here is a little speculation on my part.
If I will be paying 20% or more of my income to purchase health insurance as I believe I will if this abomination gets signed into law, why shouldn't I refuse to buy insurance and take the 2.5% tax penalty instead?
After all if no insurance company can deny me coverage if I am sick, I can save 17.5% of my income by not buying insurance until I am ill then I can drop it when I am well again.
If more of us figure this out, won't premiums rise even more?
Yes.