Private health coverage is

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by LilOlLady, Aug 2, 2009.

  1. LilOlLady
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    LilOlLady Gold Member

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    PRIVATE HEALTH COVERAGE IS

    health care for profit. If they did not make a profit, they would cease to exist. You reduce the cost of PHC, you reduce the benefits the holders and you reduce profit. In PHC you pay for what you get and what you do not get. It serves only those who can afford it. Affordable PHC for the poor don’t exist. For instance, CINERGY HEALTH, who offers HC for as little as $6 a day. But what do you get for $6 a day? If the insurance company makes a profit, the holder loses. There are winners and losers and the holders are the losers. And if you get too sick, requiring too much care, the company will drop you like a hot potato. Medicare has never dropped anyone. And medicaid will only drop you if you no longer qualify. Government run healthcare has existed for many years in the form of Medicare, Medicaid, veteran’s clinics and hospitals and most recently CHIP.
    Government HC is the people’s healthcare, paid for by the people and used by the people. Private healthcare cannot compete with government run healthcare because government run healthcare don’t have to make a profit to exist. It is paid for by the taxpayer,etc. Government cannot give people $12,000 to buy into private healthcare that will come up short changing people anyway. Government plan will work if the put more money, to cover more people into the already government healthcare. Paid for by the people taxes anyway.


    CINERGY HEALTH advertise as following;

    Healthcare as low as $6 a day, covers pre-existing, first day coverage, choose your doctor, free dental and prescription. Sounds too good to be true, but it does not say what you really get for $6 a day.

    .
     
  2. toomuchtime_
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    toomuchtime_ Gold Member

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    We have always had non profit health insurance companies in the US and their rates for the same coverage are on average the same as the rates for for profit health insurance companies, so there is no reason to assume a public plan will produce more savings than other non profits have been able to do. A public plan that does not receive taxpayer subsidies will have to charge what for profit and non profit private insurance companies charge or go broke.

    An insurance policy is a legal contract and insurance companies do not drop you because you get sick. If you get sick and lose your insurance for some other reason, you will have a hard time finding new insurance, and that is an issue that needs study, but it is untrue that your insurance company will drop you because you got sick.

    It is also untrue that public plans are "kinder" than private plans. As long as your premiums are paid, your private insurance company will pay for covered services, and as long as you retain your eligibility Medicaid will pay for covered services, but if you are on Medicaid and get a part time job that raises your monthly income a few dollars over the eligibility limit, Medicaid will drop you like a hot potato even if your life depends on services they have been providing.
     
  3. Big Black Dog
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    Big Black Dog Gold Member Supporting Member

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    [​IMG]
     
  4. Harry Dresden
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    Harry Dresden Latinum, Plantinum,Silver,Gold Member Supporting Member

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    :lol:....nice picture Dog.....
     
  5. mskafka
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    mskafka Silver Member

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    Yeah, I saw the Cinery advertisement while watching O'Reilly (out of my daily morbid curiosity). And I did wonder how this could be possible. $6 dollars a day. $6, will get you maybe an aspirin in a hospital. So for $186 a month, if you factor in the months that have 31 days. That will get you about 3 Dr. visits. That will pay for him or her to assess you. And that's just about it. That doesn't include lab tests, medications, radiology...you know, if you have been unable to move your bowels for a month, bloody urine, vomiting and double vision.....all those things that will require radiology or some kind of invasive procedure to diagnose.

    So if your income is more than $8.00/hour, you're SOL. You make too much money to qualify for medicaid. You might get private insurance for a couple of minutes until you are diagnosed with a brain tumor, and your new insurance company finds out that you sought treatment for the vomiting, double vision, hallucinations, new-onset seizures, and so on. They will not be making a profit off you, so you're "outta there".

    I was given the response, a couple of days ago, "Send them a bill". That sounds incredibly psychopathic to me. Bordering on serial killer caliber.
     
    Last edited: Aug 2, 2009
  6. Harry Dresden
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    Harry Dresden Latinum, Plantinum,Silver,Gold Member Supporting Member

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    the ad i saw said whats included.....maybe you guys should stop toking up while trying to remember what you saw....
     
  7. Political Junky
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    Political Junky Gold Member

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    GOP does love racists.
     
  8. driveby
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    driveby Gold Member

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    The left are the real racists........

    That picture has nothing to do with race .........
     
  9. Diuretic
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    Diuretic Permanently confused

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    Is that it? That's the counter argument? A photo-shopped photo? :lol::lol::lol:
     
  10. Political Junky
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    Political Junky Gold Member

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    The GOP thrives on projection.
     

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