NYT: Hey, all of these ObamaCare ads are kind of light on the penalty specifics, huh?

[Stephanie]

This administration is good at hiding the TRUTH or just plain out LYING about it...damn you voted for this?
lot of links in article at site

SNIP:

posted at 10:31 am on November 11, 2013 by Erika Johnsen






From rabid flying raccoons and a waterskiing Paul Bunyan to catchy folk jingles and BroSurance, the advertisements promoting ObamaCare across the country have ranged from the vaguely insouciant to the bizarre. Funnily enough, however, nowhere in most of these ads are we treated to an explanation of the new legal reality that could really be one of the most effective means in pushing Americans to sign up for insurance coverage: The individual mandate, anyone?

The New York Times takes note of the almost across-the-board, carrot-over-stick phenomenon going on in the relevant PR campaigns. You’d almost think that people don’t generally respond well to coercion, or something:

The state and federal health insurance exchanges are using all manner of humor and happy talk to sell the Affordable Care Act’s products. But the one part of the new system that they are not quick to trumpet is the financial penalty that Americans will face if they fail to buy insurance.

On state exchange websites, mention of the penalty is typically tucked away under “frequently asked questions,” if it appears at all. Television and print ads usually skip the issue, and operators of exchange telephone banks are instructed to discuss it only if asked. The federal website, now infamous for its glitches, mentions the penalty but also calls it a fee, or an Individual Shared Responsibility Payment. …

State exchange operators say that they are not trying to hide the penalty, but that their market research has taught them that, at least in the initial phase, consumers will be more receptive to soothing messages and appeals to their sense of collective responsibility than to threats of punishment.

“It might be that they want to be positive,” said Michael Cannon, director of health policy studies at the conservative Cato Institute. “But it’s also the case that an informed customer is not their best customer.”

No kidding. It would hardly do to readily demonstrate to, say, a Young Invincible — working part-time hours/underemployed/unemployed, and/or still living at home, and/or debating whether they really need to have health insurance — that paying the penalty might be their more attractive cost-benefit option, would it?

ALL of the wonderful on it here
NYT: Hey, all of these ObamaCare ads are kind of light on the penalty specifics, huh? « Hot Air

 

[oreo]

The penalties are much cheaper than the plans they offer. $98.00 compared to thousands that would be charged yearly for medical insurance. Now I don't know if the $98.00 is just the Federal Government's side of the penalty and the states can charge additional, but it will be interesting to see how they stop this train-wreck.

 

[MeBelle]

The penalty in 2014 and beyond

The penalty in 2014 is calculated one of 2 ways. You’ll pay whichever of these amounts is higher:

1% of your yearly household income. The maximum penalty is the national average yearly premium for a bronze plan.

$95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.

The fee increases every year. In 2015 it’s 2% of income or $325 per person. In 2016 and later years it’s 2.5% of income or $695 per person. After that it is adjusted for inflation.

If you’re uninsured for just part of the year, 1/12 of the yearly penalty applies to each month you’re uninsured. If you’re uninsured for less than 3 months, you don’t have a make a payment.

~~~~~~
But wait! There's good news!!!
~~~~~~

Enroll by March 31, 2014 and you won’t have to make the individual shared responsibility payment

If you enroll in a health insurance plan through the Marketplace by March 31, 2014, you won’t have to make the payment for any month before your coverage began.

For example, if you enroll in a Marketplace plan on March 31 your coverage begins on May 1. If you didn’t have coverage earlier in the year, you won’t have to pay a penalty for any of the previous months of 2014.

https://www.healthcare.gov/what-if-someone-doesnt-have-health-coverage-in-2014/

Individual shared responsibility payment?


wtf?