Fractional reserve banking practise which began in 1694 with the issuance of debt money from The Bank of England, is reaching its final stage. Our unstable system, a party that took place long time ago, just like every other unstable system is breaking down, we are experiencing system failure today. Debt based money is not good for business. Creation of money out of nothing, through the national and private debt, is an excellent business. It cost almost nothing to produce the banknote, profit is almost 100% + interests. Credit is a wonderful thing, entire world shared this idea until today. Unfortunately, debt is composed of interest payments. This is why the amount of debt is always greater than the amount of money in circulation, so it's obvious that it is impossible to repay total debt. The fatal bug in our debt based financial and economic system is its perpetual need to expand, where greater expansion means greater debt. We always need new debts to repay the interests on the old ones. Perpetually growing debt and sacrifice to service its repayment are not without limits. Debt is a great and wondrous device, until the obvious becomes official: it cant be paid back. As without any kind of reserve behind it, money, a simple peace of paper is worth something only and as long as everyone believes, and thanks to mass media, if everyone believes it's so, than it must be true! That "everyone believes it" is not a good reason to believe in something. Once the people lose confidence in this peace of paper, system crashes. Now you know why it was so much important for the people who owns the money issuing institutions, to gain a possession of mass media, communication and education systems. Anyway, global economy is based on war and destruction. Kill or be killed, destroy to build, infect to medicate, contaminate to clean, spend to produce, broke to repair,... Why do you think it will get better with more debt, more lies, more killing and more destruction? In its substance, the possibility of real choice represents the main difference between democracy and dictatorship. In a situation where global financial crisis deepens, and where in reality, the whole world is bankrupt, you are not forced anymore to calmly and shiftlessly watching your present and your future disappear before your eyes. You can choose to react. $1 quadrillion of debt based financial derivatives, $99 trillions of the United States total public debt inluding unfunded liabilities from Medicare and Social Security, and $24 trillions of toxic assets of European banks are already knocking on heaven's door. Whatever happens, whatever comes, there are only 4 simple rules you need to know and implement: - you need money to produce - you need money to survive - you need consumers who have money to buy your products and services - you need to conserve your habitat, before it's too late So how can you implement this simple 4 rules? How and where are you going to get this treasuries? And much more important, how can you prevent similar situations in your and your child's future? Well, there is one key that resolves all 4 most important problems. And the key is monetary sovereignty. In front of us, there is a chance to re-write history, a chance like this comes once in a lifetime. The better you know, the better you make your choice. Before you make your choice, there is one thing you need to know, one thing you have a right to know: 30.09.1941 Marriner Eccles, Governor of the Federal Reserve System: "That is what our money system is. If there were no debts in our money system, there wouldn't be any money". 23.02.2009 The companies are asking money (new debts) primarily to restructure old debts and not to make new investments. Jean-Claude Trichet, President of the European Central Bank: "In recent weeks we have seen the first signs of falling credit (new debts) flows. If such behaviour became widespread across the banking system, it would undermine the raison dêtre (reason to exist) of the system as a whole". 12.01.1984 What will support the services offered by the government if none of us pay Federal Income Tax? Here is a report requested by President Ronald Reagan to see just where the tax money goes. The Grace Commission confirms the allegation that the income tax revenues go 100% to pay the interest on the national debt and not a single nickel of it goes to the government. Whatever government services we have, they are not being financed by the income tax. II Choice: Who are the people who have the money? This people knows: nature is beautiful, but we need industry to live. There is no industry without working people. We are living in a modern age, we are more productive than ever in the world history. Without humans, machines and robots produce so much more of everything. We have so much more, but we are not happier. The more modern we are, less free time we have. Did you know: the intention of invention was our benefit, not a damage. More than a half of our production is excessive and useless. This people know it, and what is much more important, they are also conscious: Crom is a global alternative currency, based on time. By receiving every month 730 croms, they are not forced any more to spend more than a half of their working time on production of useless things that nobody needs. This people know it, and what is much more important, they can spend their time in a better ways, with their families and on real education. Real education will prevent similar catastrophes in the future. In a perfect shelter against the worst moral, political and economic collapse world has ever seen, and in what is supposed to be an ideal way to achieve what you want; a better world, Crom Time Bank - multi currency payment system and marketplace represent the possibility of real choice.