Give me my welfare check, I here Vegas calling.
LOL. On the theory that he had staged an accident and was faking his injuries that he had a chiropractor certify made him unable to work, I hired a private investigator to follow a work comp patient.
The first two times out, the 'patient' drove so erratically he was able to lose the tail. The third time, they figured out how to do it though and followed him to my office where he picked up his weekly compensation check. And then, at highly dangerous speeds, they managed to follow him to the nearest casino where he bounded out of his car, literally sprinted to the front door of the casino. They couldn't get cameras inside at that point, but followed him in and reported that he bee-lined it to the blackjack table and vaulted onto a stool and proceeded to spend a couple of hours losing all of his compensation check.
With the film we had of this plus a couple of other interesting encounters, we were able to convince him that he was miraculously cured after a few sessions with the chiropractor.
I didn't work the claims, but we subsequently heard that he did this at least twice more. He would go to work for somebody just long enough to find a way to get 'hurt' and receive disability through work comp for an extended period.
Of course there are those who aren't faking it. But there are a lot of folks out there milking the system for all they can get out of it too. And alas, probably most are getting away with it.
Betwen 1979 and 1995 I investigated over 1000 workers comp claims.
Many chiropractors are in on the dealbut many are also reputable as I goto one regularly due to sports injuries.
Your story rings true in every detail. Had many with the same set of facts it seems.
I work a few self insured cases these days that involve big $. Too old (55) to be getting up at 4 AM to sit surveillance 45 miles away.
I believe 50% is fraud either totally faking it or partially.
Fact is 95% of the cases are with doctors, not chiropractors. You have NO case without an MD in 95% of the cases. Chiropractors can only deal with soft tissue minor comp claims.
Lawsuits ambulance chasers would go away if we had honest doctors. Without the doctor there is NO claim.