My oldest son lives in NY, is in law school and turns 26 later this year. We started looking into health insurance options and HOLY FUCKING MOLY! He's a young healthy male take a guess what a single policy costs? Here are the fact: Young healthy male, 26, consumes almost no health care resources. What would some insurance company charge for his business? What do you think it should cost a month? $50? $75? $100? Take a guess, then we'll continue If you're an insurance company, what would you charge for that policy?