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Don't even need to read the OP for that. Here, I've broken the title into three segments just for you:Costs to whom? Medicare recipients? Of course. That's the whole POINT.
Three opinions. You do know the difference between fact and opinion, right?Don't even need to read the OP for that. Here, I've broken the title into three segments just for you:
Take it slow.. Giving each bit a healthy chance to settle in..
- Medicare Advantage Is A Massive Scam
- The Program Rips Off The Tax Payers
- And It's Own Enrollees
He still hasn’t demonstrated any actual knowledge of this stuff.Look pig fucker, they meet a price point. MANY can't afford Supplements. It's not a matter of "promoting" them, it's a matter of doing the best you can for the human you're trying to help.
Go ahead. Read THE HISTORY (you know, pertinent FACTS) provided in the OP and also by me in this thread. Or, stop humping my leg and PISS OFF. YOUR ARROGANCE doesn't just bore me..Three opinions. You do know the difference between fact and opinion, right?
Now, go ahead provide FACTS that BACK UP your OPINIONS.
Go ahead. Or, stop humping my leg. Arrogant ignorance bores me.
Medadvatage plans are a good option for those who are healthy with minor health problems associated with aging. However, as one ages, typically the number of doctors one sees increases, as does the number of medications, tests, and out patient procedures. One day you will likely get a letter, that says that all of your doctors, your hospital, and other healthcare providers you use are no longer part of their plan. This happened to me twice. The second time, I was able to joint a Medicare Supplement Program. You normally can only get a Medicare Supplement Plan during a 6 month open enrollment when you become eligible for Medicare or when certain events happen such as being dropped by your health insurance.If you’ve ever watched cable news, where the average viewer is in their late sixties, you’ve probably seen an advertisement for a Medicare Advantage plan. They usually star some washed-up celebrity whose career peaked right around when today’s retirees were young adults (think Jimmy Walker or Joe Namath). And they always make a lot of big promises about how great Medicare Advantage coverage is.
There’s just one problem: The sales pitch is an abject lie. Medicare Advantage is much worse than traditional Medicare for people on the program and costs a great deal more to boot. But unless the Biden administration changes course, private companies will soon devour the rest of the program.
Medicare Advantage plans are typically a combination of “Medigap” plans, which cover services not included in the government plan like vision and dental, plus a privatized version of traditional Medicare. About 28 million American seniors are now on Advantage plans, or about 40 percent of the whole program. As Barbara Caress explains in the Prospect, it was set up back in the late 1990s as a way for those wonderful private insurance companies we all know and love to work their free-market magic on one corner of the system America carved out as publicly run. Once we got business involved, surely the quality of coverage would improve and costs would go down, right?
Medicare Advantage Is a Massive Scam
The program rips off both the taxpayer and its own enrollees.prospect.org
The Medicare for All Act builds upon and expands Medicare to provide comprehensive benefits to every person in the United States. This includes primary care, vision, dental, prescription drugs, mental health, substance abuse, long-term services and supports, reproductive health care, and more. The Medicare for All Act of 2021 also includes universal coverage of long-term care with no cost-sharing for older Americans and individuals with disabilities, and prioritizes home and community-based care over institutional care. Additionally, patients have the freedom to choose the doctors, hospitals, and other providers they wish to see without worrying about whether a provider is in-network. Importantly, the legislation streamlines the health care system to negotiate drug prices and reduce exorbitant administrative waste.
Disagree, firstly becauseMedadvatage plans are a good option for those who are healthy with minor health problems associated with aging.
Secondly becauseOne day you will likely get a letter, that says that all of your doctors, your hospital, and other healthcare providers you use are no longer part of their plan.
And whose idea do you suppose that last bit was? Do you think CMS would impose such restrictions upon its own services or did they most likely result from congress members being threatened and bribed by the Big Insurance cabal. Do you suppose CMS staff wrote that language, congressional aids, or Big Insurance lobbyists?You normally can only get a Medicare Supplement Plan during a 6 month open enrollment when you become eligible for Medicare or when certain events happen such as being dropped by your health insurance.
I can sure see that you don't like Medicare as it works today.Go ahead. Read THE HISTORY (you know, pertinent FACTS) provided in the OP and also by me in this thread. Or, stop humping my leg and PISS OFF. YOUR ARROGANCE doesn't just bore me..
Opinion or fact? Arrogance or humility? Should Medicare be that complex? Who made it that way?As I've said, 98% of people don't understand how the full system works. You're clearly one of them.
Arrogance? Facts? Why would the history be irrelevant right now? Because it's the actual topic?We know the system. The history of it is irrelevant right now.
My opinions? The title? "Swing and a miss" So in your OPINION the OP didn't BACK UP his own OPINIONS as expressed in his title WITH FACTS? And you're not just a shameless, dissembling turd?Three opinions. You do know the difference between fact and opinion, right?
Now, go ahead provide FACTS that BACK UP your OPINIONS.
Would that be pertinent fact or opinion? Arrogance or humility?The 3 of us know more about Medicare than anyone will ever know in this thread.
Already supplied, but from within and specifically, for example:BTW where's your link that everyone at the inception of Medicare thought it was going to cover drugs and it was blocked for years by private insurance?
This certainly comes as no news to me. What rock have all you self-declared experts been hiding under?The need to cover outpatient prescription drugs was evident soon after Medicare was implemented. It was not inevitable that nearly four decades later, beneficiaries would still lack adequate coverage for this crucial component of modern medical care.
Yeah, the person who posted the topic didn't either. Noticed that yet?I can sure see that you don't like Medicare as it works today.
I noticed you stupidly asking that before.. after I'd already promoted actual "Medicare for All" like crazy. Are you on drugs?So, are you arguing for Single Payer? Can't you just say that? It sure would save a lot of bandwidth.
Maybe you can go suck an egg.Maybe you can be clear and concise on this.
No. Medicare for All is popular, you putz.Medicare recipients save a lot of money with these plans. And, these plans are very popular.
thehill.com
My goodness, you can't just make a clear, concise point.Yeah, the person who posted the topic didn't either. Noticed that yet?
I noticed you stupidly asking that before.. after I'd already promoted actual "Medicare for All" like crazy. Are you on drugs?
Maybe you can go suck an egg.
The worst medical care in the industrialized world at twice the cost.. and all you've got to say is:
No. Medicare for All is popular, you putz.
Poll: 69 percent of voters support Medicare for All
Support for Medicare for All has remained consistently strong over the past two years, according to a new Hill-HarrisX poll.Sixty-nine percent of registered voters in the April 19-20 survey su…
Yes, I can multitask. You just quoted me making several. You, otoh, just keep crying and posting absolutely nothing relevant to the topic.. Why not just make like a tree and..My goodness, you can't just make a clear, concise point.
Again, single payer is what everyone sane wants at a minimum and would obviously be an improvement. Bernie's or Jayapal's Medicare for All is what I'm actually "for"!You are for Single Payer, is that correct?
Medadvantage exist because law makers were anxious to reduce the cost of Medicare. The golden rule was the cost to Medicare of reimbursement for all services paid by the insurance company would be less than the cost if Original Medicare would had paid for the services. Those reimbursement fees to insurance companies were a fixed percentage lower than the Medicare reimbursement rate. So the less the insurance companies paid hospitals and doctors the more they made. The problem is that insurance companies were free do just about anything to reduce cost. The more they reduced reimbursement to healthcare providers the more they made, Reimbursement fees were lowered by forming networks of the cheapest hospitals, doctor, and other providers, keeping the number of costly specialist down, eliminating areas from the network where fees are the highest such as in rural areas. Premiums paid by the insured covered cost of operations and deductibles and copays were pure profit. This is why the MediAdvatage market place has been a goldmine for insurance companies.Disagree, firstly because
Secondly because
And whose idea do you suppose that last bit was? Do you think CMS would impose such restrictions upon its own services or did they most likely result from congress members being threatened and bribed by the Big Insurance cabal. Do you suppose CMS staff wrote that language, congressional aids, or Big Insurance lobbyists?
Thirdly because, given one is "healthy with minor health problems associated with aging," then one can just save their money and afford to pay some extra charges now and then should Medicare A & B not fully cover everything. That way, you know the government is not being coerced into just handing these insurance scammers any of our tax dollars in your name,.. as Obamacare has been "set up" (by the Big Insurance lobbyists who wrote it all) to do with a vengeance. Bear in mind that really poor people remain eligible for Medicaid as well which covers everything, within reason.
Very informative, thanks skew!!If you’ve ever watched cable news, where the average viewer is in their late sixties, you’ve probably seen an advertisement for a Medicare Advantage plan. They usually star some washed-up celebrity whose career peaked right around when today’s retirees were young adults (think Jimmy Walker or Joe Namath). And they always make a lot of big promises about how great Medicare Advantage coverage is.
There’s just one problem: The sales pitch is an abject lie. Medicare Advantage is much worse than traditional Medicare for people on the program and costs a great deal more to boot. But unless the Biden administration changes course, private companies will soon devour the rest of the program.
Medicare Advantage plans are typically a combination of “Medigap” plans, which cover services not included in the government plan like vision and dental, plus a privatized version of traditional Medicare. About 28 million American seniors are now on Advantage plans, or about 40 percent of the whole program. As Barbara Caress explains in the Prospect, it was set up back in the late 1990s as a way for those wonderful private insurance companies we all know and love to work their free-market magic on one corner of the system America carved out as publicly run. Once we got business involved, surely the quality of coverage would improve and costs would go down, right?
Medicare Advantage Is a Massive Scam
The program rips off both the taxpayer and its own enrollees.
Like your post but there is an error in it. Medigap insurance is jargon for Medicare Supplements. These supplement plans cover only medical services that Medicare covers and Medicare does not cover dental, vision, or hearing exams nor hearing aids or glasses.Very informative, thanks skew!!
YawnIf you’ve ever watched cable news, where the average viewer is in their late sixties, you’ve probably seen an advertisement for a Medicare Advantage plan. They usually star some washed-up celebrity whose career peaked right around when today’s retirees were young adults (think Jimmy Walker or Joe Namath). And they always make a lot of big promises about how great Medicare Advantage coverage is.
There’s just one problem: The sales pitch is an abject lie. Medicare Advantage is much worse than traditional Medicare for people on the program and costs a great deal more to boot. But unless the Biden administration changes course, private companies will soon devour the rest of the program.
Medicare Advantage plans are typically a combination of “Medigap” plans, which cover services not included in the government plan like vision and dental, plus a privatized version of traditional Medicare. About 28 million American seniors are now on Advantage plans, or about 40 percent of the whole program. As Barbara Caress explains in the Prospect, it was set up back in the late 1990s as a way for those wonderful private insurance companies we all know and love to work their free-market magic on one corner of the system America carved out as publicly run. Once we got business involved, surely the quality of coverage would improve and costs would go down, right?
Medicare Advantage Is a Massive Scam
The program rips off both the taxpayer and its own enrollees.
^^^ This is essentially the difference between the plans here.I have had both MedAdvantage plans and supplements. I prefer the supplements because I can go to essential any health provider in the country. I don't have to worry about who is in or out of network, or getting referrals, or paying medical bills. If you go with a supplement, it will likely cost more in premiums. To me it's worth it. To you it may not.
I tell everyone of my prospects/clients when joining a Medicare Advantage plan they have a 12 month trial right and if they do not like it in the first 12 months they have a guaranteed issue right of a Medicare supplement.^^^ This is essentially the difference between the plans here.
In practice, MA plans are very similar to the PPO or HMO plan people have had all along. MediGaps cover almost everything, and you pay more for that.
Medicare participates, private companies compete and innovate under regulations, choice is provided, consumers win.
"participants"? "consumers"? Try "recipients" for a healthy change in perspective. If you work for a living here, you pay FICA tax which stands for the Federal Insurance Contributions Act. "Any unused money goes to the Social Security trust funds to help secure today and tomorrow for you and your family." Emphasis on secure. Meanwhile, "private companies compete and innovate" to redirect those "Contributions" into their private coffers for their private fun and profit, aside from their advertising costs, stock buybacks, and lobbyists busy destroying Medicare from the inside.Medicare participates, private companies compete and innovate under regulations, choice is provided, consumers win.
Of course they're involved! How else could we still not have what 69% of the people have been clamoring for for years? You must have shit for brains!As far as single payer or Medicare for All if anyone thinks the insurance companies will not be involved one way or another then they basically have shit for brains.
