Health insurance does insure me..
So now you're playing the not-so-clever game of goalpost shifting. That you (singular) suddenly change what you (plural) was intended. Health insurance insures you (singular) against what? Financial ruin. If you incur more health care costs than you pay in premiums, you have already stated
that is welfare. So you prove my OP correct when I say that Conservatives don't know what health insurance actually is, what insurance companies do, and how it relates to your health care delivery. And you prove my post about your cognitive dissonance correct when you simultaneously say health insurance is and isn't welfare.
Allowing people to get "insurance" after they get sick isn't health insurance. It's welfare.
No, it's health insurance. You said so yourself. And pre-ACA anything can be considered a pre-existing condition. That was the problem. So you are either denying that it was a problem, or you are denying what health insurance is. So which is it? Where is your denial?
That sounds like insurance to me.
Like I said, your definition of "insurance" seems to change depending on how your argument is faring. You say it's welfare, then you say it isn't, then you say it is, then you say it isn't. I think that's all by design so you can fatigue the conversation so you don't have to admit you've been full of shit this entire time.
Your anecdotes are very convincing.
So this is the denial I mentioned earlier. The denial that insurers would routinely deny care, kick people off coverage, practice rescission, or inflate premiums pre-ACA. In order for your shitty argument to make sense, you have to deny the reality of the system prior to Obamacare. So we cannot have a discussion about this until you get over yourself and accept the truth of what was happening before Obamacare that prompted its creation. You make the active choice to deny that because of your ego. There's no other reason.
Insurance is different than welfare. You haven't figured that out yet.
I have not figured out your fluid, ever-changing, goalpost-shifting belief system. You simultaneously say insurance is welfare, and that it's not welfare. So what that says to me is that you don't know what insurance is
at all, and your denial of the reality pre-ACA is the proof.
Obamacare allowing pre-existing conditions to buy coverage the day before they need expensive care means Obamacare is not insurance.
That's not what Obamacare is or does. Obamacare has an
open enrollment period. Which you would know
if you actually knew anything you're talking about, or did the hard work of knowing it. So you can't just hop onto Obamacare at any given time. Because Obamacare is merely a marketplace where insurers offer plans. And insurers have enrollment periods
specifically to prevent what you're saying. But you don't know that because
you don't know what health insurance is, what insurance companies do, and
how it relates to your actual health care. You don't even know the first thing about the law, let alone how insurance works, how you enroll in it, and when you enroll in it. Seriously, what is your excuse for being this uninformed? Is it an active choice you make? Is it not? What gives?
Yes, allowing people to steal my premiums makes it welfare, not insurance.
So again, you don't seem to know what health insurance is. At this point, I think you're deliberately not understanding it because you're too afraid to admit you're not as smart as you think you are.
If you allow me to pay $200 only after my appendix burst then yes, that would be stealing someone else's premiums. If I was enrolled in the plan and then at some point in the future my appendix burst, that's not stealing.
So you're a dumb-dumb who obviously has never had to buy health insurance for yourself, otherwise you would know that you cna't get insurance anytime you want. There are open-enrollment periods. For the plans on the exchanges, the period runs from October through January. If you choose to not get insurance, then you're fucked because you can't pick it up mid-year,
and you have to pay a fine.
our confusion between actual insurance and welfare or stealing is amusing considering your OP.
No, the problem is you have standards that seem to change depending on how your argument is faring. Then you pretend it doesn't when we can all take a look at the thread and see for ourselves. I mean, you don't even know the fundamental basics of how to actually
get health insurance. You obviously have never had to get it for yourself, choosing instead to have someone else do it for you because you're too lazy to bother with understanding it. Heck, you didn't even know about enrollment periods. Your entire argument hinges on the belief that you can just hop onto the exchanges any time and pick up coverage.
But that's not even remotely true. So you just made it up in order to fit the false narrative you're constructing in your equally false argument.
Pathetic.
