- Nov 26, 2011
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Please don't get ahead of me and think you know where I am going and what I desire.
So I guess I should state up front what I desire.
I believe you should be buying your health insurance the same way you buy your auto, home, and life insurance. You should be able to pick up the phone and call any insurance company in the country and haggle for what you want. If you don't like what they are offering, you can hang up and call another company.
This would provide you with the maximum freedom and, more importantly, the maximum bargaining leverage.
Instead, you are hostage to whatever your employer offers you, if you are lucky enough to have an employer who offers health insurance.
In turn, your employer is hostage to whatever insurance companies are allowed to sell them insurance in their geographical area.
In turn, the insurance companies are hostage to whatever health care providers are allowed to operate in their geographical region.
The whole system is a mess, thanks to government interference in the market.
The government is the biggest player in the health insurance market, and gets to write the rules for its private sector competitors!
How's that been working for ya?
If you were able to buy your health insurance the same way you buy auto, home, and life insurance, you would get long time customer discounts, and bundle discounts, and all the other discounts you enjoy from those other forms of insurance.
As it is now, every time you change your job you start all over from scratch.
Bogus.
But...the Republican Party has demonstrated they have absolutely no intention of ever putting a plan on the table which will provide you maximum freedom, maximum leverage, and lower costs.
The Republican Party has totally abdicated their role in solving our health care problems. To distract you from this fact, they attack the other guys' plans. They cast blame rather than do the hard work. They are critics rather than problem solvers. Whiners rather than helpers.
So what good are they?
Oh, by the way. When Republicans talk about buying health insurance "across state lines", they are being very misleading. They are not talking about being able to buy health insurance from any company in the country.
Thought you should know that.
The road to serfdom, next post.
So I guess I should state up front what I desire.
I believe you should be buying your health insurance the same way you buy your auto, home, and life insurance. You should be able to pick up the phone and call any insurance company in the country and haggle for what you want. If you don't like what they are offering, you can hang up and call another company.
This would provide you with the maximum freedom and, more importantly, the maximum bargaining leverage.
Instead, you are hostage to whatever your employer offers you, if you are lucky enough to have an employer who offers health insurance.
In turn, your employer is hostage to whatever insurance companies are allowed to sell them insurance in their geographical area.
In turn, the insurance companies are hostage to whatever health care providers are allowed to operate in their geographical region.
The whole system is a mess, thanks to government interference in the market.
The government is the biggest player in the health insurance market, and gets to write the rules for its private sector competitors!
How's that been working for ya?
If you were able to buy your health insurance the same way you buy auto, home, and life insurance, you would get long time customer discounts, and bundle discounts, and all the other discounts you enjoy from those other forms of insurance.
As it is now, every time you change your job you start all over from scratch.
Bogus.
But...the Republican Party has demonstrated they have absolutely no intention of ever putting a plan on the table which will provide you maximum freedom, maximum leverage, and lower costs.
The Republican Party has totally abdicated their role in solving our health care problems. To distract you from this fact, they attack the other guys' plans. They cast blame rather than do the hard work. They are critics rather than problem solvers. Whiners rather than helpers.
So what good are they?
Oh, by the way. When Republicans talk about buying health insurance "across state lines", they are being very misleading. They are not talking about being able to buy health insurance from any company in the country.
Thought you should know that.
The road to serfdom, next post.