This preexisting condition issue is just another example of Democrat dishonesty. Not once has Trump or the Republicans talked about doing away with the preexisting condition government requirement for insurance. In fact they all say they support it.
That is too bad because I wish they would. It is nothing more than another form of welfare and it is despicable.
Why should an insurance pool be required by the filthy ass government to cover your medical bills when you never paid into the pool?
Actually, I believe you are being a little dishonest here. Even under the ACA, someone with pre-existing conditions is not going to get their medical bills paid without paying into the pool. Coverage only begins when premiums are paid, and those premiums go in to the pool. But now let's talk about the Republican plan for those with pre-existing conditions.
It is called guaranteed acceptance. It is a separate pool comprised only of those that cannot get traditional health insurance. What do you think the premiums are for such a pool? Four figures, minimum, for an individual. Few, if any people, can afford thousands of dollars every month for a health insurance premium for just themselves. Republicans already complain about the subsidies under the ACA, what do you think the subsidies will be for those guaranteed acceptance pools?
There is one reason, and only one reason, that Repubicans want to eliminate the ACA. It has nothing to do with keeping your doctor, nothing to do with choice, nothing to do with the right not to have health insurance. Twenty million people have health insurance through the ACA. Hundreds of thousands of them left the workforce because they were no longer dependent on their employer for health insurance. Many women, and men too, left their job because the only reason they had it was because of their spouse, who was self-employed. Thousands more left their job and went in to business for themselves, they were no longer dependent on that employer for health insurance. Maybe they had a child with a chronic illness, maybe their spouse had health issues. With the ability to get health insurance on their own, without an employer, they were finally able to start the business they had always aspired to do.
Big business got pissed. Like the slaveowner that could not longer use chains, those businesses lost that chain of servitude that they had over their employees. Sadly, much of the wage growth that we have seen over the last decade can be traced right back to the loss of that form of bondage. Without the ACA, Amazon, Target, and other companies would never have adopted that $15 an hour minimum wage. They would not have had to.
And here is the thing. Those companies actually saved money and they don't even realize it. Health insurance is all about pools. The reality is everyone that has health insurance is really paying for their own health care, through premium dollars. Insurance is risk diversification, nothing more and nothing less. With the ACA that risk was diversified under increasingly larger pools instead of being segmented based on employment. Come on, work for a small independent retailer and one of your fellow employees needs a heart transplant, guess what, you and the rest of the employees pay for it. Can you not see how much less that cost would be if the risk was spread over thousands of people instead of the your dozen or so fellow workers? Or maybe you worked with a co-worker whose child had MS. You and the rest of the employees paid for that child's care. But that person left to start their own business. You and your co-workers are off the hook thanks to the ACA. Even the company saves money because the premiums are now lower.
The reality is that without the ACA large companies, like Walmart for instance, have the ability to diversify health care risk among tens of thousands employees. Meanwhile, the independent operator can only diversify his health care risk among his handful of employees. It is a competitive advantage that stifles competition, innovation, and productivity. They desperately want it back. An enlightened person would support the ACA.