Now, I will say that I have seen some situations where those who are over 60 are getting hit pretty hard. It seems many of those policies are jumping in price considerably. There is also, what I consider to be, a flaw in the way the subsidies work, at least for those over 60. If you have a husband and wife over the age of 60 but not yet on Medicare, if they earn $62,000 per year or less, they will receive a subsidy that pays for over half of their insurance. The rates for silver plans for a couple over the age of 60 is going to cost approximately $14,000, give or take. If that same couple earns over $62,200, then they get zero subsidy and must pay the full amount for their insurance. So by earning an extra $200 per year, they must spend an extra $8000 on health insurance. That to me is a big problem, and I imagine that the same thing happens at all age levels when it gets to the cutoff.