Trump releases seven-point health care reform plan

[Crixus]

how does the plan reduce the cost of helth care ?

 

[NoTeaPartyPleez]

Nothing there on pre-existing conditions and lifetime caps .

That would be between you and the insurance company. Government should not play a role in that.

And how do you think an insurance company is going to decide? Why don't you give us a real scenario instead of that pixelated methane I'm seeing on my screen.

 

[nat4900]

CBS News reported several nights ago that the third cause of death after heart disease and cancer was medical error. If America has the best health care on earth as the right has been saying prior to the passage of the ACA, how does this happen?

The World Health Organization has our health care, morbidity rates and longevity somewhere in the 30th ranking....But, I believe, we did beat Ecuador.

 

[NoTeaPartyPleez]

That would be between you and the insurance company. Government should not play a role in that.

Yeah, "right"...because health insurance companies simply "love" to insure sick people and pay out more than they take in.

DarkFury really is in the dark.

 

[NoTeaPartyPleez]

CBS News reported several nights ago that the third cause of death after heart disease and cancer was medical error. If America has the best health care on earth as the right has been saying prior to the passage of the ACA, how does this happen?

The World Health Organization has our health care, morbidity rates and longevity somewhere in the 30th ranking....But, I believe, we did beat Ecuador.

I think it's still at 37th.

 

[g5000]

This is why far left liberals should vote for Trump instead of Sanders.

All the retards infecting the Right will go along with a Trump plan to enact single payer healthcare. They will never go along with Sanders doing it.

All the retards infecting the Right will go along with Trump's plan to ban assault weapons. They will never go along with Hillary or Bernie doing it.

All the retards infecting the Right will go along with Trump's plan to raise the minimum wage. They will never go along with Hillary or Bernie doing it.

The liberals will get far more of the Alinsky Wish List™ enacted under Trump than they will with Clinton or Sanders.

TRUMP: "Did I say I hate Mexicans? I am going to give them all legal status!"

Five minutes later...

We need to embrace our southern invaders brothers

 

[rightwinger]

Like all Republican health proposals I have seen, this one does nothing to provide comprehensive healthcare

How will Trump replace the exchanges once he repeals Obamacare?

 

[DarkFury]

That would be between you and the insurance company. Government should not play a role in that.

Yeah, "right"...because health insurance companies simply "love" to insure sick people and pay out more than they take in.

That still does not change the fact government should NOT be part of it.

 

[Brain357]

People can't write off their health insurance premiums if they can't afford to pay them in the first place.

HSA plans have two components: A high deductible health plan and another account to which you must contribute for use in paying the deductible. Combined, they're essentially the same cost as traditional health insurance premiums.

None of these "ideas" make it easier for people to afford or access critical preventive or diagnostic care, or prescription drugs.

There are too many people who don't understand how this works tossing out "ideas".
.

I beg to differ. As it currently stands most states only allow a couple insurance companies to operate within their borders. Essentially a monopoly state by state which railroads consumers into paying higher costs through lack of choices & competition.

We don't have they issue with car insurance, yet it is still quite expensive.

 

[DarkFury]

Like all Republican health proposals I have seen, this one does nothing to provide comprehensive healthcare

How will Trump replace the exchanges once he repeals Obamacare?

Its not governments job to provide anything but the safety and security of its citizens.

 

[rightwinger]

Like all Republican health proposals I have seen, this one does nothing to provide comprehensive healthcare

How will Trump replace the exchanges once he repeals Obamacare?

Its not governments job to provide anything but the safety and security of its citizens.

It is if we the people tell them to do it

 

[TyroneSlothrop]

CNN Dissects Trump's "Nerve-Wracking" Proposal To Undermine "Full Faith And Credit" Of The United States

 

[nat4900]

That still does not change the fact government should NOT be part of it.

You mean for government to stay out of people's personal business like pre-choice and voting rights?

 

[nat4900]

CNN Dissects Trump's "Nerve-Wracking" Proposal To Undermine "Full Faith And Credit" Of The United States

Perhaps Trump may (or may not) have heard of the economic status of countries like Greece, Spain, Portugal, etc.

 

[TyroneSlothrop]

Like all Republican health proposals I have seen, this one does nothing to provide comprehensive healthcare

How will Trump replace the exchanges once he repeals Obamacare?

Its not governments job to provide anything but the safety and security of its citizens.

We the People of the United States, in Order to form a more perfect Union,
1. establish Justice,
2. insure domestic Tranquility,
3. provide for the common defense,
4. promote the general Welfare, and
5. secure the Blessings of Liberty to ourselves and our Posterity,
6. do ordain and establish this Constitution for the United States of America.
The Preamble explains the purposes of the Constitution, and defines the powers of the new government as originating from the people of the United States.

 

[TyroneSlothrop]

That still does not change the fact government should NOT be part of it.

You mean for government to stay out of people's personal business like pre-choice and voting rights?

and bathrooms/bedrooms

 

[NightFox]

You mean like what's happening under Obamacare RIGHT NOW?

You're forgetting that the penalty for NOT adhering to the mandate will soon reach the same amount as buying a HC policy.

The schedule for the penalties maxed out in 2016, so we're already at that point (2.5% of household income maximum per person yearly cost of a "bronze" plan or $695 per adult/$347.50 for children under 18 whichever is higher, maximum $2,085 ), and the situation with respect to the balance in the risk pools appears to be getting worse not better, so apparently young, healthy people are either confident that they can circumvent the penalties OR are going to wait until they get sick to sign up OR they just don't want to bother with insurance (probably because the law and the red tape that surrounds it is so confusing that nobody in their right mind wants anything to do with it) and are opting instead to pay either the yearly cost of the "bronze" plan as a maximum penalty or the $695 person/$2085 family.

 

[Flopper]

What I really like is the emphasis on expanded Health Savings Accounts, and the shift in tax deductibility to individuals. Another excellent proposal is price transparency.

Congress must act. Our elected representatives in the House and Senate must:

1. Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.

2. Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.

3. Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.

4. Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.

5. Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.

6. Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.

7. Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.

Full Health Care reform plan can be read here >>> Healthcare Reform

Most of these recommendation have been around for years. Take for example removing barriers that keep insurance companies from operating across state lines. Currently 70% of health insurance companies do operate across state lines although none operates in every state. The number has increased since Obamacare which forced state regulators to take a backseat to federal regulations. There are a number of barriers that keep insurance companies within state lines, none of which are federal laws and regulation. State laws and regulations are still a major barrier. The only way the federal government can solve that problem is to usurp the power of the states to regulate insurance.

Increasing competition between insurance companies will have little effect on healthcare cost because the profit margin of health insurance companies are typically 4% to 5% and insurance companies have never been successful at forcing lower cost on providers. The real cost is delivering healthcare, not insurance.

 

[bendog]

What I really like is the emphasis on expanded Health Savings Accounts, and the shift in tax deductibility to individuals. Another excellent proposal is price transparency.

Congress must act. Our elected representatives in the House and Senate must:

1. Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.

2. Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.

3. Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.

4. Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.

5. Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.

6. Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.

7. Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.

Full Health Care reform plan can be read here >>> Healthcare Reform

Most of these recommendation have been around for years. Take for example removing barriers that keep insurance companies from operating across state lines. Currently 70% of health insurance companies do operate across state lines although none operates in every state. The number has increased since Obamacare which forced state regulators to take a backseat to federal regulations. There are a number of barriers that keep insurance companies within state lines, none of which are federal laws and regulation. State laws and regulations are still a major barrier. The only way the federal government can solve that problem is to usurp the power of the states to regulate insurance.

Increasing competition between insurance companies will have little effect on healthcare cost because the profit margin of health insurance companies are typically 4% to 5% and insurance companies have never been successful at forcing lower cost on providers. The real cost is delivering healthcare, not insurance.

And those of us who didn't like Obamacare, and who wanted to involve the marketplace wanted to do away with much of the insurance market. Basically, use the tax expenditures of employer sponsored and Obamacare to GIVE people the money the employers will just keep under TrumpyourCare in the form of tax credits. Doctors and hospitals would be encouraged to advertise prices and success rates for procedures, and people could use their own judgment.

 

[Flopper]

You mean like what's happening under Obamacare RIGHT NOW?

You're forgetting that the penalty for NOT adhering to the mandate will soon reach the same amount as buying a HC policy.

The schedule for the penalties maxed out in 2016, so we're already at that point (2.5% of household income maximum per person yearly cost of a "bronze" plan or $695 per adult/$347.50 for children under 18 whichever is higher, maximum $2,085 ), and the situation with respect to the balance in the risk pools appears to be getting worse not better, so apparently young, healthy people are either confident that they can circumvent the penalties OR are going to wait until they get sick to sign up OR they just don't want to bother with insurance (probably because the law and the red tape that surrounds it is so confusing that nobody in their right mind wants anything to do with it) and are opting instead to pay either the yearly cost of the "bronze" plan as a maximum penalty or the $695 person/$2085 family.

Still paying $695 person/$2085 family is lot a pay for nothing. Waiting till you get sick to sign up for healthcare is not a good idea because you can only sign up for health insurance during open enrollment, usually about a one month period. I certainly would not want to have to deal with a serious heart problem, cancer, or accident for up to a year with no insurance.

For those with very low income, they can sign for Medicaid at no cost. For those with low incomes they take advantage of subsidies that significantly lower costs. For those in higher income brackets, going without health insurance can mean financial disaster. Unless, you have the financial means to pay for your healthcare, going without insurance is irresponsible and foolish.