Like declaring over and over again that if you liked your healthcare plan or your doctor that you could keep both when he again knew without a doubt that wouldn't be the case! Those are the deliberate HUGE lies that Obama told with regularity.
No those are LIES you worthless lying scum CON$ervoFascists tell with regularity, even when you are shown that Obamacare GRANDFATHERED all previous healthcare plans even if they didn't match the new standards established by the PPACA. Obama had nothing to do with a plan losing its grandfather status, it was either the employer or the insurance co changing plans
What It Means to Have Grandfathered Status | Medical Mutual
Overview of Grandfathered Status Plans
Grandfathered plans are health plans that were in place before March 23, 2010, when the Affordable Care Act was signed into law.
These plans are allowed to offer the coverage they did before the Affordable Care Act. Changes can be made to grandfathered plans (subject to certain limitations) without losing grandfathered status. A grandfathered status plan might not include certain benefits or consumer protections that non-grandfathered plans are required to include. A few examples of this include:
- Grandfathered status plans are not required to cover all preventive services at a $0 copay (such as contraceptive coverage).
- Grandfathered status plans are not required to cover all of the benefits healthcare reform has deemed to be “essential,” such as certain types of testing and treatment.
- Grandfathered status plans have different member appeal rights.
However, healthcare reform has added some benefits to both grandfathered and non-grandfathered status plans, including:
- No lifetime dollar limit on benefits and/or no monetary limits on essential benefits (For example, your plan cannot have a $200,000 lifetime cap on organ transplants – it must be unlimited)
- Dependent coverage to your adult children until they turn 26, subject to certain limitations (the age limit is 28 in Ohio for fully insured plans.)
Why Do Plans Have Grandfathered Status?
If you have individual coverage:
If you have individual health plan coverage with grandfathered status it’s because you have stayed in the same plan and/or not made a plan change affecting grandfathered status during your renewal.
If you have employer coverage:
When you have coverage through your employer, he or she makes decisions about what type of health coverage is available.
Your employer also chooses whether your plan keeps its grandfathered status. As long as your employer maintains grandfathered status plans, your benefits will remain generally unchanged and your benefits may not be the same as someone in a non-grandfathered status plan. New plans created after March 23, 2010, will never have grandfathered status.
