You're lucky to get insurance on a Range Rover in London because they cost a fortune and most get stolen. So insurance premiums are though the roof.
The other thing is, EV's. People are getting quoted thousands upon thousands because EV&s are a nightmare. So if you lump all premiums together, then insurance premiums have sky rocketed.
My diesel car is £150 per year fully comprehensive and protected no claims bonus, and the diesel 3.5 ton van £250 and likewise cover. Mine have actually come down after going beyond 55 yes of age.
And another group shoving premiums high are the youngsters. Government et. al. Are looking into ideas such as a new driver can't have passengers for the first number of years or after a certain time of day, restrictive engine size etc..
But Tommy Tit thinking it's down to profiteering just makes him look like a right tit