Here goes. This a sharing thread,from self education,and life experience,learning from mistakes.anyone can survive a shitty economy.heres some tips,on how me and my fiancee survive. 1.PRIORITIZATION- 2.ORGANIZATION- 3.ECONOMIZATION- 4.FRUGALITY. 5.RESPONSIBILITY- Now,heres the first step- 1.PRIORITIZATION- To minimize expense,and maximize profitability in your own household,and budget, lay out your expenses. Prioritize and differenciate between actual necessity and excess, cut the fat, so to speak, in your own budget. Heres a good example of a priority list, use mine for example- *HOUSING *INSURANCE *UTILITIES *GROCERIES We dont have any loans,as we believe if we cannot buy it outright,then we cant afford it. Once these priorities are met,with unnecessary expenditures cut,youll notice your profitability levels increase. Once this has been achieved,then organize a second set of priorities- *EMERGENCY CREDIT CARDS *DIRECTV now,without any other egregious expenses,your income,no matter what size,should stretch out DRAMATICALLY. also,no take out,fast food cook at home. And,no name brands shopping,or the fancyass supermarket. Its either savealot or walmart.