I think of communism simply as the extreme degree of socialism to the point all major means of production are collectively owned, but otherwise we seem to be fairly much in agreement.
I did not know Canada had public car insurance.
I am impressed.
But it does not appear to be universal.
{...
Of Canada’s 10 provinces, three are government-owned and operated car insurance systems: B.C., Saskatchewan, and Manitoba. In Quebec, the government manages auto insurance for bodily injuries; otherwise, private insurers provide insurance for damage to property. The other six provinces – Newfoundland and Labrador, Nova Scotia, New Brunswick, P.E.I., Ontario and Alberta – have private auto insurance systems, as do Canada’s three territories (Nunavut, Yukon, and the Northwest Territories). According to data from IBC, the average
auto insurance premium in each region varies.
...}