Civilizational collapse: Less than 15% of 30-year-olds are married homeowners

"Encouraging" isnt going to help one iota. We need to promote building up a big nest egg before marriage. Take a good chunk of years to do that.
My husband and I nor any of our closest friends had any nest egg and we had extremely limited assets of any value of any kind when we married. We're still married decades later and became sufficiently prosperous to not have to worry about living from paycheck to paycheck. Yes we lived paycheck to paycheck for awhile, we had no credit cards, no savings in the bank, credit was pretty much layaway plans at Sears. We had nothing going for us in any way other than solid moral grounding, strong work ethic, and unlimited opportunity ahead of us if we just did what we needed to do to achieve it.

If you don't demand to have what the more prosperous have from the very beginning, it goes a whole lot better. Too many young people now want to start out marriage with a nice house, a nice car, designer clothes, travel, expensive concerts, etc. etc. etc. So yes, they need two salaries to 'barely get by.'

A return to old fashioned American values of common sense, fiscal and moral responsibility, willingness to work for what you have and expecting to have to earn what you get is necessary. If we don't encourage that it won't happen.
 
I do see the ultra rich investing in space travel, and building survival multi million dollar under ground survival homes.
Wonder what they think is going to happen? Neither major political party has All the right answers.
And looking to either one of them to Fix it ALL is insane wishful thinking.
Those underground homes are certainly not due to climate change. Most of the rich are buying prime ocean front property that suggests they aren't believing all the dishonest and unsupportable hype about climate change, rising seas, etc.

But they do demand a clean, livable environment around themselves as do all those in the middle class.

I don't look to any political party to fix what can't be fixed. I look to our elected leaders to implement policy that actually does measurable good and benefits those they represent. If they can't do that, then they should do nothing at all.

Encouraging traditional families benefits everybody.
 
We currently have 9 corporations that own/control 90% of the stocks on the stock market.

It doesn't matter what you do for a living or where you live or your hobbies. These 9 control every aspect of your life. Including, Blackrock, Morgan Stanley, Fidelity, Schwab, and etc.

There aren't anyone else....

They own the drug companies, media outlets, communications, construction, farming, and fertilizers, and etc.....every aspect of your life is owned and controlled by them. Their reach isn't just confined to the USA either....it's very much global.

How did it get there?
Bought and paid for Congress mainly. Federal agencies and Laws made to stop what has happened abdicated a long time ago.

We....including me and you....are essentially slaves. Designed by corporate America to be perpetually slaves to this system created by the 9 . Never to rise above. (Even if we have the ability to do so....many do not)

It started decades ago in Hollywood with Disney engaging in lawsuits against anyone having anything resembling their cartoons or movies. It's only gotten worse since then

It also started when Henry Ford wanted to pay his unskilled workers more money (due to profits plus still short on labor) but the stockholders sued to stop him and the courts upheld the stockholders.

That's where the cheese went.
The 9 corporations....squeezing the life out of everyone.
 
I do see the ultra rich investing in space travel, and building survival multi million dollar under ground survival homes.
Wonder what they think is going to happen? Neither major political party has All the right answers.
And looking to either one of them to Fix it ALL is insane wishful thinking.
We could start enforcing anti-trust laws.

You should not create a "company store" out of a country.

Decades ago they built work camps where when you got your pay it was in the form of script instead of real money.
But then you used this script to rent a house, buy groceries, clothes and etc at the company store which had inflated prices for reduced value script.
$1 script was worth $0.65 US dollars....but a $1 box of crackers was $2.

These were the cause of a slew of laws...but today the exact same environment exists except on a massive scale.
 
We currently have 9 corporations that own/control 90% of the stocks on the stock market.

It doesn't matter what you do for a living or where you live or your hobbies. These 9 control every aspect of your life. Including, Blackrock, Morgan Stanley, Fidelity, Schwab, and etc.

There aren't anyone else....

They own the drug companies, media outlets, communications, construction, farming, and fertilizers, and etc.....every aspect of your life is owned and controlled by them. Their reach isn't just confined to the USA either....it's very much global.

How did it get there?
Bought and paid for Congress mainly. Federal agencies and Laws made to stop what has happened abdicated a long time ago.

We....including me and you....are essentially slaves. Designed by corporate America to be perpetually slaves to this system created by the 9 . Never to rise above. (Even if we have the ability to do so....many do not)

It started decades ago in Hollywood with Disney engaging in lawsuits against anyone having anything resembling their cartoons or movies. It's only gotten worse since then

It also started when Henry Ford wanted to pay his unskilled workers more money (due to profits plus still short on labor) but the stockholders sued to stop him and the courts upheld the stockholders.

That's where the cheese went.
The 9 corporations....squeezing the life out of everyone.
No, they don't. Buy local.
 
Wage slavery is still slavery. Just because there are no physical chains put on someone doesn't mean they aren't there.

If you take a poor person and offer them money for prostituting themselves....chances are because they are poor they will agree. No different from a slave master forcing themselves upon a female slave....

Just because a limited amount of freedom exists for what they spend their money on versus getting what the masters house cooks for them doesn't change the situation. They either show up to work or starve.
"Sixteen tons and what do you get? Another day older and deeper in debt. St. Peter don't call me because I can't go. I owe my soul to the company store."

America has pretty much evolved from those conditions and usurious lending practices are pretty much a thing of the past for the most part.

But you're right. There are all forms of modern day slavery. Two of the countries engaging in it the most are China and India.

The U.S. Democrats practice it in a way by trying to keep black people and others down, poor, and dependent on government. Those who try to escape that are called 'hanky heads', 'Uncle Toms', 'acting white', 'a discredit/traitor to their race' or whatever. (More and more black people are beginning to figure that out I think and no longer believe that the Democrats will take care of them because they never have. More and more and believing they can take care of themselves better than opportunistic politicians.)

When they return to their cultural roots, again discourage and deplore unnecessary single parenthood, reform their societies into traditional families again, they will quickly become mainstream as a demographic.
 
All the trillions and trillions already spent to 'fight climate change', all the laws, rules, regulations, restrictions, mandates etc. etc. etc. have no made one whit's difference in the climate but have burdened the people and taken away their choices, options, liberties, opportunities.

The best way to fight climate change is to encourage prosperity among the people. The more prosperous they are, they more they demand and require clean water, air, soil and beauty in the our environment. When they aren't concerned about how to feed their families they have the luxury to care more about the plant and animal life all over Planet Earth.

And what monies and energies we spend re the climate should be to help humankind to adapt constructively and profitably to inevitable climate change.

To encourage prosperity among the people includes first and foremost encouraging the traditional family; encouraging people to become married homeowners.

Wow, you live in your own world

Trillions spent on Climate Change? Really?
 
Wow, you live in your own world

Trillions spent on Climate Change? Really?
". . .A new peer-reviewed study of all the scientific estimates of climate-change effects shows the most likely cost of global warming averaged across the century will be about 1% of global gross domestic product, reaching 2% by the end of the century. This is a very long way from global extinction.

Draconian net-zero climate policies, on the other hand, will be prohibitively costly. The latest peer-reviewed climate-economic research shows the total cost will average $27 trillion each year across the century, reaching $60 trillion a year in 2100. Net zero is more than seven times as costly as the climate problem it tries to address. . . "


Rather than trying to futilely change the climate we should be encouraging traditional families and using our resources to help them adapt constructively and profitably to inevitable climate change. That would benefit the world in many wonderful ways.
 
". . .A new peer-reviewed study of all the scientific estimates of climate-change effects shows the most likely cost of global warming averaged across the century will be about 1% of global gross domestic product, reaching 2% by the end of the century. This is a very long way from global extinction.

Draconian net-zero climate policies, on the other hand, will be prohibitively costly. The latest peer-reviewed climate-economic research shows the total cost will average $27 trillion each year across the century, reaching $60 trillion a year in 2100. Net zero is more than seven times as costly as the climate problem it tries to address. . . "

Well, since we aren't doing that, you don't have much of a point.

What are we ACTUALLY spending on Climate change?

Get to me with that number. It probably isn't enough.
 
No, they don't. Buy local.
Even buying local will not solve it.

Every gardener buys products like fertilizer, pesticides, seed, garden hoses, pvc piping or something. Even if the used shaped rock from a natural spring for irrigation they bought a hammer from one of the 9 to shape the rock. And the local farmer doesn't do their job naked....they buy clothes, shoes, deodorant, soap and etc.

Sorry....you may cut out a portion from the company store....but not the majority.

The 9 are still in control.
 
Well, since we aren't doing that, you don't have much of a point.

What are we ACTUALLY spending on Climate change?

Get to me with that number. It probably isn't enough.
Well when you complete the remedial reading comprehension course I recommended, re-read that post and get back to me.

The last data I read though is that global financing surpassed $1 trillion per year for the first time last year. And they have been fighting climate change (without making one whit's difference in climate change) for decades now. Figure all the investment in wind farms, solar, all the rules, regulations, mandates, restrictions are costly to everybody, it isn't difficult to come up with much more than that $1 trillion every year that passes.

Meanwhile do you or do you not agree that the traditional family has been and could again be the backbone of American society and culture and is beneficial to all?
 
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Well when you complete the remedial reading comprehension course I recommended, re-read that post and get back to me.

You listed what it MIGHT cost globally if ALL nations engaged in the most extreme climate control measures.

I asked you for what the US (and the US alone) is ACTUALLY spending on climate change initiatives.

Meanwhile do you or do you not agree that the traditional family has been and could again be the backbone of American society and culture and is beneficial to all?

Nope. As usual, you have it backwards.

The reason why the family has collapsed is because - wait for it - the One Percenters have spent decades demolishing the middle class.

For instance, I grew up in a middle class home because my dad was lucky enough to have a union job. Today those union jobs are largely gone.

When we get those back, the families will follow.
 
Even buying local will not solve it.

Every gardener buys products like fertilizer, pesticides, seed, garden hoses, pvc piping or something. Even if the used shaped rock from a natural spring for irrigation they bought a hammer from one of the 9 to shape the rock. And the local farmer doesn't do their job naked....they buy clothes, shoes, deodorant, soap and etc.

Sorry....you may cut out a portion from the company store....but not the majority.

The 9 are still in control.
Nope. I and my wife are the local gardeners. We compost for our fertilizer. We buy locally made everything.

It's more expensive, and takes time to find, but it can be done.
 
You listed what it MIGHT cost globally if ALL nations engaged in the most extreme climate control measures.

I asked you for what the US (and the US alone) is ACTUALLY spending on climate change initiatives.



Nope. As usual, you have it backwards.

The reason why the family has collapsed is because - wait for it - the One Percenters have spent decades demolishing the middle class.

For instance, I grew up in a middle class home because my dad was lucky enough to have a union job. Today those union jobs are largely gone.

When we get those back, the families will follow.
Congratulations. You are now in the lead for the most non sequitur post of the day. (And that is saying something considering all the stupidity I've seen posted today.)
 
I bought my 1st home in late 1977, I was 22 and married.
I was 32 (in 1972), bought a small hobby farm, and moved into it on my wedding night. Sold it and bought 2 acres in the woods and put a manufactured home on it. Wife left me, moved back to the city, got a job that provided a house and have been there ever since. When I retire, I will buy a house in the country (or in the woods). Will pay cash with the money I've saved by not having to own or maintain a house all these years. :)
 
I was 32 (in 1972), bought a small hobby farm, and moved into it on my wedding night. Sold it and bought 2 acres in the woods and put a manufactured home on it. Wife left me, moved back to the city, got a job that provided a house and have been there ever since. When I retire, I will buy a house in the country (or in the woods). Will pay cash with the money I've saved by not having to own or maintain a house all these years. :)
Then on the reality that real estate generally appreciates much more than money draws interest over the years, others have also prospered by owning their homes and paying them off as well as other properties. A paid for home, even paying all the taxes, insurance, utilities, maintenance costs, will almost always be much more economical to live in than paying rent especially if the buyer is wise and buys where property will appreciate. Hombre and I still have a mortgage, mostly due to a re-fi when interest rates were at rock bottom. We live in a modest but pleasant home in a pleasant neighborhood and still live much more economically than paying rent for anything comparable would be. And we are building good equity should we need to sell and use that.

And it is the nuclear traditional family that is most likely to do that which generally stabilizes the area, significantly lowers crime, makes the schools, shopping, amenities as well as community aesthetics better and will generally result in overall more prosperity for everybody.

But the beauty of being a free people is that everybody is not required to choose the same things and there is huge choice available for everybody.
 
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15th post
I was 32 (in 1972), bought a small hobby farm, and moved into it on my wedding night. Sold it and bought 2 acres in the woods and put a manufactured home on it. Wife left me, moved back to the city, got a job that provided a house and have been there ever since. When I retire, I will buy a house in the country (or in the woods). Will pay cash with the money I've saved by not having to own or maintain a house all these years. :)
LOL....Did you have to maintain another wife? ;)
 
Never remarried. I might consider it when I retire. I don't have the time now.
What kind of job these days provides a house to live in?

The only places I know of now are prison warden's a possibly assistant warden on-site homes.

Of course back in the day factory bosses down to 1st line supervisors had company provided housing.
 
What kind of job these days provides a house to live in?

The only places I know of now are prison warden's a possibly assistant warden on-site homes.

Of course back in the day factory bosses down to 1st line supervisors had company provided housing.
I manage a 52-unit apartment building and live in a house next door owned by the company. Great location and lot with huge white oak trees, large yard and garden, private and off the street. Have remodeled and added to it over the years, at the owners' expense of course.
 

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