Rigby5
Diamond Member
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Seems to it depends on the exact plan, but Medicare Advantage plans can be good if from a actual hospital system like Presbyterian.
Comparing Medicare costs
Part A | Part B | Medicare Advantage | |
Premium | Most people pay $0; those who don’t qualify pay up to $471 a month | Standard premium is $148.50, although those with high incomes may pay more | $0 (Over 60% of Medicare Advantage members are enrolled in a $0 premium plan) |
Deductible | $1,484 per benefit period; beneficiaries may have to pay this multiple times a year | $203 per year | $0 for medical expenses $445 for Part D |
Coinsurance | $371 per inpatient day 61–90, $742 per lifetime reserve day | 20% of allowable charges | $10 for primary care, $30 for specialist care, $285 for hospital admissions |
Out-of-pocket maximum | None | None | $5,900 |
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Seems to it depends on the exact plan, but Medicare Advantage plans can be good if from a actual hospital system like Presbyterian.