Universal coverage can also include public/private partnerships, such as our current Medicare / Medicare Supplement / Medicare Advantage program, which could be tweaked to work for all Americans. It would also be individual and portable, include dynamic choice, free market competition and innovation, and take a massive cost monkey off the backs of American employers.
Right now, we have SIX (6) different healthcare delivery/payment systems, none of which communicates directly with the others:
- Medicare
- Medicaid
- VA
- Group
- Individual
- Indigent
I wonder how many people really think that's a smart "system".
Medicare is God awful.
When my father passed away with brain cancer 3 years ago this month.... I truly got a glimpse at just how bad medicare is.
At one point, and more than once... he was lying in the emergency room in extreme pain but not getting medication because of Medicare's archaic and unmerciful policies between Medicare and Hospice care. It is a *******, vile evil set up.
I hope you and yours do not have to experience it.
And then after my father passed away, it left his wife... my mother... buried in red tape that you need a lawyer to figure out.
It is impersonal, uncaring and without care about what people are going through.
It shouldn't be called Medicare... it should be called Medifuckyou if you get terminally ill
If you ran a business and had to pay $100,000 Give or take $20,000, youd look for ways to save money.
Hospice used to not be so cheap with the morphine. I agree this needs to change.
It is not Hospice care that is the problem, when you are under Home hospice care,,, they are actually extremely helpful, caring and also extremely responsive and bring you what you need right away.... like now. And it is all paid for. Everything.
The problem is you cannot be under Hospice care and receive any other care if that care is defined as life sustaining. But the problem is, as you are dying many times in order to get relief from a symptom you need to get a treatment that happens to also be a life sustaining treatment.
For instance, my father loss the ability to swallow properly, it was difficult for him to drink proper amounts of liquid. So he would get dehydrated. Which brings upon a series of problems when you are seriously ill. Hospice will not cover going into the hospital. Only a nursing home. But he didn't need to go to a nursing home, what he needed was to to a hospital and get IV's and electrolytes/intravenous vitamins to get back to being able to be comfortable. Hospice will not pay for that, and neither will medicare if you are under hospice. So you end up constantly signing on and off, on and off of hospice. Which is a bureaucratic nightmare... back and forth...back and forth. My mother would sit there and cry, seeing her husband suffer while it would take hours to get through the paperwork and people necessary to sign off.
And the ONLY reason it is this way is to save money. And our government designed it that way.