Instead of having huge institutions foreclose on each individuals to drive down the value of our property, we can control the power if at least 15,000,000 homeowners unite to prevent all foreclosures. They can't foreclose on 15,000,000 property owners. This needs to be a two step process to remove any risk entirely. Step 1) The first step is only a pledge to unite. We begin on this forum to gather pledges. If we hit 10,000 (out of the 25,787 members here) we set up a website to gather pledges from the entire USA. Each of us emails our entire list of addresses to spread the word and ask our associates to email their list of addresses. This could get news coverage that will inform millions of homeowners. Step 2) Our website records all pledges so when we hit 15,000,000 the 2nd step requires a $10 payment for membership and to show good faith that we simultaneously stop payments. The $150,000,000 finances a team of lawyers to represent any member whose credit is harmed or is a target of any harm by any bank. We force the banks to reduce all payments to 25% of each member's net income. We use the capital to finance a 3rd party for the 2012 election. We must boot out the entire Democratic Republican Crime Family. The first two pieces of legislation our new AMERICAN PARTY writes will be: a) A bill that provides public financing to end all bribes and kickbacks. The obvious reason that loan officers suckered millions of people to take mortgages the lenders knew would never get paid was to generate fees and ditch the mortgages into securitized packages stamped with bogus AAA another part of the obvious fraud. None of the bankers or rating agencies' people were prosecuted is because they all paid bribes to the entire DEMOCRATIC REPUBLICAN CRIME FAMILY. b) Invoke the 13th Amendment that abolished slavery. The only way Americans can get back their jobs is to force that supplies are manufactured in America at American wages. Buying goods produced by Chinese slaves violates are Constitution. There is no difference buying imported heroin and imported cocaine than buying slave made goods.