You have the American Dream right now.

The American Dream is realized by millions every day. Of course, it isn't the dream most complain about not being able to afford. You spend your money on the things that are important to you. That is your American Dream. Some examples are,

College education.
Latest fashion clothes.
Smart phones.
Internet
Cable and movie channel tv
New vehicles
Starbucks coffee
Fast foods.
Overeating
Restaurant meals.
Travel
Drugs and alcohol.
Partying
Hairdos, cosmetics
Boob jobs, Botox, etc.
Music concerts, sports events.
Betting, gambling
Preventable medical costs.
Jewelry.
Add your own dream stuff to the list.

Then there's that small group that actually saves up for a house.
It takes a lot of discipline to focus on clearing debt and buying your first house. It's much more difficult today than it was back in the day, but it is still doable.
 
It takes a lot of discipline to focus on clearing debt and buying your first house. It's much more difficult today than it was back in the day, but it is still doable.
It takes more discipline today; there are so many shiny things to spend money on that people must have "or they'll just die".
 
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