A Free Market Solution to Gun Violence

[Obiwan]

I do believe the OP has abandoned his thread and run for the hills. LOL!

 

[Stephanie]

Nobody cares about liability. Democrats are going to try and use money to get their way since the Constitution and Supreme Court are against them. Make it more and more difficult to own a firearm or buy ammo is the real goal. Liability insurance won't save one life.

Point is, for example; when Dylann Roof confessed to possessing illegal drugs his insurance would have been canceled. Owning a weapon without insurance would be illegal and the murder of nine people would never have taken place. IOWs, in the case of Dylann Roof, not one but nine lives would have been saved by insurance -- your first try failed, try again.
.

yeah really, YOU ALL go into the ghettos and clean up GUNS from the gang memebers, the criminals, etc and then you can come and try to put this on US INNOCENT GUN OWNERS. there is already insurance for this. if they can prove the person who owned the gun killed, they can SUE THEM in a court of law.

 

[Obiwan]

There should be an insurance against Liberals.

It would be expensive.

Why???

Just fire back...

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[Ray From Cleveland]

Nobody cares about liability. Democrats are going to try and use money to get their way since the Constitution and Supreme Court are against them. Make it more and more difficult to own a firearm or buy ammo is the real goal. Liability insurance won't save one life.

Point is, for example; when Dylann Roof confessed to possessing illegal drugs his insurance would have been canceled. Owning a weapon without insurance would be illegal and the murder of nine people would never have taken place. IOWs, in the case of Dylann Roof, not one but nine lives would have been saved by insurance -- your first try failed, try again.
.

So your'e saying that insurance would have saved their lives? If some kook can't get insurance, he will opt to cancel his killing spree? That's like saying a cancelation of auto insurance would stop a drunk from going to the bar, getting loaded and running over some people. Totally illogical.

 

[Billy_Kinetta]

There should be an insurance against Liberals.

It would be expensive.

Why???

Just fire back...

Cheap Discount Ammunition for Sale Online - Pistol Ammo, Rifle, Shotgun Shells, Rimfire - Able Ammo

Well, I didn't want to say anything ...

 

[nat4900]

god given

God given right to own a weapon?????
And then these right wing idiot call themselves peace-loving Christians?

 

[Kosh]

god given

God given right to own a weapon?????
And then these right wing idiot call themselves peace-loving Christians?

Just like the far left drones claim they are open minded, yet they make bible thumpers look like most open minded people on the planet..

Oh the irony impaired far left drones and their programmed religious dogma..

 

[nat4900]

.


The idea that gun owners should be required to have liability insurance is not a new idea but-----but I have yet to see anything other than shallow emotional arguments against.
It seems to me that liability insurance for gun owners is win-win-win legislation
1) gun owners don't have to go through background checks or waiting periods
2) the marketplace decides liability based on risk factors
3) insurance companies earn a profit

The way I see it, Carolyn Maloney's bill, H.R. 2546, with a tweak here and there, fits nicely into the constitution, addresses gun violence and victim compensation paid for by bad guys with guns, and passes the constitutional regulation test.


A Free Market Solution to Gun Violence

<snip>

Intimating an unwillingness to consider new legislation, Senator Charles Grassley (R-Iowa), chairman of the Senate Judiciary Committee said, “it’s disastrous that this bureaucratic mistake [Dylann Roof's drug possession confession] prevented existing laws from working and blocking an illegal gun sale. The facts undercut attempts to use the tragedy to enact unnecessary gun laws.”

This fits with the general Republican narrative that governments are incompetent to do much of anything. If only existing gun laws had been enforced, there would have been no killings. If only the federal agents hadn’t screwed up, those worshippers would still be alive.

<snip>

Comes now an ingenious proposal from Congresswoman Carolyn Maloney (D-NY). In H.R. 2546, Maloney proposes that before anyone other than a government can buy a gun, he or she must provide the seller with evidence that he or she has a “qualified liability insurance policy” protecting third parties from “losses resulting from the use of the firearm while it is owned by the purchaser.”

The idea is that rather than try to ban the ownership of firearms, we simply treat guns as dangerous instruments, incentivize their proper use and compensate for losses the way we do for cars. Maloney argued, “We require insurance to own a car, . . The results are clear: car fatalities have declined by 25 percent in the last decade.”

That’s because, just as with cars (conservatives, listen up), “an insurance requirement would allow the free market to encourage cautious behavior. . .”

What’s not to like?

An insurance requirement would get the government out of the business of deciding who may have a gun and who may not. There would be no national registry, and to the extent that there are records of gun ownership, they’re controlled by multiple private companies. There would be no potential for government “incompetence.”

Gun enthusiasts and sportsmen could renew their policies every year, and upon presentation of a valid insurance card (just like the ones we carry in the glove compartments of our cars), they could buy guns wherever they wanted and take them home on the very same day. Under the bill, gun sellers would only have to prove that they had asked for and seen an insurance card, a requirement easily satisfied by a photocopier or a scanner.

And insurance companies would be a position to do what they do best: assess risk and protect against it. They might charge higher rates for men and boys, people younger than, say 30, and people who haven’t had training in gun safety. There could be higher rates for different kinds of weapons. Insurance companies could refuse to insure people with criminal records and histories of mental health issues. Responsible “law-abiding” citizens not likely to be involved in gun tragedies would pay low rates. Victims could be assured that there would be money available to compensate them for their injuries.

Of course, this sets insurance companies up to be “rent collectors” in the economic sense. But they’d be performing a valuable public service, and for that, who could begrudge them the opportunity to make a buck or two? Does anyone think that the National Rifle Association wouldn’t jump at the chance to sell something else to its members that they have to buy?

H.R. 2546 has some flaws. It doesn’t define what the liability limits would be for a “qualified liability insurance policy.” More seriously, it doesn’t seem to apply to people who aren’t “purchasers,” and so it would be unlawful for a person to own a gun without also having insurance coverage, as written, the bill wouldn’t keep guns out of his hands of people who get them from their parents.

Still, this approach has promise. Who says liberals can’t appreciate the power of the free market?


"What's not to like?"
.

I like the idea.......Let the background checks be thoroughly done by those who would share in the liability and have to pay for a weapon landing in the wrong hands,

 

[Stephanie]

Nobody cares about liability. Democrats are going to try and use money to get their way since the Constitution and Supreme Court are against them. Make it more and more difficult to own a firearm or buy ammo is the real goal. Liability insurance won't save one life.

Point is, for example; when Dylann Roof confessed to possessing illegal drugs his insurance would have been canceled. Owning a weapon without insurance would be illegal and the murder of nine people would never have taken place. IOWs, in the case of Dylann Roof, not one but nine lives would have been saved by insurance -- your first try failed, try again.
.

So your'e saying that insurance would have saved their lives? If some kook can't get insurance, he will opt to cancel his killing spree? That's like saying a cancelation of auto insurance would stop a drunk from going to the bar, getting loaded and running over some people. Totally illogical.

they just keep blowing smoke up our asses instead of PUTTING the responsibility on where it belongs. Liberal policies that created "gun free zones" and the fact they won't LOCK up or keep them locked up, so someone has TO PAY for their stupid policies

 

[Kosh]

.


The idea that gun owners should be required to have liability insurance is not a new idea but-----but I have yet to see anything other than shallow emotional arguments against.
It seems to me that liability insurance for gun owners is win-win-win legislation
1) gun owners don't have to go through background checks or waiting periods
2) the marketplace decides liability based on risk factors
3) insurance companies earn a profit

The way I see it, Carolyn Maloney's bill, H.R. 2546, with a tweak here and there, fits nicely into the constitution, addresses gun violence and victim compensation paid for by bad guys with guns, and passes the constitutional regulation test.


A Free Market Solution to Gun Violence

<snip>

Intimating an unwillingness to consider new legislation, Senator Charles Grassley (R-Iowa), chairman of the Senate Judiciary Committee said, “it’s disastrous that this bureaucratic mistake [Dylann Roof's drug possession confession] prevented existing laws from working and blocking an illegal gun sale. The facts undercut attempts to use the tragedy to enact unnecessary gun laws.”

This fits with the general Republican narrative that governments are incompetent to do much of anything. If only existing gun laws had been enforced, there would have been no killings. If only the federal agents hadn’t screwed up, those worshippers would still be alive.

<snip>

Comes now an ingenious proposal from Congresswoman Carolyn Maloney (D-NY). In H.R. 2546, Maloney proposes that before anyone other than a government can buy a gun, he or she must provide the seller with evidence that he or she has a “qualified liability insurance policy” protecting third parties from “losses resulting from the use of the firearm while it is owned by the purchaser.”

The idea is that rather than try to ban the ownership of firearms, we simply treat guns as dangerous instruments, incentivize their proper use and compensate for losses the way we do for cars. Maloney argued, “We require insurance to own a car, . . The results are clear: car fatalities have declined by 25 percent in the last decade.”

That’s because, just as with cars (conservatives, listen up), “an insurance requirement would allow the free market to encourage cautious behavior. . .”

What’s not to like?

An insurance requirement would get the government out of the business of deciding who may have a gun and who may not. There would be no national registry, and to the extent that there are records of gun ownership, they’re controlled by multiple private companies. There would be no potential for government “incompetence.”

Gun enthusiasts and sportsmen could renew their policies every year, and upon presentation of a valid insurance card (just like the ones we carry in the glove compartments of our cars), they could buy guns wherever they wanted and take them home on the very same day. Under the bill, gun sellers would only have to prove that they had asked for and seen an insurance card, a requirement easily satisfied by a photocopier or a scanner.

And insurance companies would be a position to do what they do best: assess risk and protect against it. They might charge higher rates for men and boys, people younger than, say 30, and people who haven’t had training in gun safety. There could be higher rates for different kinds of weapons. Insurance companies could refuse to insure people with criminal records and histories of mental health issues. Responsible “law-abiding” citizens not likely to be involved in gun tragedies would pay low rates. Victims could be assured that there would be money available to compensate them for their injuries.

Of course, this sets insurance companies up to be “rent collectors” in the economic sense. But they’d be performing a valuable public service, and for that, who could begrudge them the opportunity to make a buck or two? Does anyone think that the National Rifle Association wouldn’t jump at the chance to sell something else to its members that they have to buy?

H.R. 2546 has some flaws. It doesn’t define what the liability limits would be for a “qualified liability insurance policy.” More seriously, it doesn’t seem to apply to people who aren’t “purchasers,” and so it would be unlawful for a person to own a gun without also having insurance coverage, as written, the bill wouldn’t keep guns out of his hands of people who get them from their parents.

Still, this approach has promise. Who says liberals can’t appreciate the power of the free market?


"What's not to like?"
.

I like the idea.......Let the background checks be thoroughly done by those who would share in the liability and have to pay for a weapon landing in the wrong hands,

Like I mention already the far left would love this idea at getting at someone else's money!

 

[the_human_being]

god given

God given right to own a weapon?????
And then these right wing idiot call themselves peace-loving Christians?

Indeed. Guns keep the peace.

 

[nat4900]

Interesting how the moronic right wingers don't mind paying gun manufacturers $1000 for an assault weapon, but BALK at having to pay for insurance......

 

[OKTexas]

.


The idea that gun owners should be required to have liability insurance is not a new idea but-----but I have yet to see anything other than shallow emotional arguments against.
It seems to me that liability insurance for gun owners is win-win-win legislation
1) gun owners don't have to go through background checks or waiting periods
2) the marketplace decides liability based on risk factors
3) insurance companies earn a profit

The way I see it, Carolyn Maloney's bill, H.R. 2546, with a tweak here and there, fits nicely into the constitution, addresses gun violence and victim compensation paid for by bad guys with guns, and passes the constitutional regulation test.


A Free Market Solution to Gun Violence

<snip>

Intimating an unwillingness to consider new legislation, Senator Charles Grassley (R-Iowa), chairman of the Senate Judiciary Committee said, “it’s disastrous that this bureaucratic mistake [Dylann Roof's drug possession confession] prevented existing laws from working and blocking an illegal gun sale. The facts undercut attempts to use the tragedy to enact unnecessary gun laws.”

This fits with the general Republican narrative that governments are incompetent to do much of anything. If only existing gun laws had been enforced, there would have been no killings. If only the federal agents hadn’t screwed up, those worshippers would still be alive.

<snip>

Comes now an ingenious proposal from Congresswoman Carolyn Maloney (D-NY). In H.R. 2546, Maloney proposes that before anyone other than a government can buy a gun, he or she must provide the seller with evidence that he or she has a “qualified liability insurance policy” protecting third parties from “losses resulting from the use of the firearm while it is owned by the purchaser.”

The idea is that rather than try to ban the ownership of firearms, we simply treat guns as dangerous instruments, incentivize their proper use and compensate for losses the way we do for cars. Maloney argued, “We require insurance to own a car, . . The results are clear: car fatalities have declined by 25 percent in the last decade.”

That’s because, just as with cars (conservatives, listen up), “an insurance requirement would allow the free market to encourage cautious behavior. . .”

What’s not to like?

An insurance requirement would get the government out of the business of deciding who may have a gun and who may not. There would be no national registry, and to the extent that there are records of gun ownership, they’re controlled by multiple private companies. There would be no potential for government “incompetence.”

Gun enthusiasts and sportsmen could renew their policies every year, and upon presentation of a valid insurance card (just like the ones we carry in the glove compartments of our cars), they could buy guns wherever they wanted and take them home on the very same day. Under the bill, gun sellers would only have to prove that they had asked for and seen an insurance card, a requirement easily satisfied by a photocopier or a scanner.

And insurance companies would be a position to do what they do best: assess risk and protect against it. They might charge higher rates for men and boys, people younger than, say 30, and people who haven’t had training in gun safety. There could be higher rates for different kinds of weapons. Insurance companies could refuse to insure people with criminal records and histories of mental health issues. Responsible “law-abiding” citizens not likely to be involved in gun tragedies would pay low rates. Victims could be assured that there would be money available to compensate them for their injuries.

Of course, this sets insurance companies up to be “rent collectors” in the economic sense. But they’d be performing a valuable public service, and for that, who could begrudge them the opportunity to make a buck or two? Does anyone think that the National Rifle Association wouldn’t jump at the chance to sell something else to its members that they have to buy?

H.R. 2546 has some flaws. It doesn’t define what the liability limits would be for a “qualified liability insurance policy.” More seriously, it doesn’t seem to apply to people who aren’t “purchasers,” and so it would be unlawful for a person to own a gun without also having insurance coverage, as written, the bill wouldn’t keep guns out of his hands of people who get them from their parents.

Still, this approach has promise. Who says liberals can’t appreciate the power of the free market?


"What's not to like?"
.

Why do you want to disarm honest poor people who can't afford the insurance?

 

[Billy_Kinetta]

god given

God given right to own a weapon?????
And then these right wing idiot call themselves peace-loving Christians?

How did Gawd keep the peace?

 

[nat4900]

Indeed. Guns keep the peace.

You're more fucked up than usual........Have another drink.

 

[Kosh]

Interesting how the moronic right wingers don't mind paying gun manufacturers $1000 for an assault weapon, but BALK at having to pay for insurance......

Says the far left drone!

I nailed it the far left would love the idea of getting at someone else's money!

They want others to pay for their failed policies..

 

[Kosh]

Indeed. Guns keep the peace.

You're more fucked up than usual........Have another drink.

Another irony impaired far left drone post!

 

[Ray From Cleveland]

god given

God given right to own a weapon?????
And then these right wing idiot call themselves peace-loving Christians?

Because one is a Christian, they should not believe in protecting themselves from harm or death?

 

[Obiwan]

.


The idea that gun owners should be required to have liability insurance is not a new idea but-----but I have yet to see anything other than shallow emotional arguments against.
It seems to me that liability insurance for gun owners is win-win-win legislation
1) gun owners don't have to go through background checks or waiting periods
2) the marketplace decides liability based on risk factors
3) insurance companies earn a profit

The way I see it, Carolyn Maloney's bill, H.R. 2546, with a tweak here and there, fits nicely into the constitution, addresses gun violence and victim compensation paid for by bad guys with guns, and passes the constitutional regulation test.


A Free Market Solution to Gun Violence

<snip>

Intimating an unwillingness to consider new legislation, Senator Charles Grassley (R-Iowa), chairman of the Senate Judiciary Committee said, “it’s disastrous that this bureaucratic mistake [Dylann Roof's drug possession confession] prevented existing laws from working and blocking an illegal gun sale. The facts undercut attempts to use the tragedy to enact unnecessary gun laws.”

This fits with the general Republican narrative that governments are incompetent to do much of anything. If only existing gun laws had been enforced, there would have been no killings. If only the federal agents hadn’t screwed up, those worshippers would still be alive.

<snip>

Comes now an ingenious proposal from Congresswoman Carolyn Maloney (D-NY). In H.R. 2546, Maloney proposes that before anyone other than a government can buy a gun, he or she must provide the seller with evidence that he or she has a “qualified liability insurance policy” protecting third parties from “losses resulting from the use of the firearm while it is owned by the purchaser.”

The idea is that rather than try to ban the ownership of firearms, we simply treat guns as dangerous instruments, incentivize their proper use and compensate for losses the way we do for cars. Maloney argued, “We require insurance to own a car, . . The results are clear: car fatalities have declined by 25 percent in the last decade.”

That’s because, just as with cars (conservatives, listen up), “an insurance requirement would allow the free market to encourage cautious behavior. . .”

What’s not to like?

An insurance requirement would get the government out of the business of deciding who may have a gun and who may not. There would be no national registry, and to the extent that there are records of gun ownership, they’re controlled by multiple private companies. There would be no potential for government “incompetence.”

Gun enthusiasts and sportsmen could renew their policies every year, and upon presentation of a valid insurance card (just like the ones we carry in the glove compartments of our cars), they could buy guns wherever they wanted and take them home on the very same day. Under the bill, gun sellers would only have to prove that they had asked for and seen an insurance card, a requirement easily satisfied by a photocopier or a scanner.

And insurance companies would be a position to do what they do best: assess risk and protect against it. They might charge higher rates for men and boys, people younger than, say 30, and people who haven’t had training in gun safety. There could be higher rates for different kinds of weapons. Insurance companies could refuse to insure people with criminal records and histories of mental health issues. Responsible “law-abiding” citizens not likely to be involved in gun tragedies would pay low rates. Victims could be assured that there would be money available to compensate them for their injuries.

Of course, this sets insurance companies up to be “rent collectors” in the economic sense. But they’d be performing a valuable public service, and for that, who could begrudge them the opportunity to make a buck or two? Does anyone think that the National Rifle Association wouldn’t jump at the chance to sell something else to its members that they have to buy?

H.R. 2546 has some flaws. It doesn’t define what the liability limits would be for a “qualified liability insurance policy.” More seriously, it doesn’t seem to apply to people who aren’t “purchasers,” and so it would be unlawful for a person to own a gun without also having insurance coverage, as written, the bill wouldn’t keep guns out of his hands of people who get them from their parents.

Still, this approach has promise. Who says liberals can’t appreciate the power of the free market?


"What's not to like?"
.

I like the idea.......Let the background checks be thoroughly done by those who would share in the liability and have to pay for a weapon landing in the wrong hands,

Great idea!!!

So are you robbing the crack house tonight???

 

[Ray From Cleveland]

Interesting how the moronic right wingers don't mind paying gun manufacturers $1000 for an assault weapon, but BALK at having to pay for insurance......

You get something for your $1,000 investment of a weapon. If forced to buy insurance, all you give is liberals one more hurdle to place in front of us to own or use a firearm. See the man behind the curtain.