I don't believe I'm dodging anything. Selling insurance IS commerce per SCOTUS.
No one has ever claimed selling insurance is not commerce.
Wrong, old-n-senile. McCarron-Fergusson does not claim selling insurance is not commerce. It simply gives states the authority to regulate the selling of insurance.
What "precedent" allows the federal government the authority to compel you to buy something?
What "insurance" does federal law compel businesses to buy?
This decision is going to be VERY interesting in that if SCOTUS shoots down the mandatory insurance clause, they would then open the door for businesses to challenge ERISA on the same grounds.