Since when did it become the responsibility of the government to come to the rescue of ANYONE that cannot pay a mortgage. We have had in this country for as long as I can remember something called "responsiblity". However now, rather than place some of the blame upon the very people that get into a situation where they no longer can afford their homes, and use the system of foreclosure and bankruptcy in place we decide its now our responsibility to not only pay our own bills but our neighbors too. Why because when they signed their mortgage and knew what the payments were going into the mortgage and still could not make those payments , thats fine, it's not their fault because no one has any responsibility anymore. I find this position completely unbelievable and cannot understand why someone , anyone would advocate taking money from literally millions upon millions of Americans that pay their mortgages every month on time to prop up those that don't. "Bankruptcy protection for homeowners. Some Democrats see this bill as a golden opportunity to renew their push for a proposal that would allow bankruptcy judges to unilaterally restructure home mortgages for those facing bankruptcy. Such a measure failed earlier this year when it was included in a larger housing bill because Republicans balked at granting the power to bankruptcy judges. But now that the federal government is poised to assume responsibility for hundreds of billions in bad debt, Democrats see a good selling point in pitching the idea that consumers should get a break, too." Social spending and infrastructure funds. The most liberal Democrats are pushing to have an economic stimulus package with unemployment extensions, infrastructure spending and aid to states tacked on to the bill. Democrats eye bailout ??? and more - Yahoo! News So now, it's okay to be irresponsible and NOT pay your bills, because why? "change" is on the way to help you.