Father Tells his Obamacare Horror Story

[Seymour Flops]

"If I had been allowed to keep my pre-ACA plan, as Obama promised, my daughter today and forever, for the rest of her life, would have ensured (or "insured?"), durable access to medical care.

His daughter was diagnosed with leukemia and they found out how bad their ACA insurance was. They were "medical serfs," confined to treatement near their zip code, tied to the land.

 

[Winco]

St. Jude Children's Research Hospital

St. Jude Children’s Research Hospital is leading the way the world understands, treats and defeats childhood cancer and other life-threatening diseases.

www.stjude.org

 

[Darkwind]

This and thousand of other stories is why EVERY American should stand in front of Congress and tell them to **** off.

NO GOVERNMENT IN HEALTHCARE is the ONLY acceptable policy.

 

[Seymour Flops]

St. Jude Children's Research Hospital

St. Jude Children’s Research Hospital is leading the way the world understands, treats and defeats childhood cancer and other life-threatening diseases.

www.stjude.org

Yes, they are constantly soliciting donations.

If the government is going to get involved in healthcare, let them fund such hospitals, not enrich insurance companies.

 

[JoeB131]

"If I had been allowed to keep my pre-ACA plan, as Obama promised, my daughter today and forever, for the rest of her life, would have ensured (or "insured?"), durable access to medical care.

His daughter was diagnosed with leukemia and they found out how bad their ACA insurance was. They were "medical serfs," confined to treatement near their zip code, tied to the land.

What was his pre-ACA plan and why did he lose it?

Here's what happened when ACA passed for me. I continued on my Employer provided plan. The only "change" was that I could keep a 26-year-old on it, if I had a 26-year-old child.

 

[Dr Grump]

zzzzzzzz

 

[Dr Grump]

This and thousand of other stories is why EVERY American should stand in front of Congress and tell them to **** off.

NO GOVERNMENT IN HEALTHCARE is the ONLY acceptable policy.

Totally disagree. Should be a mixture of both IMO

 

[JoeB131]

Yes, they are constantly soliciting donations.

If the government is going to get involved in healthcare, let them fund such hospitals, not enrich insurance companies.

I would be all for government run hospitals...

All the issues with ACA could have been resolved with a public option and a Medicare buy-in for those over 55.

These were both shot down by Joe Leiberman (D-Israel), and Obama didn't have the balls to invoke the Nuclear Option.

 

[Seymour Flops]

What was his pre-ACA plan and why did he lose it?

He lost it because Obama lied when he said, "If you like your doctor, you can keep your doctor. If you like your plan, you can keep your plan."

His story is anectdotal, but I hope you are not going to pretend that you believe that nobody lost their plan or their doctor. I'm a teacher and our enrollment is from Late August until the next late august, so I kept my plan until August after ACA passed.

My premiums went up, and I had to find a new doctor from an approved list.

Here's what happened when ACA passed for me. I continued on my Employer provided plan.

I'm happy that you avoided what happened to so many other Americans

The only "change" was that I could keep a 26-year-old on it, if I had a 26-year-old child.

"26-year-old child" isn't a thing. Allowing people to stay on their parents for so long - the "Peter Pan Provision" is a small part of why premiums skyrocketed.

 

[Seymour Flops]

I would be all for government run hospitals...

All the issues with ACA could have been resolved with a public option and a Medicare buy-in for those over 55.

The Democrats and "not Democrats did not manage to sell that.

These were both shot down by Joe Leiberman (D-Israel), and Obama didn't have the balls to invoke the Nuclear Option.

Your leadership failed you, no doubt.

 

[Darkwind]

Totally disagree. Should be a mixture of both IMO

Well, I think that is just a reciepe for mass death.

 

[JoeB131]

He lost it because Obama lied when he said, "If you like your doctor, you can keep your doctor. If you like your plan, you can keep your plan."

How? How exactly did he lose it?

My premiums went up, and I had to find a new doctor from an approved list.

That's a private plan, and yes, they will always go up, because Big Insurance is greedy as shit. Nothing to do with the ACA, though.

What we need is single payer to dictate prices, and get rid of private insurance altogether. The rest of the world has figured this out.

"26-year-old child" isn't a thing. Allowing people to stay on their parents for so long - the "Peter Pan Provision" is a small part of why premiums skyrocketed.

Actually, no, it really didn't. 18-26 year olds don't really see doctors often enough to move the needle.

Here's the reality. Medical costs increase with age. This is why everything is going up, because we are aging as a society.

Your leadership failed you, no doubt.

Oh, I'll be the first one to admit, the Democrats aren't nearly as ******* ruthless as they need to be. (With the exception of Slick Willy).

 

[Seymour Flops]

How? How exactly did he lose it?

I don't know, but I lost mine also, and many others did in the wake of Obamacare passing. Likely the overwhelming majority.

Why is that so important?

 

[JoeB131]

I don't know, but I lost mine also, and many others did in the wake of Obamacare passing. Likely the overwhelming majority.

Why is that so important?

Because correlation doesn't equal causality.

I changed insurance six times since ObamaCare happened, but that's because I either changed jobs or my employer changed carriers. Nothing to really do with Obamacare. My insurance changed just as many times before the ACA for the same reason.

Now in the past, when I've been between jobs, I often went without health insurance because 1) I was healthy and rarely get sick, 2) I always had the option of relying on the VA in a pinch.

Today, I get insurance no matter what, because now I am married and need to cover my spouse.

The one thing that cured me of being a Republican and this "Free Market" horseshit was when I did have some serious medical issues around 2006-7. Despite paying for the high-grade insurance for years, Cigna fought me every step of the way, and after they finally gave in and paid the bills, I had a big old target on my back for employment.

This bullshit of having health insurance linked to your employment needs to ******* end.

We need to go single payer like every other civilized country.

 

[Seymour Flops]

Because correlation doesn't equal causality.

True.

But, correlation can be evidence for causality, if there is a reasonable theory of causation.

This is especially true if the theory is that one event will cause another and that theory is put forth before hand. You know . . . like when all the evil hate radio hosts told us that Obamacare would mean we would lose our current policies and out current doctors, that Obama was lying about that, and that the designers of Obamacare were engaged in deliberate deception.

Then ALL of that turned out to be true.

I'm sure that if we really had seen $2,500 in savings following the passage of Obamacare, you would not say "well . . . correlation doesn't equal causality!" I think your phrase would have been "I told you so!"

I changed insurance six times since ObamaCare happened, but that's because I either changed jobs or my employer changed carriers. Nothing to really do with Obamacare. My insurance changed just as many times before the ACA for the same reason.

My employer was required to change to a policy that was compliant with the ACA. So was yours, unless you were living and working in a foreign country.

Legally, they could have gotten that policy from the same company but it had to comply with the ACA, including things like paying for gender re-assignment whether you are delusional or not. That's why premiums went up.

Now in the past, when I've been between jobs, I often went without health insurance because 1) I was healthy and rarely get sick, 2) I always had the option of relying on the VA in a pinch.

Today, I get insurance no matter what, because now I am married and need to cover my spouse.

Yep.

Young men do not realize how reliant Women are on visits to the doctor.

Between my first time in the Army as a private, and my second time in the Army as a Lieutenant, I never once thought about whether I had health coverage. It was offered to students at UH for a pretty low price, but I was like "why do I need that?"

The one thing that cured me of being a Republican and this "Free Market" horseshit was when I did have some serious medical issues around 2006-7. Despite paying for the high-grade insurance for years, Cigna fought me every step of the way, and after they finally gave in and paid the bills, I had a big old target on my back for employment.

This bullshit of having health insurance linked to your employment needs to ******* end.

Yes.

We need to go single payer like every other civilized country.

No.

Then we'd have to be just like those other civilized countries, so that single-payer could work for us also. Which large country is willing to send us financial aid and defend us so we don't have to spend much on our military?

 

[80zephyr]

How? How exactly did he lose it?

People lost their original insurance under Obamacare (ACA) primarily because their existing individual plans didn't meet the new law's minimum coverage standards, forcing insurers to cancel them or requiring policyholders to switch to ACA-compliant plans with more comprehensive (and often more expensive) benefits, like mandatory essential health benefits and coverage for pre-existing conditions, disrupting "grandfathered" plans that were cheaper but offered less coverage
.

 

[JoeB131]

This is especially true if the theory is that one event will cause another and that theory is put forth before hand. You know . . . like when all the evil hate radio hosts told us that Obamacare would mean we would lose our current policies and out current doctors, that Obama was lying about that, and that the designers of Obamacare were engaged in deliberate deception.

Except they weren't, and the Hate Radio idiots were wrong.

My employer was required to change to a policy that was compliant with the ACA. So was yours, unless you were living and working in a foreign country.

Funny, my company had a policy that was already compliant.

Legally, they could have gotten that policy from the same company but it had to comply with the ACA, including things like paying for gender re-assignment whether you are delusional or not. That's why premiums went up.

Premiums didn't go up because of trannies. They went up because Medical Inflation is three times regular inflation. That was the case before ACA when the insurance companies BEGGED the government to do something.

Between my first time in the Army as a private, and my second time in the Army as a Lieutenant, I never once thought about whether I had health coverage. It was offered to students at UH for a pretty low price, but I was like "why do I need that?"

Exactly my point. The young don't really need HC coverage. The oldsters do, and once you can't work, you need a government program.

So why not simply have Medicare for All, and have the government control costs by telling big pharma and big medical they can't gouge people anymore?

Then we'd have to be just like those other civilized countries, so that single-payer could work for us also. Which large country is willing to send us financial aid and defend us so we don't have to spend much on our military?

I'd have no problem gutting the Military-Industrial Complex and learning to mind our own ******* business around the world.

Of course, I'd rather have the rich pay their fair share.

 

[JoeB131]

People lost their original insurance under Obamacare (ACA) primarily because their existing individual plans didn't meet the new law's minimum coverage standards, forcing insurers to cancel them or requiring policyholders to switch to ACA-compliant plans with more comprehensive (and often more expensive) benefits, like mandatory essential health benefits and coverage for pre-existing conditions, disrupting "grandfathered" plans that were cheaper but offered less coverage
.

You mean big insurance couldn't deny your cancer coverage anymore because you had acne as a teen?

OH, NOES!!!

What is the ******* mental defect you fuckers have that you think that "Oh, noes, big corporations aren't making enough money being able to cheat us!"

 

[80zephyr]

You mean big insurance couldn't deny your cancer coverage anymore because you had acne as a teen?

OH, NOES!!!

What is the ******* mental defect you fuckers have that you think that "Oh, noes, big corporations aren't making enough money being able to cheat us!"

Wow. You asked what would have caused him to lose coverage, And I responded. The rest of your post is something you made up in your head.

 

[JoeB131]

Wow. You asked what would have caused him to lose coverage, And I responded. The rest of your post is something you made up in your head.

Except none of that would cause him to lose coverage.