We lived on our houseboat during the summer for 2 years. It was awesome. I wouldn’t trade it for the world. And there is nothing like the gentle rock of a boat for sleeping well.
Some do not do well with it, though.
Worries of mold, etc., in my opinion are being over hyped. When you live on it, it is usually opened up, and reduces the effects of mold, as well as doing a weekly cleaning over all surfaces.
If you anchor off an island it will need to be a protected, sheltered area, to help protect from rough weather. Do you plan on a generator for power? If solar, remember, those cloudy days could shut your power down. I would also suggest having a runabout to pick up supplies, etc., so you don’t have to pull anchor every time you need something or want to go somewhere. Boats are not inexpensive, but without slip fees, much more manageable. They also depreciate very quickly.
Periodically you will have to pull anchor to refill water tanks, empty waste, etc, unless there are services available to come to you.
Overall, it was a fantastic experience. Just be sure to think through everything before you invest in one.
I believed it might be a fun idea for awhile, but it has to get lonely and feel as isolated as living in the back Woods after awhile.
many people are loneliest in places like Boston, LA, NY ... seriously
I don't know if you are joking or not, but it's a good point. If it were in a harbor with another 100 House Boats, it would just be like living in any community. People would have dogs, kids, local dances etc. No different than a trailer park I guess.
At our family cottage we had the Locks nearby and many big boats. I've also been out East and some paid for docking "rent" in a particular area with many boats. Some lived there for sure.
I’m serious.. docking fees are very expensive in Boston, so I would mostly anchor off a island for free, I would only dock occasionally,
But I am worried about the chopppy weather. And sleep. Is it hard to sleep on a boat? Solar panels for electrical.