I'm a truck driver, and I see people doing all kinds of stupid things, speeding is just the tip of the iceberg. Texting while driving, is commonplace, and I have seen a car run into the back of a truck when the driver of the car was texting, in a dam traffic jam, so imagine what happens when they text doing 90.
The insurance law is stupid, cause if you get in a wreck, the person you tangled with, probably wont have insurance, so you better have uninsured motorist insurance, even though ever motorist must have insurance, WHAT?