Modern Racism: Redlining: Banks Still Restricting Home Loans In "Non-White" Areas

[miketx]

We say that white racism still exists through law and policy. And even though we know that the whites here who yell the most about how it's not so are doing it, they have the nerve to ask for proof.

Now don't come in here whining about a thread about white racism in the race and racism section.

Redlining: Banks Still Restricting Home Loans In "Non-White" Areas

Why bring up "laws and policy" when redlining is illegal?
Do you understand what illegal means?

As you can see, redlining still occurs.

And you can't see my point.
You bitch about laws when your OP is based on an ILLEGAL activity.
So either you lie or you are completely fucking retarded. I'm ok with either.

Typical 70 IQ black.

 

[Bootney Lee Farnsworth]

We say that white racism still exists through law and policy. And even though we know that the whites here who yell the most about how it's not so are doing it, they have the nerve to ask for proof.

Now don't come in here whining about a thread about white racism in the race and racism section.

Redlining: Banks Still Restricting Home Loans In "Non-White" Areas

Of course whites are racists-so are blacks and browns and yellows and reds. The question is how much one's racism affects others. Since whites have most of the power, their racist acts are strongest. The real question is what to do about it. You can run for a lawyer or news outlet or sit on the porch stoop whining. My advice is the Jackie Robinson approach-tell the ump(or arbiter) to treat me like you treat that white guy there. But, do one thing Jackie didn't-get a business card from a police officer and carry it with you. You'll know the right moment to pull it out.

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

I have the answer. It' not what you think.


Ready?


End the war on drugs.

That's it.

.

(I know, I know...nobody gives a fuck what I think)

.

That's not the answer.

Want me to explain?

 

[Bootney Lee Farnsworth]

I wouldn't loan money for a house in a cesspool of violence and crime.
Does that make me racist or smart?
I'm not denying some people probably just do it because of skin color. But I doubt racism is the institutions policy.

Which further bolsters my point about ending the war on drugs. The banning of substances creates a black market, which leads to lots of violence and crime. Areas saturated with black-market trade will also be high-violence, high-crime areas. The value of homes in those areas necessarily drops below the loan amount requested, so the bank is taking a much higher risk in granting a loan on one of those houses. The race and/or credit score of the perspective borrower is irrelevant.

Black markets created by out-of-control government is a recipe for high crime and violence. It's like we learned nothing from Prohibition.


Do I still need to explain, IM2?

.

 

[Hale]

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

You need a history lesson. Historically whites have enslaved fewer people than any other race. Guess who takes first place?

 

[Third Party]

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

You need a history lesson. Historically whites have enslaved fewer people than any other race. Guess who takes first place?

Who? I'm thinking Romans.

 

[IM2]

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

You need a history lesson. Historically whites have enslaved fewer people than any other race. Guess who takes first place?

I don't need a history lesson. As far as the world goes, that's an incorrect comment. But we are not discussing slavery.

 

[IM2]

I wouldn't loan money for a house in a cesspool of violence and crime.
Does that make me racist or smart?
I'm not denying some people probably just do it because of skin color. But I doubt racism is the institutions policy.

Which further bolsters my point about ending the war on drugs. The banning of substances creates a black market, which leads to lots of violence and crime. Areas saturated with black-market trade will also be high-violence, high-crime areas. The value of homes in those areas necessarily drops below the loan amount requested, so the bank is taking a much higher risk in granting a loan on one of those houses. The race and/or credit score of the perspective borrower is irrelevant.

Black markets created by out-of-control government is a recipe for high crime and violence. It's like we learned nothing from Prohibition.


Do I still need to explain, IM2?

.

No, don't need your explanation.

 

[IM2]

We say that white racism still exists through law and policy. And even though we know that the whites here who yell the most about how it's not so are doing it, they have the nerve to ask for proof.

Now don't come in here whining about a thread about white racism in the race and racism section.

Redlining: Banks Still Restricting Home Loans In "Non-White" Areas

Of course whites are racists-so are blacks and browns and yellows and reds. The question is how much one's racism affects others. Since whites have most of the power, their racist acts are strongest. The real question is what to do about it. You can run for a lawyer or news outlet or sit on the porch stoop whining. My advice is the Jackie Robinson approach-tell the ump(or arbiter) to treat me like you treat that white guy there. But, do one thing Jackie didn't-get a business card from a police officer and carry it with you. You'll know the right moment to pull it out.

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

I have the answer. It' not what you think.


Ready?


End the war on drugs.

That's it.

.

(I know, I know...nobody gives a fuck what I think)

.

That's not the answer.

Want me to explain?

No need. Because your theory is wrong.

 

[Bootney Lee Farnsworth]

Of course whites are racists-so are blacks and browns and yellows and reds. The question is how much one's racism affects others. Since whites have most of the power, their racist acts are strongest. The real question is what to do about it. You can run for a lawyer or news outlet or sit on the porch stoop whining. My advice is the Jackie Robinson approach-tell the ump(or arbiter) to treat me like you treat that white guy there. But, do one thing Jackie didn't-get a business card from a police officer and carry it with you. You'll know the right moment to pull it out.

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

I have the answer. It' not what you think.


Ready?


End the war on drugs.

That's it.

.

(I know, I know...nobody gives a fuck what I think)

.

That's not the answer.

Want me to explain?

No need. Because your theory is wrong.

The banks are not denying loans to black folks based on race, are they?

The loans are denied because of the circumstances of the properties, correct?

What circumstances of a particular property would make it a loan risk?



I have a friend who wanted to buy a small island in the Florida Keys. Dude is a multi-millionaire former Nokia executive and has impeccable credit.

Loan denied because the island is situated in a way where no one will provide hurricane or flood insurance, so no lender would have a security interest in the event of default after the island were to be completely destroyed or even washed away.

.

 

[ptbw forever]

We say that white racism still exists through law and policy. And even though we know that the whites here who yell the most about how it's not so are doing it, they have the nerve to ask for proof.

Now don't come in here whining about a thread about white racism in the race and racism section.

Redlining: Banks Still Restricting Home Loans In "Non-White" Areas

So when are black people going to lose their private property rights?

Because that is the only real racism according to you idiots.

 

[ptbw forever]

When blacks, browns, reds and yellows have done what whites have, I'll listen to your suggestion.

I do have what white people have. I have more, in fact.

Learn how to read.

I read it just fine and as I stated I’m living proof of what you claim can’t happen.

You can't read and what I said does happen because your ass has been shown it does happen.

You crack me up. When one of these whites don't like you deleting their posts they call you all kinds of asian racial slurs. But here you are toting their water just like they want you to. You're a joke.

Asian Americans Aren’t ‘Basically White’ – Here Are 5 Ways Racism Hurts Us

June 5, 2016 by Kim Tran

I am Asian American and I hate teaching Asian American Studies. I’ve been doing it for about 5 years now and I regret to say it’s one of the most harrowing and downright painful experiences I repeatedly endure.

Is it because I hate my own kind? Absolutely not.

It’s because I frequently find that my students say some problematic, frightening, and downright erroneous things to resist seeing themselves as people of color who are oppressed. These include but are not limited to the following:

“No one’s ever been racist toward me.”

“It’s not like we’re Black.”

“We haven’t experienced racism in this country.”

“It’s worse in my home country.”

…or my least favorite and the inspiration for this article,

“We’re basically white.”

All of these things are untrue. Well, except for the second one because, unless you’re mixed race, we’re definitely not Black. That being said, I get it.

When I was younger, I saw Chinese folks who had nice houses, good educations, who spoke fluent English. And I saw Black folks who lived with the dehumanizing effects of anti-black racism.

Between those examples and Asian stereotypes, I thought, well yeah, maybe we’re just like white people.

Maybe if I work really hard, I can make it, too.

I bought into all the nonsense Asian Americans are taught to believe about our identities, our histories and our present in this country. I rejoiced when called a “twinkie” or a “banana” (white on the inside, yellow on the outside).

I thought because the racism I knew was different from the kind my Latinx and Black friends were familiar with, that it wasn’t legitimate. Wasn’t real. Wasn’t that bad.

Yet while our experiences as Asian Americans differ from other groups, we — like all other people of color in the United States — live with the daily ramifications of white supremacy. And that distinguishes us from white America.

Asian Americans Aren't 'Basically White' – Here Are 5 Ways Racism Hurts Us

Good ole racist intersectionalism.