Insurance is a pyramid scheme. You take money from the base of the pyramid, pay most of it to the top of the pyramid (the accidental loss) and keep a cut for yourself.
Now ask yourself.
Would car insurance work if 100% of everyone got into a car accident?
No it fucking wouldn't who the fuck would insure someone 100% likely to get in a goddamned accident.
100% of everyone is going to die a slow painful agonizingly expensive death because America believes your vegetable life is precious and hellbound American cultists who call themselves Christian are so afraid of death they will spend all the money their insurance policies will dole out to live one more year wallowing in their own shit.
Now ask yourself.
Would car insurance work if 100% of everyone got into a car accident?
No it fucking wouldn't who the fuck would insure someone 100% likely to get in a goddamned accident.
100% of everyone is going to die a slow painful agonizingly expensive death because America believes your vegetable life is precious and hellbound American cultists who call themselves Christian are so afraid of death they will spend all the money their insurance policies will dole out to live one more year wallowing in their own shit.