Guess you didn't understand my posts. Yes, if you chose to go to college and incur a ton of student loans, try and prepare yourself for something you'll be able to support yourself and your family over the course of your career. When I was in college it wasn't any different. Most of my peers were taking fluff classes because they were "easier" and they gave no thought to potential earning power by making those choices. Then they graduated with a Liberal Arts degree and found themselves waiting tables, forever. We do end up living with the choices we made, after all, but not everyone is willing to accept their consequences. That's why we've reached a point of denying our plight had anything to do with the decisions we ultimately made, so consequently we point a finger at the government or whatever else we can lamely accuse. Back in the day, those that racked up huge student loans didn't bother to pay them. Today's students are required to do so. Is that unfair? Not for those of us who did pay, as has my son after me. To those of us who took our obligations seriously, this should have always been the case, to make good on student loans. The other thing is young people today have no concept that the generation before them worked up to the lifestyle we have today, not that it was acquired overnight. They believe in the fantasy world of TV and the assets of their parents, and make the mis-assumption this lifestyle happens as soon as you graduate. Then they start popping out babies, without any thought of the pending obligation, despite that there's every option readily available for birth control. The decision whether or not to procreate shouldn't be an automatic. The reason is not because the it's the government's fault, so much as it is our own personal fault. It's a bitter pill to swallow, but one every person should "man" up to in their life.