Doctor stops accepting insurance, lowers prices and posts costs online

Little-Acorn

Gold Member
Jun 20, 2006
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San Diego, CA
Why isn't this done more often?

People can still pay with insurance - just send them the receipts afterward.

Way, way too simple for the Brave New World Obama wants us in today, maybe.

-----------------------------------------

Doctor stops accepting insurance, lowers prices and posts costs online

Doctor stops accepting insurance, lowers prices and posts costs online

By Mike Krumboltz

A family practice doctor in Maine is refusing all forms of health insurance, including Medicare, in order, he says, to provide better service to his patients.

Dr. Michael Ciampi told the Bangor Daily News that he wants to practice medicine without being dictated to by insurance companies.

On April 1, Ciampi lowered his prices and posted the costs online. For example, an office visit in which patients discuss "one issue of moderate complexity or 2-3 simple issues" costs $75. When Ciampi accepted insurance, the visit would run $160, according to the Bangor Daily News.

The fact that Ciampi lists the prices, he says, means no surprises for his patients.

Say you're an established patient who can't make it to the doctor's office but wish to speak to him over the phone? A 10-minute conversation will run you $20. Each additional five-minute block will cost you $10. A minor surgery, like the draining of a boil will cost between $100 and $150.

Dr. Ciampi told the paper that some patients have left his practice, but that all seem to understand what motivated him to make the change.

Via the Banger Daily News:
______________________________________

Insurance companies no longer dictate how much he charges. He can offer discounts to patients struggling with their medical bills.

He can make house calls. "I’m freed up to do what I think is right for the patients," Ciampi said. "If I’m providing them a service that they value, they can pay me, and we cut the insurance out as the middleman and cut out a lot of the expense."

______________________________________

Ciampi told the paper that he collects payment at the end of each session (he doesn't send bills), and he sees each patient himself. Patients with insurance can submit their receipts to their insurance company for reimbursement, if the insurance company allows for that, according to Ciampi's family practice site.
 
Why isn't this done more often?

People can still pay with insurance - just send them the receipts afterward.

Way, way too simple for the Brave New World Obama wants us in today, maybe.

If the doctor does not accept insurance, that means you would have to file your insurance claims yourself. And if you tried that, you would find out EXACTLY why this is not done more often.

So go ahead. Try it. And good luck with that.
 
Why isn't this done more often?

People can still pay with insurance - just send them the receipts afterward.

Way, way too simple for the Brave New World Obama wants us in today, maybe.

-----------------------------------------

Doctor stops accepting insurance, lowers prices and posts costs online

Doctor stops accepting insurance, lowers prices and posts costs online

By Mike Krumboltz

A family practice doctor in Maine is refusing all forms of health insurance, including Medicare, in order, he says, to provide better service to his patients.

Dr. Michael Ciampi told the Bangor Daily News that he wants to practice medicine without being dictated to by insurance companies.

On April 1, Ciampi lowered his prices and posted the costs online. For example, an office visit in which patients discuss "one issue of moderate complexity or 2-3 simple issues" costs $75. When Ciampi accepted insurance, the visit would run $160, according to the Bangor Daily News.

The fact that Ciampi lists the prices, he says, means no surprises for his patients.

Say you're an established patient who can't make it to the doctor's office but wish to speak to him over the phone? A 10-minute conversation will run you $20. Each additional five-minute block will cost you $10. A minor surgery, like the draining of a boil will cost between $100 and $150.

Dr. Ciampi told the paper that some patients have left his practice, but that all seem to understand what motivated him to make the change.

Via the Banger Daily News:
______________________________________

Insurance companies no longer dictate how much he charges. He can offer discounts to patients struggling with their medical bills.

He can make house calls. "I’m freed up to do what I think is right for the patients," Ciampi said. "If I’m providing them a service that they value, they can pay me, and we cut the insurance out as the middleman and cut out a lot of the expense."

______________________________________

Ciampi told the paper that he collects payment at the end of each session (he doesn't send bills), and he sees each patient himself. Patients with insurance can submit their receipts to their insurance company for reimbursement, if the insurance company allows for that, according to Ciampi's family practice site.

Banger?
 
Why isn't this done more often?

People can still pay with insurance - just send them the receipts afterward.

Way, way too simple for the Brave New World Obama wants us in today, maybe.

-----------------------------------------

Doctor stops accepting insurance, lowers prices and posts costs online

Doctor stops accepting insurance, lowers prices and posts costs online

By Mike Krumboltz

A family practice doctor in Maine is refusing all forms of health insurance, including Medicare, in order, he says, to provide better service to his patients.

Dr. Michael Ciampi told the Bangor Daily News that he wants to practice medicine without being dictated to by insurance companies.

On April 1, Ciampi lowered his prices and posted the costs online. For example, an office visit in which patients discuss "one issue of moderate complexity or 2-3 simple issues" costs $75. When Ciampi accepted insurance, the visit would run $160, according to the Bangor Daily News.

The fact that Ciampi lists the prices, he says, means no surprises for his patients.

Say you're an established patient who can't make it to the doctor's office but wish to speak to him over the phone? A 10-minute conversation will run you $20. Each additional five-minute block will cost you $10. A minor surgery, like the draining of a boil will cost between $100 and $150.

Dr. Ciampi told the paper that some patients have left his practice, but that all seem to understand what motivated him to make the change.

Via the Banger Daily News:
______________________________________

Insurance companies no longer dictate how much he charges. He can offer discounts to patients struggling with their medical bills.

He can make house calls. "I’m freed up to do what I think is right for the patients," Ciampi said. "If I’m providing them a service that they value, they can pay me, and we cut the insurance out as the middleman and cut out a lot of the expense."

______________________________________

Ciampi told the paper that he collects payment at the end of each session (he doesn't send bills), and he sees each patient himself. Patients with insurance can submit their receipts to their insurance company for reimbursement, if the insurance company allows for that, according to Ciampi's family practice site.

Banger?

Bangor as in Bangor, Maine you dyslexic troll. Gtfo this thread.
 
Hello, TK,

Why would you be so abrasive. The citation was a fuck up. Why are your eyebrows never raised by such stupidity?

Did it ever occur to you that I am only abrasive with people I dislike? Did you notice that it correctly refers to the name of the paper as "Bangor Daily News" in the fifth sentence from the beginning? Or were you simply trying to troll the OP? Do you simply skim through the article looking for a mistake?

Why am I abrasive? Such puerile behavior makes me abrasive. Grow up. Bring an actual argument for once. You must be extremely desperate if all you can critique are spelling errors.
 
Hello, TK,

Why would you be so abrasive. The citation was a fuck up. Why are your eyebrows never raised by such stupidity?

Did it ever occur to you that I am only abrasive with people I dislike? Did you notice that it correctly refers to the name of the paper as "Bangor Daily News" in the fifth sentence from the beginning? Or were you simply trying to troll the OP? Do you simply skim through the article looking for a mistake?

Why am I abrasive? Such puerile behavior makes me abrasive. Grow up. Bring an actual argument for once. You must be extremely desperate if all you can critique are spelling errors.

You think I give a shit. How cute.
 
Thread moved to Healthcare / Insurance Forum.


And knock off the trolling, boys. Stick to the topic - take it to the FZ
 
Why isn't this done more often?

People can still pay with insurance - just send them the receipts afterward.

Way, way too simple for the Brave New World Obama wants us in today, maybe.

If the doctor does not accept insurance, that means you would have to file your insurance claims yourself. And if you tried that, you would find out EXACTLY why this is not done more often.

So go ahead. Try it. And good luck with that.

…. I think you missed the entire point of changing to this type of pay system.

He is not accepting insurance because the customer simply pays out of pocket, NOT files their own insurance claims. It is the way that 90 percent of medicine should be practiced. Minor issues should simply be paid for.

One of the reasons that doctors do not do this often is because some places tell doctors they are not allowed to. I believe that it is New York that claims that is an insurance business and then they demand they follow another set of onerous regulations. There is also the fact that many people want to go to the doctor for free and they need insurance to do so. They do not want or cannot pony up the 75 bucks that he is charging. Then there is the simple fact that this is a private practice and that is not the most common form of medical care. There are a lot of reasons that doctors might not do this but it really should be looked into as a normal way of doing business. There simply needs to be a more visible and comparable pay system for basic HC needs as the source of our fiscal healthcare woes comes from the fact that the customer is totally divided from the cost of the care.
 

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