Thanks Democrats...daughter will have to quit job to stay on insurance.

[Trajan]

No, you are complaining that a certain provision in the health care bill isn't going into effect soon enough to benefit you.

Are you dense? I really not trying to be disrespectful..but you are not making any sense.
What specific HRC benefit am I wanting to "help" me.
If the HRC act was repealed tomorrow - my daughter keeps insured on our policy, it is because of this crappy bill that she will either lose the coverage or have to quit her job to keep it.

Only thing I can see here is you are all simply being obtuse and wanting to close your mind to reality.
This bill is already wreaking havoc.

Again, your insurance company can revoke her coverage anytime it pleases for any reason whatsoever. Until 2014. Then it will not be able to do so.

I can't figure out if you are stupid or a liar.

Well, I can figure out that your throw away lines are not well made as you lie while accusing folks in the same breath of lying to wit; an ins. company cannot cancel your policy without providing a reason, encapsulated and stipulated in the policy header called ; “Cancellation Policy" ro some such title to that section, which captures the reason(s) why they could terminate you, like not paying your premiums , lieing on your application etc.

 

[Wry Catcher]

Welcome to serfdom, baby. Government tells you what health care you can have.

So, "Obamacare" is bad and what existed before was good?
What is the business of Insurance?
Think real hard Revere...what is their business?
Is it to provide healthcare? Or is it to make a profit.

Did abuses exist before healthcare reform was attempted?
Did the Republicans take on reform when they controlled the Congress?
Did Bush put reform of the healthcare system on his agenda?
Is there any effort by the R's to refine the healthcare system, or are we to expect a return to double digit price increases and the abuses which existed before "Obamacare".

 

[Greenbeard]

bending the cost curve, which we have not done

What would you like to see done that wasn't done?

It took me 6 posts back and forth with mr. greenbeard for instance before he was boxed into admitting that yes, this coverage for the 26 year old bracket is NOT free......the cost has been shifted but the balloon is still just as full as it was before we started squeezing it.

Every piece of regulation contains estimates of its costs (and benefits). The costs of the various pieces of the New Patient's Bill of Rights are not a secret.

You asked specifically how the costs are distributed within your pool and how your premiums are affected. And, as I said, that depends on the structure of the insurance market in your state and your insurer's plan designs. If your state only allows or your insurer only offers self and family coverage, then the costs of adding a dependent to a family plan will be more distributed over your pool. If your premiums are instead rated by the number of people on your family plan, the costs of adding an additional dependent fall primarily on you, the family adding the dependent. Believe it or not, I'm not familiar with the benefit design and plan structure of every insurance policy in all 50 state insurance markets.

And I don't normally do consultations.

 

[sangha]

Are you dense? I really not trying to be disrespectful..but you are not making any sense.
What specific HRC benefit am I wanting to "help" me.
If the HRC act was repealed tomorrow - my daughter keeps insured on our policy, it is because of this crappy bill that she will either lose the coverage or have to quit her job to keep it.

Only thing I can see here is you are all simply being obtuse and wanting to close your mind to reality.
This bill is already wreaking havoc.

Again, your insurance company can revoke her coverage anytime it pleases for any reason whatsoever. Until 2014. Then it will not be able to do so.

I can't figure out if you are stupid or a liar.

Well, I can figure out that your throw away lines are not well made as you lie while accusing folks in the same breath of lying to wit; an ins. company cannot cancel your policy without providing a reason, encapsulated and stipulated in the policy header called ; “Cancellation Policy" ro some such title to that section, which captures the reason(s) why they could terminate you, like not paying your premiums , lieing on your application etc.

Cancellation policies allow the insurer to cancel policies pretty much at will. The insurer can decide to not cover a group and cancel their polices. The reason - They belong to a group the insurer no longer wants to cover

 

[Mr. Shaman]

Ahh so the insurance company is cutting costs?

Yeah....how tricky, of them, huh??

​

 

[Mr. Shaman]

The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform.

What higher expense?????

Where's your data, to prove that???? ​

 

[Mr. Shaman]

Welcome to serfdom, baby. Government tells you what health care you can have.

Ah, yes.....we wouldn't want to put too-much-pressure on Moms & Dads....despite their irresponsible-behavior of having kids, when they (obviously) can't afford them.

​

 

[Mr. Shaman]

Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.

So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.

The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)

Thanks

what a bunch of bull...

you didn't want health care reform... don't bitch. she wouldn't have ANYTHING but the garbage insurance her job gives her if it were up to you.

Bingo!!!!

Some people (just) shouldn't be parents.

​

 

[blu]

Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.

So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.

The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)

Thanks

what a bunch of bull...

you didn't want health care reform... don't bitch. she wouldn't have ANYTHING but the garbage insurance her job gives her if it were up to you.

what? if shes full time student she would be on his work coverage, which he claims is really good, instead, the health care reform let his ins company weasel out of covering his daugther

 

[blu]

Blame the greedy insurance companies....

doesn't get much more evil than them.

 

[blu]

I would just have her quit the part time job and take out loans. she will get better grades and learn more with not having to work anyway

 

[blu]

OP, what type of job did your daughter do? What line of work was she in? I don't think its too personal a question considering you brought up the subject and placed her dead in the center. Was she a school teacher Fireman, doctor, admin assistant...what?

a part time worker during college, learn to read dumbass

 

[Ravi]

Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.

So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.

The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)

Thanks

what a bunch of bull...

you didn't want health care reform... don't bitch. she wouldn't have ANYTHING but the garbage insurance her job gives her if it were up to you.

what? if shes full time student she would be on his work coverage, which he claims is really good, instead, the health care reform let his ins company weasel out of covering his daugther

No, the health care reform did not. The insurance company has always been able to weasel out of it, BUT, in 2014 due to the health care reform, the insurance company will no longer be able to weasel out of it.

My gawd, the insanity of believing a rightwingloon's retarded post.

 

[blu]

Having a mammogram or an allergy are considered "pre-existing" conditions by insurance companies.

So what? Will you now get that for free? Or will you get shoved into another plan or have your costs increased?

Before, if your son has an allergy to peanuts and you developed cancer, they could drop your entire family because your son had a pre-existing condition.

but we have the best system in the world!!!!!!!!!!!!!!!!11

 

[NYcarbineer]

Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.

So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.

The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)

Thanks

what a bunch of bull...

you didn't want health care reform... don't bitch. she wouldn't have ANYTHING but the garbage insurance her job gives her if it were up to you.

what? if shes full time student she would be on his work coverage, which he claims is really good, instead, the health care reform let his ins company weasel out of covering his daugther

Then show us where and how in the bill this happened.

 

[Mr. Shaman]

Ahh so the insurance company is cutting costs?

The only stipulation in the 22 years I have had coverage is that the child had to be a student.
In the 3 page letter, they state the reason for this change is due to higher cost in the coming years due to the HCR act. That in order to keep employee contribution from dramaticc increases is to cut coverage.

Yeah....NOW they're gonna blame it on HCR.

*

"How conveeeeeeeeeenient!!"​

 

[blu]

you mean she cannot decline the insurance coverage by an employer?
I have declined employer insurance before.

nope.
They have hired a company to audit each dependent, we have to contact her employer and give it to this company who will then verify if there is any available insurance - if there is, they will drop coverage in 30 days whether she has signed up for the insurance or not.

So you were trying to stick it to your own insurance company huh? Shouldn't she be paying her own way in life by now? Taking some personal responsibility over her own actions? I started buying my own insurance before I graduated from highschool.

what a waste of $$$. I will still on my dads insurance until 26 and hopefully health insurance companies will have gone bankrupt by then through their greed by then and single payer will have kicked in. I would never pay a dollar to these immoral greedy bastards. I can't wait for them all to be burning in hell

 

[sangha]

Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.

So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.

The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)

Thanks

what a bunch of bull...

you didn't want health care reform... don't bitch. she wouldn't have ANYTHING but the garbage insurance her job gives her if it were up to you.

what? if shes full time student she would be on his work coverage, which he claims is really good, instead, the health care reform let his ins company weasel out of covering his daugther

If wingnuts didn't lie, they'd have nothing to say

Insurers have always been allowed to drop dependant coverage because no law required them to offer it and HCR didn't change that

Free market hypocrits want the nanny govt to force the insurers to cover their children at a discount

 

[Mr. Shaman]

So what? Will you now get that for free? Or will you get shoved into another plan or have your costs increased?

Before, if your son has an allergy to peanuts and you developed cancer, they could drop your entire family because your son had a pre-existing condition.

but we have the best system in the world!!!!!!!!!!!!!!!!

....And, the insurance-companies have the INVE$TOR$ to PROVE it!!!!!
​

BILL MOYERS: But you had, all these years, seen premiums rising. People purged from the rolls, people who couldn't afford the health care that Cigna and other companies were offering. This is the first time you came face to face with it?

WENDELL POTTER: Yeah, it was. You know, certainly, I knew people, and I talked to people who were uninsured. But when you're in the executive offices, when you're getting prepared for a call with an analyst, in the financial medium, what you think about are the numbers. You don't think about individual people. You think about the number$, and whether or not you're going to meet Wall $treet'$ expectation$. That's what you think about, at that level. And it helps to think that way. That's why you-- that enables you to stay there, if you don't really think that you're talking about and dealing with real human beings.

 

[Wry Catcher]

There is a broad band between socialized healthcare and private sector healthcare. Republicans want everything privatized, Democrats want a public option to compete with the private sector.
No Democrat has suggested socialized medicine, suggesting a public option is socialized medicine is a canard, one of many the Republicans and their fellow travelers offer whenever change or reform is suggested.
Those of you who are so against "Obamacare" and complain it is socialized medicine seem to see the world in black and white (no pun intended).
A public option, with health centers all around our naton, providing basic preventative care, including education, innoculations, dental check-ups and cleanings, birth control, and regular physical examinations to catch early diseases which when left untreated are very costly makes sense (and cents).
It is not socialism. It can be provided by government employees, local state or federal; and contracted out to privatge providers under the regulations of the Federal Government or each state government.

Those who benefit from our current system oppose any form of reform; they benefit from the current system and are one of the special interests true conservatives oppose. Yet, the faux conservatives, which includes the echo chamber who pollute this message board daily with propaganda, half-truths and hysterical lies, whine about "Obamacare"; yep, Obama cares - callous conservatives care only about money. And, yes, avarice is one of the deadly sins.