Health care law can help many small businesses The key provisions of the law are these: 1. The individual mandate, a requirement to have insurance or pay a fine, with credits for those with lower and moderate incomes. 2. Tax credits for companies with fewer than 25 employees that provide health insurance. 3. Penalties for companies with more than 50 employees that do not provide insurance. 4. State health insurance exchanges — marketplaces with approved plans, including Small Business Health Options Programs. If a state doesn’t establish its own exchange, a federal exchange will be available. http://www.rgj.com/apps/pbcs.dll/article?AID=2012307170031 Racidal Reich Wing Extremist, YOU LIE.