example, what does the bill really say on the aforementioned pages?
 

Skull Pilot

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What's in it for me?

Higher premiums and higher taxes

So says the uninformed.. :cuckoo:

So you think.

Look at the Massachusetts version of mandated health insurance. premiums in MA have risen faster than the rest of the country and the program has already cost 6 times what it was projected to cost.

There was a 25% increase in the sales tax, a reduction in State services as well as proposal for more taxes down the road.

Riddle me this Dimocrats

How can adding 30 million people who can't afford premiums now allow you to pay lower premiums?

How can limiting premium hikes while at the same time forcing insurance companies to remove all spending caps lower the cost of insurance?

How does forcing people to buy policies that cover things they will never need such as drug and mental health counseling lower premiums?

Only a fucking moron will say these things will lower your premiums
 
Last edited:

Skull Pilot

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What's in it for me?

Higher premiums and higher taxes

So says the uninformed.. :cuckoo:

From the link RW provided:

Will my premiums go up?
Quite possibly, if you buy your own insurance — though, depending on your income, you still may end up paying less than you do now, thanks to federal subsidies. If your insurance is covered through your employer, the legislation should have very little effect on your premiums.

Why would premiums rise?
Mainly because the law would require insurers to offer more comprehensive coverage, with the higher costs partly offset by the larger pool of people buying insurance. Obama claims that premiums will actually fall 14-20 percent, but that only applies to people who buy their own insurance and who opt for plans with similar coverage to what they'd be able to buy currently.

How about my taxes?
Your taxes will go up, starting in 2013, if you make more than $200,000 a year, or as a couple, $250,000. In theory, the law could indirectly raise everyone's taxes, if it ends up adding to the federal deficit.

And just where do you think government subsidies come from?

We already can't pay for all the shit the fucking government is doing and now we have to subsidize insurance premiums too?
 

driveby

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What unpopular things will happen right away?
Insurance companies, medical device makers, and drugmakers will be subject to hefty new taxes, and they could pass on the costs. Politically, the biggest downside for Democrats may be that nothing very big happens for most people right away.

Will my premiums go up?
Quite possibly, if you buy your own insurance — though, depending on your income, you still may end up paying less than you do now, thanks to federal subsidies. If your insurance is covered through your employer, the legislation should have very little effect on your premiums.

Why would premiums rise?
Mainly because the law would require insurers to offer more comprehensive coverage, with the higher costs partly offset by the larger pool of people buying insurance. Obama claims that premiums will actually fall 14-20 percent, but that only applies to people who buy their own insurance and who opt for plans with similar coverage to what they'd be able to buy currently.

How about my taxes?
Your taxes will go up, starting in 2013, if you make more than $200,000 a year, or as a couple, $250,000. In theory, the law could indirectly raise everyone's taxes, if it ends up adding to the federal deficit.


Wait, Obama said premiums would go down 3000%, so which is it ? .......
 
OP
rightwinger

rightwinger

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What's in it for you? Good question....
Here's what one person found....not sure which version....but details are probably close enough...

Page 22: Mandates audits of all employers that self-insure!

• Page 29: Admission: your health care will be rationed!

• Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)

• Page 42: The “Health Choices Commissioner” will decide health benefits for you. You will have no choice. None.

• Page 50: All non-US citizens, illegal or not, will be provided with free healthcare services.

• Page 58: Every person will be issued a National ID Healthcard.

• Page 59: The federal government will have direct, real-time access to all individual bank accounts for electronic funds transfer.

• Page 65: Taxpayers will subsidize all union retiree and community organizer health plans (read: SEIU, UAW and ACORN)

• Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.

• Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans)

• Page 91: Government mandates linguistic infrastructure for services; translation: illegal aliens

• Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan.

• Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter.

• Page 124: No company can sue the government for price-fixing. No “judicial review” is permitted against the government monopoly. Put simply, private insurers will be crushed.

• Page 127: The AMA sold doctors out: the government will set wages.

• Page 145: An employer MUST auto-enroll employees into the government-run public plan. No alternatives.

• Page 126: Employers MUST pay healthcare bills for part-time employees AND their families.

• Page 149: Any employer with a payroll of $400K or more, who does not offer the public option, pays an 8% tax on payroll

• Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the public option, pays a 2 to 6% tax on payroll

• Page 167: Any individual who doesnt’ have acceptable healthcare (according to the government) will be taxed 2.5% of income.

• Page 170: Any NON-RESIDENT alien is exempt from individual taxes (Americans will pay for them).

• Page 195: Officers and employees of Government Healthcare Bureaucracy will have access to ALL American financial and personal records.

• Page 203: “The tax imposed under this section shall not be treated as tax.” Yes, it really says that.• Page 239: Bill will reduce physician services for Medicaid. Seniors and the poor most affected.”

• Page 241: Doctors: no matter what speciality you have, you’ll all be paid the same (thanks, AMA!)

• Page 253: Government sets value of doctors’ time, their professional judgment, etc.

• Page 265: Government mandates and controls productivity for private healthcare industries.

• Page 268: Government regulates rental and purchase of power-driven wheelchairs.

• Page 272: Cancer patients: welcome to the wonderful world of rationing!

• Page 280: Hospitals will be penalized for what the government deems preventable re-admissions.

• Page 298: Doctors: if you treat a patient during an initial admission that results in a readmission, you will be penalized by the government.

• Page 317: Doctors: you are now prohibited for owning and investing in healthcare companies!

• Page 318: Prohibition on hospital expansion. Hospitals cannot expand without government approval.

• Page 321: Hospital expansion hinges on “community” input: in other words, yet another payoff for ACORN.

• Page 335: Government mandates establishment of outcome-based measures: i.e., rationing.

• Page 341: Government has authority to disqualify Medicare Advantage Plans, HMOs, etc.

• Page 354: Government will restrict enrollment of SPECIAL NEEDS individuals.

• Page 379: More bureaucracy: Telehealth Advisory Committee (healthcare by phone).

• Page 425: More bureaucracy: Advance Care Planning Consult: Senior Citizens, assisted suicide, euthanasia?

• Page 425: Government will instruct and consult regarding living wills, durable powers of attorney, etc. Mandatory. Appears to lock in estate taxes ahead of time.

• Page 425: Goverment provides approved list of end-of-life resources, guiding you in death.

• Page 427: Government mandates program that orders end-of-life treatment; government dictates how your life ends.

• Page 429: Advance Care Planning Consult will be used to dictate treatment as patient’s health deteriorates. This can include an ORDER for end-of-life plans. An ORDER from the GOVERNMENT.

• Page 430: Government will decide what level of treatments you may have at end-of-life.

• Page 469: Community-based Home Medical Services: more payoffs for ACORN.

• Page 472: Payments to Community-based organizations: more payoffs for ACORN.

• Page 489: Government will cover marriage and family therapy. Government intervenes in your marriage.

• Page 494: Government will cover mental health services: defining, creating and rationing those services.

A tip of my hat to my friend, Ben Cerruti, for providing this look at the Obamanation called Obamacare. Write, email, fax or call your Senators and your Representative and tell them to vote NO!

Page after Page of Reasons to Hate Obamacare

Has nothing to do with the current bill and is almost a year old

snopes.com: Letter to Senator Bayh
 

Sarah G

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Some of the things that go into effect immediately:

Insurance companies can't drop you

Your kids coverage increased to age 26

Eliminating caps

Eliminating pre existing conditions
 

SFC Ollie

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Add an extra 12 million to those uninsured 40 million or what ever we have....(Seems no one really knows)


On Thursday, Obama mentioned a proposal by Democrat Senator Charles Schumer and Republican Senator Lindsey Graham, that features a first-ever national identification card for U.S. citizens and legal immigrants who want a job.


Obama's next fundamental transformation: Immigration amnesty
 
OP
rightwinger

rightwinger

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Some of the things that go into effect immediately:

Insurance companies can't drop you

Your kids coverage increased to age 26

Eliminating caps

Eliminating pre existing conditions

Why would the Conservatives oppose this??
 

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