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I'm sorry that the hoax has to be continually rubbed in your faces. But I feel obligated until the tard herd finally wakes the fuck up and starts holding their cult leaders accountable.Fine, then talk about that instead of Trump every post.
You're paying 15% for something unnecessary. Every month you throw $93 at a company to do nothing. Then healthcare costs have risen massively because they can charge whatever they like because of the buffer in between you and the hospital.
Perhaps you can send me 15% of your paycheck and I can nothing for you.
I'm sorry that the hoax has to be continually rubbed in your faces. But I feel obligated until the tard herd finally wakes the fuck up and starts holding their cult leaders accountable.
It isn't the "Dims" selling us down the river. The GOP sold us down the UHC river a long, long time ago.
About 3% goes to legal expenses. You did hit on my point, we pay for everyone's healthcare now, so we do have universal healthcare, just profit based. Not good for us. great for the industry. We need evidence based medicine, not profit based.Never going to happen. The term is called defensive medicine. You go to the doctor for an ear ache. He or she runs you through every test under the sun. Even the doctor knows the tests or their results have nothing to do with your ear problem, but the doctor must run those tests and procedures to protect himself from malpractice suit.
That will never change since the Democrat party gets big bucks come election time from trial lawyers. More than that the more expensive healthcare is, the more successful they will be at getting everybody on a government plan. That's why government plans like Medicare and Medicaid only pay 2/3 of the bill for their patients. To recoup those losses, doctors and health facilities have to increase their prices which gets paid by private pay patients and of course insurance companies. Then we have the illegal problem to deal with. They come here of course with no insurance or money, go to the ER for a cold, and walk out without paying a dime. How do you suppose the healthcare facilities recoup that money.
Yes, our healthcare is expensive much of it because of government, but it's also the best in the world. However only a fool would believe the people that created a problem would bring a solution for it.
About 3% goes to legal expenses. You did hit on my point, we pay for everyone's healthcare now, so we do have universal healthcare, just profit based. Not good for us. great for the industry. We need evidence based medicine, not profit based.
Medical science should be what we base our healthcare system, not profit. I don't understand why you go on about the government making your healthcare decisions, insurance companies and the industry make your decisions now, and they are based on profit. I don't think you even have a basic grasp of how complicated the healthcare system is, dont worry about it, it took Trump months to realize it is complicated. Who knew?If you want government making healthcare decisions for you, but I don't. We seen how they were fining us by not having Commie Care. We see what they are doing with therapeutics by banning them or not making them available for doctors to prescribe. They are hell bent on everybody getting the shot whether they want it or not.
The Supreme Court ruled that a bureaucracy does not have the constitutional authority to force employers to mandate the shot for their employees or fire them, but health facilities do. Why health facilities? Because health facilities depend on Medicare, Medicaid and S-Chips patients where the government pays the bills. In other words, since government is actually funding the employees of healthcare facilities, that gives government the right to mandate vaccines for people as well. Okay, so what happens when we all are on a government program? If we had that today, would government be able to force all of us to get the vaccine whether we want it or not? Sounds like it to me according to the Supreme Court.
There are good doctors and no so good doctors. There are good hospitals and not so good hospitals. It's up to us where we go. But what happens when we are all on Medicare or like program? I think most everybody if not everybody would choose to go to the good hospital and doctors. Since that's not possible, government would have to step in and tell us which people get the good places and which people get the not so good places, and I'm sure it would be divided on political lines.
it is unsustainableBummer.
This would have give a nice microcosm show its efficacy. It is not as though they are going to stop demanding this on the national stage.
Which means it would be much better for us to implement it within a state and see it fail than to implement it on the national one where undoing it is flatly impossible just like every other entitlement.i
it is unsustainable
Medical science should be what we base our healthcare system, not profit. I don't understand why you go on about the government making your healthcare decisions, insurance companies and the industry make your decisions now, and they are based on profit. I don't think you even have a basic grasp of how complicated the healthcare system is, dont worry about it, it took Trump months to realize it is complicated. Who knew?
theworld.org
www.telegraph.co.uk
Who said it can't happen here?Having spent 10 years in healthcare I think I remember quite a bit about it. I've never once had a case where the insurance company made any decisions for me nor anybody I know;. I got a plan, they always provided what was in the plan I had. If you want something outside your plan, then it's your mistake for not having enough coverage for what you need. By law, insurance companies have to provide you with whatever is in your policy or contract with them.
Now if you don't like your insurance company, you can always get a different one. If you have government healthcare then you have no choice but to accept what they give you like other countries. Plus you surrendered power to them which is why the Democrats are pushing for it so hard. The more power they have over you, the less freedom you will have.
So what could government healthcare look like once you give them that power?
Fat in Japan? You're breaking the law. - The World from PRX
As the health care debate rages in the US, Tokyo lawmakers set a maximum waist size. Are you too fat for Japan?
Obese patients and smokers banned from routine surgery in 'most severe ever' rationing in the NHS
Obese people will be routinely refused operations across the NHS, health service bosses have warned, after one authority said it would limit procedures on an unprecedented scale.
And don't say anything like that can't happen here.
Having spent 10 years in healthcare I think I remember quite a bit about it. I've never once had a case where the insurance company made any decisions for me nor anybody I know;. I got a plan, they always provided what was in the plan I had. If you want something outside your plan, then it's your mistake for not having enough coverage for what you need. By law, insurance companies have to provide you with whatever is in your policy or contract with them.
Now if you don't like your insurance company, you can always get a different one. If you have government healthcare then you have no choice but to accept what they give you like other countries. Plus you surrendered power to them which is why the Democrats are pushing for it so hard. The more power they have over you, the less freedom you will have.
So what could government healthcare look like once you give them that power?
Fat in Japan? You're breaking the law. - The World from PRX
As the health care debate rages in the US, Tokyo lawmakers set a maximum waist size. Are you too fat for Japan?
Obese patients and smokers banned from routine surgery in 'most severe ever' rationing in the NHS
Obese people will be routinely refused operations across the NHS, health service bosses have warned, after one authority said it would limit procedures on an unprecedented scale.
And don't say anything like that can't happen here.
Wow, 10 years huh? I really don't believe your insurance company has never shaped your treatment plan, nor anyone you know, but I hope it continues for you and all you know. An evidence based health care system is the only way it can function on a national level. The reason Trump did not come up with something else when he finally realized a national healthcare system was complicated is because there is nothing else. As for the goobermint bad routine you go with that.
I am surprised you have not heard of evidence based practices with all your years in the field. You might google it. I read your post and..I just cant do it. WTF is EBP? impossible to sue, trial lawyers, Democrat, Bernie Sanders, medicare for all, I just cant address your scary words. Lets keep it simple. Right now, today and since WWII at least, all us working, producing people that have insurance, and or money, have paid everyone in the country's healthcare. If we didn't that guy that works at McD and crashes his motorcycle would be left in the ditch. There would be dead people at the bus stop outside every ER in every city every day. There isn't. So guess what, that is because we already pay everyone's healthcare. We just do it stupid. It is based on the most profit for the industry. That needs to be fixed, but it is very complicated. Ask the Donald.I said I spent ten years in the medical field; nothing to do with my insurance. WTF is an evidence based plan? I never heard of anything like it. The reason we don't have government plans is because it would make it nearly impossible for anybody to sue, and again, the trail lawyers contribute big bucks to the Democrat party come election time. Secondly when Bernie Sanders was running on Medicare for all, the CBO ran the numbers and it would be so expensive we would have to have a dramatic tax increase or go into massive debt.
I am surprised you have not heard of evidence based practices with all your years in the field. You might google it. I read your post and..I just cant do it. WTF is EBP? impossible to sue, trial lawyers, Democrat, Bernie Sanders, medicare for all, I just cant address your scary words. Lets keep it simple. Right now, today and since WWII at least, all us working, producing people that have insurance, and or money, have paid everyone in the country's healthcare. If we didn't that guy that works at McD and crashes his motorcycle would be left in the ditch. There would be dead people at the bus stop outside every ER in every city every day. There isn't. So guess what, that is because we already pay everyone's healthcare. We just do it stupid. It is based on the most profit for the industry. That needs to be fixed, but it is very complicated. Ask the Donald.
If you have a half dozen ways I am all ears. Insurance companies are synergist with the medical industry. the industry raises prices, the insurance companies raises premiums, and everyone makes more money. And we just pay more.The real problem is how it's addressed. If government takes over you are only passing the costs to them. That's not a solution to our problem. The first step is lower the cost, then figure out how we are going to pay for it. There are at least a half-dozen ways to do that but nobody wants to address that problem because then it would be obvious why our medical care is so expensive, and it has nothing to do with insurance companies. Insurance companies simply pay the bill. It has to do with government.
If you have a half dozen ways I am all ears. Insurance companies are synergist with the medical industry. the industry raises prices, the insurance companies raises premiums, and everyone makes more money. And we just pay more.
Did you type this all out? Very good I will get back to this in AM. Just got home from hospital my wife has a DVT so they are fixing it right now and I have to go up there in the morning so I got to get some sleep. I will get back to this though. ThanksSure. First off is national tort reform for medical. Students get out of college with a couple hundred thousand in debt. After residency when they start practicing medicine, they also have to deal with malpractice insurance that runs a couple thousand every month for general practitioners to $50,000 a year for surgeons and specialty doctors. Even nurses and hospitals have to carry insurance. While people who were harmed by neglect of a doctor should be met with proper compensation, most lawsuits are frivolous and cost insurance companies a ton of money to defend their clients. Doctors, nurses and hospitals have to include those costs in their fees.
As I mentioned. defensive medicine is practiced by most physicians to avoid law suits. People don't need many of these tests that are performed on them but are ordered by the doctor to protect themselves in the event they are working on patients who are just looking for a reason to sue a doctor and/or their facilities. Just one MRI can cost close to $3,000. Years ago you used to see one doctor for your ailments. Today your family doctor is a referral agent. If you have an ear problem, they send you to an ear, nose and throat specialist. If you have a muscle problem, they send you to orthopedic doctors. They are simply trying to pass the malpractice buck to other doctors and it costs a ton of money.
The largest expense are government programs. Medicare and Medicaid typically pay only 2/3 of the cost for treatment of their patients. Not too big of a deal for an office visit, but a $100,000 surgery or more is a big chunk of change. Like with malpractice insurance, those costs have to be absorbed in other ways such as private pay patients and private insurance. Most people who do get major medical care are our elderly. Notice that whenever a health facility closes, it's in poorer neighborhoods where most of their clients use government programs? There are not enough private pay and insurance patients to make up those losses. So if we want to keep them, they must be funded. I can't remember the last time my Medicare deduction on my paycheck increased.
Red tape: A frequent complaint by insurance companies are nickel dime claims. The cost to see your doctor is let's say $150.00. That's billed to insurance companies that spend close to that passing paperwork back and forth to the doctor. The doctor needs to hire more staff as do insurance companies. The solution to that problem is medical savings accounts. Medical savings accounts are a mandated deduction from your paycheck like SS and Medicare. This way by the time you need treatment for something like an office visit, you simply swipe your card like an ATM card, and it gets deducted from that MSA you've been contributing to for years. As we get older the deduction gets slightly higher.
When I was in the field years ago, we had to have biweekly meetings, mostly to discuss the new government mandates that changed all the time. The government would say for Medicare patients, we need forms XY and Z. We'd order boxes of these forms for not, because by the time they started to use those forms, the government changed it once again. You don't need XYZ forms any longer, now you need to provide PQR forms, and we'd end up throwing hundreds of dollars of forms into the garbage.
Removal of insurance restrictions: Some states do not allow you to buy insurance from companies out of state. You can only buy insurance from companies that have a branch inside the state. That reduces your choices which means it also reduces competition. The more competition you have at anything, the cheaper it becomes.
The elimination of government mandated insurance spending. Commie Care required all insurance companies to spend at least 80% of their premium collections on claims. Insurance companies are not government. When you pay your premium, insurance companies invest that money to help offset claims. Government should not be telling any business how to operate their finances. They know what's best for their company and profits.
Did you type this all out? Very good I will get back to this in AM. Just got home from hospital my wife has a DVT so they are fixing it right now and I have to go up there in the morning so I got to get some sleep. I will get back to this though. Thanks
Yes, thanks. She is doing far better than I thought last night, she is going to be fine.I hope everything is okay with your wife.
