johnrocks
Silver Member
Okay,here goes, a plan that incorporates free market solutions while giving millions more excess to affordable health care. It would still be voluntary but,well,you know the saying,you can lead a jackass to water but you can't make him drink. Here are my ideas that cover free market solutions.
1. Repeal the HMO Act of 1973 which requires all but the smallest employers to offer their employees HMO coverage, and the tax code allows businesses, but not individuals, to deduct the cost of health insurance premiums. The result is the insane coupling of employment and health insurance, which often leaves the unemployed without needed catastrophic coverage.
2. Repeal the ERISA Act of 1974 which is a federal law that sets minimum standards for retirement and health benefit plans in private industry. This attracted special interests to insert things from wet nurses to maternity in group plans,these minimal standards have raised costs and took away our freedom to choose the coverage we want as individuals.
3. Introduce legislation that gives tax credits for individuals to buy their own insurance,be it comprehensive or high deductible catastrophic or Medical Savings Accounts.
4. Introduce legislation that gives tax credits for "negative outcomes" insurance that people can purchase prior to an operation that would remove costly litigation yet preserve trial by jury we hold so dear in this country,it could drive down liability costs and the consumer would be able to set the value they want on their property which is their body.
5. Introduce Tax Credits for people who take a large amount of prescription medicine,this could help those in need without creating bureaucracy such as Medicare Part "D". We could also do this for people who take care of their parents or children to relieve burdens.
6. Remove any limitations on Medical Savings type accounts. This would expand access,it's the fastest growing market there is and could grow faster without the constraints govt. places on them.
7. Allow insurance companies to sell nationally and allow all insurance companies to participate, Mutual Companies,non profits,Property and Casualty,you name it,open up the competition.
8. Give huge tax credits to companies wanting to open Doc in a Box type clinics in towns,in the Wal Marts,Wal Greens and Targets nation wide. This would releive pressure on ER rooms, a lot of times a child may get sick late at night and the only place to go is ER,this could alleviate that since these type places are open at night and on weekends.
How you like?
__________________
1. Repeal the HMO Act of 1973 which requires all but the smallest employers to offer their employees HMO coverage, and the tax code allows businesses, but not individuals, to deduct the cost of health insurance premiums. The result is the insane coupling of employment and health insurance, which often leaves the unemployed without needed catastrophic coverage.
2. Repeal the ERISA Act of 1974 which is a federal law that sets minimum standards for retirement and health benefit plans in private industry. This attracted special interests to insert things from wet nurses to maternity in group plans,these minimal standards have raised costs and took away our freedom to choose the coverage we want as individuals.
3. Introduce legislation that gives tax credits for individuals to buy their own insurance,be it comprehensive or high deductible catastrophic or Medical Savings Accounts.
4. Introduce legislation that gives tax credits for "negative outcomes" insurance that people can purchase prior to an operation that would remove costly litigation yet preserve trial by jury we hold so dear in this country,it could drive down liability costs and the consumer would be able to set the value they want on their property which is their body.
5. Introduce Tax Credits for people who take a large amount of prescription medicine,this could help those in need without creating bureaucracy such as Medicare Part "D". We could also do this for people who take care of their parents or children to relieve burdens.
6. Remove any limitations on Medical Savings type accounts. This would expand access,it's the fastest growing market there is and could grow faster without the constraints govt. places on them.
7. Allow insurance companies to sell nationally and allow all insurance companies to participate, Mutual Companies,non profits,Property and Casualty,you name it,open up the competition.
8. Give huge tax credits to companies wanting to open Doc in a Box type clinics in towns,in the Wal Marts,Wal Greens and Targets nation wide. This would releive pressure on ER rooms, a lot of times a child may get sick late at night and the only place to go is ER,this could alleviate that since these type places are open at night and on weekends.
How you like?
__________________
