Why is it that I see minimum wage employees with smart phones, tatoos and piercings, big screen TV's, driving nice cars, and smoking outside of Walmart on their breaks ? Are these the people that can't pay their rent?
In all fairness I can't say I've observed all of those to be true. There are two there that typically are present though and drive me nuts. Smoking and smart phones. If you aren't willing to sacrifice those things to get yourself better off or are spending money on what are essentially luxuries you simply can't afford, stop complaining.
Almost universally the difference with poor and middle class/weathy people is fundamentally how they view the world. You find that the poor do not look at things in that manner at all. I have a few good examples.
I met a woman at the store selling cell phones. My wife and I became pretty quick friends as we have had similar experiences with our children and illness. A few months later, she was having a rough time with her finances and we offered to help her and her daughter out. Essentially, we set her up at our home with rent, utility and board for the low price of nothing. We paid all her base essential expenses minus her car and insurance for six months so that she could save for first, last and deposit on a new apartment and get some side cash. Theoretically, she should have had a pretty extensive savings right away as even at minimum wages (which she was making more than) but for some reason when ended up with exactly what she started with nothing.
It was never, and will never be, a matter of what she makes. She creates chaos unwittingly to force herself back to square one. I would never have believed it if I did not see it firsthand. To help her out, we went over her finances after the first month to find where her money had gone because she simply did not see what was happening. We purchase for ourselves gourmet coffee beans. I drink coffee VERY rarely so there is no reason to not have the best when I do. She felt the need to go to Starbucks daily at a monthly cost of around 300 dollars. She also felt the need to buy food that was conveniently wrapped. Kraft singles mac and cheese, shrink wrapped apples and the like. Also a very expensive habit. She continued that habit even though we provided all the equivalent in fresh fruit and boxed goods. The claim was that she did not have time to cook as well though why she had no time is beyond me there was nothing else that she needed to take care of. Smoking was another vice that was costing her quite a bit.
After tabulating all this, do you know how many habits she changed? Zero.
It was her life and she had rights to do whatever she wanted but I was clear we gave her six months and that is what she got. Currently, she is right where we left her (though living off someone else atm) and all I have to say is that will never change. The job, the pay or even her situation is utterly meaningless she creates the strife and conditions that ensure where she is herself. The sad reality is that most people that are in that situation are there for the exact same reason.