Tramps AHCRA plan and pre-existing condition part.

[dblack]

Nothin?

Speechless.

There's a difference.

Hmm.. ok. Not very expressive though. I'm just curious what has you so confused.

You think Obamacare created the pre-existing conditions problem.

And I'm not confused, you are.

Maybe you just need to read more carefully. I said that ACA forces insurance companies to sell policies to people who are already sick. And that that amounts to an entitlement - "free shit". That was imposed on the market by ACA.

It has to start at some point. The idea was everybody buys insurance. We all pay in so we can all draw out. Some will draw more, some will draw less. Insurance works that way.

No, that's how socialism works. Insurance works by pooling risk. It's a hedge against unforeseen calamities. It's essentially a bet, and the insurance company is the bookie. They sell you a policy based on the probability that you'll pay in more than they have to pay out. If you're already sick, there's no risk, no probability to calculate. The odds are 100% that you'll need health care and cost the insurance company more money than you've paid in. There's no rational reason why they should sell you insurance that covers ailments you already have.

Out of curiosity, do you think all insurance should work that way? Should I be able to get my house rebuilt after a fire by buying a fire insurance policy? Should I be able to get car insurance after my car is totaled?

 

[Crepitus]

Speechless.

There's a difference.

Hmm.. ok. Not very expressive though. I'm just curious what has you so confused.

You think Obamacare created the pre-existing conditions problem.

And I'm not confused, you are.

Maybe you just need to read more carefully. I said that ACA forces insurance companies to sell policies to people who are already sick. And that that amounts to an entitlement - "free shit". That was imposed on the market by ACA.

It has to start at some point. The idea was everybody buys insurance. We all pay in so we can all draw out. Some will draw more, some will draw less. Insurance works that way.

No, that's how socialism works. Insurance works by pooling risk. It's a hedge against unforeseen calamities. It's essentially a bet, and the insurance company is the bookie. They sell you a policy based on the probability that you'll pay in more than they have to pay out. If you're already sick, there's no risk, no probability to calculate. The odds are 100% that you'll need health care and cost the insurance company more money than you've paid in. There's no rational reason why they should sell you insurance that covers ailments you already have.

Out of curiosity, do you think all insurance should work that way? Should I be able to get my house rebuilt after a fire by buying a fire insurance policy? Should I be able to get car insurance after my car is totaled?

Well, you've proven you don't understand what socialism is, and you basically said the same thing I did except you don't seem to think there needs to be a starting point.

 

[dblack]

Hmm.. ok. Not very expressive though. I'm just curious what has you so confused.

You think Obamacare created the pre-existing conditions problem.

And I'm not confused, you are.

Maybe you just need to read more carefully. I said that ACA forces insurance companies to sell policies to people who are already sick. And that that amounts to an entitlement - "free shit". That was imposed on the market by ACA.

It has to start at some point. The idea was everybody buys insurance. We all pay in so we can all draw out. Some will draw more, some will draw less. Insurance works that way.

No, that's how socialism works. Insurance works by pooling risk. It's a hedge against unforeseen calamities. It's essentially a bet, and the insurance company is the bookie. They sell you a policy based on the probability that you'll pay in more than they have to pay out. If you're already sick, there's no risk, no probability to calculate. The odds are 100% that you'll need health care and cost the insurance company more money than you've paid in. There's no rational reason why they should sell you insurance that covers ailments you already have.

Out of curiosity, do you think all insurance should work that way? Should I be able to get my house rebuilt after a fire by buying a fire insurance policy? Should I be able to get car insurance after my car is totaled?

Well, you've proven you don't understand what socialism is, and you basically said the same thing I did except you don't seem to think there needs to be a starting point.

It seems you have really bad reading comprehension. Do you even read the posts you respond to? Past the first 'trigger' word (in this case, 'socialism')?

Out of curiosity, do you think all insurance should work that way? Should I be able to get my house rebuilt after a fire by buying a fire insurance policy? Should I be able to get car insurance after my car is totaled?

 

[Penelope]

^stupid post of the day^.

Welfare is stupid. You would know that if your head was not up your Libtard ass.

The filthy ass oppressive government has no right to require that an insurance company has to cover illness when the shithead never paid into the insurance pool.

When the filthy ass oppressive government does require it then that becomes a welfare benefit for the asshole that never paid his/her premiums and somebody else has to pay for them.

How about this Moon Bat? I pay my health care bills and you pay yours and you just shut the fuck up about getting something for nothing?

Let me guess. You are one of these worthless sorry ass Moon Bats that cheered when Princess Liesalot said in the Moon Bat debate last night that "Health Care is a Human Right"?

Sounds like you are pretty unhappy here.

The door is right over there....

Free Stuff! Free Stuff! Free Stuff!

Don't have to worry about working to make money to afford health care.

The stupid Liberals think I should get it for free. You know, just because I am alive. It is a basic human right. Other people need to work harder to afford to pay my bills.

No one thinks you should have anything for free.

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

I would bet you have a pre-existing condition or several.

 

[Penelope]

No one thinks you should have anything for free.

?

If you're saying that people should be allowed to wait until they're sick to get "insurance", and that insurance companies should be forced to sell them this "insurance" at ordinary rates - how's that not "free shit"?

So you are for mandatory insurance then??

 

[Crepitus]

Welfare is stupid. You would know that if your head was not up your Libtard ass.

The filthy ass oppressive government has no right to require that an insurance company has to cover illness when the shithead never paid into the insurance pool.

When the filthy ass oppressive government does require it then that becomes a welfare benefit for the asshole that never paid his/her premiums and somebody else has to pay for them.

How about this Moon Bat? I pay my health care bills and you pay yours and you just shut the fuck up about getting something for nothing?

Let me guess. You are one of these worthless sorry ass Moon Bats that cheered when Princess Liesalot said in the Moon Bat debate last night that "Health Care is a Human Right"?

Sounds like you are pretty unhappy here.

The door is right over there....

Free Stuff! Free Stuff! Free Stuff!

Don't have to worry about working to make money to afford health care.

The stupid Liberals think I should get it for free. You know, just because I am alive. It is a basic human right. Other people need to work harder to afford to pay my bills.

No one thinks you should have anything for free.

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

I would bet you have a pre-existing condition or several.

I'm guessing a learning disability and several behavioral disorders.

 

[dblack]

No one thinks you should have anything for free.

?

If you're saying that people should be allowed to wait until they're sick to get "insurance", and that insurance companies should be forced to sell them this "insurance" at ordinary rates - how's that not "free shit"?

So you are for mandatory insurance then??

So, do you still beat children and kick puppies?

 

[Penelope]

Sounds like you are pretty unhappy here.

The door is right over there....

Free Stuff! Free Stuff! Free Stuff!

Don't have to worry about working to make money to afford health care.

The stupid Liberals think I should get it for free. You know, just because I am alive. It is a basic human right. Other people need to work harder to afford to pay my bills.

No one thinks you should have anything for free.

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

So you think everyone who has a pre x condition is not paying for their health insurance? What a dumb fucking thing to say. Just crawl back in your hole you stupid mf.

You are confused about Insurance, Moon Bat.

If you are paying into insurance then your conditions are covered. Preexisting conditions like the filthy Libtards are talking about is that an insurance company has to take you even when you haven't been paying into the pool. In other words welfare.

Do you run a deplorable company with health ins cost shared to your employees that people want to quit working for you but don't because they need insurance.

Are you aware that the gig society is alive and well. Not everyone can afford to spend 1000-2000 a month and pay high deductibles and copays and afford to even open an HSA's. You seem to be totally ignorant of the state of healthcare in the US.

To get a swamp job and keep it for healthcare is like a trap. Healthcare should not be tied to a job, it never use to be, until they started offering incentives and benefits due to too many jobs and not enough workers.

You are just plain ignorant about health ins.

 

[Penelope]

No one thinks you should have anything for free.

?

If you're saying that people should be allowed to wait until they're sick to get "insurance", and that insurance companies should be forced to sell them this "insurance" at ordinary rates - how's that not "free shit"?

So you are for mandatory insurance then??

So, do you still beat children and kick puppies?

Everyday. Now so you are for mandatory insurance then?? Please answer, it sure sounds like you are!!

The ACA had a mandate, but the gop-phers got rid of it.

 

[debbiedowner]

Free Stuff! Free Stuff! Free Stuff!

Don't have to worry about working to make money to afford health care.

The stupid Liberals think I should get it for free. You know, just because I am alive. It is a basic human right. Other people need to work harder to afford to pay my bills.

No one thinks you should have anything for free.

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

So you think everyone who has a pre x condition is not paying for their health insurance? What a dumb fucking thing to say. Just crawl back in your hole you stupid mf.

You are confused about Insurance, Moon Bat.

If you are paying into insurance then your conditions are covered. Preexisting conditions like the filthy Libtards are talking about is that an insurance company has to take you even when you haven't been paying into the pool. In other words welfare.

Do you run a deplorable company with health ins cost shared to your employees that people want to quit working for you but don't because they need insurance.

Are you aware that the gig society is alive and well. Not everyone can afford to spend 1000-2000 a month and pay high deductibles and copays and afford to even open an HSA's. You seem to be totally ignorant of the state of healthcare in the US.

To get a swamp job and keep it for healthcare is like a trap. Healthcare should not be tied to a job, it never use to be, until they started offering incentives and benefits due to too many jobs and not enough workers.

You are just plain ignorant about health ins.

He is and also just parroting what he hears.

 

[dblack]

No one thinks you should have anything for free.

?

If you're saying that people should be allowed to wait until they're sick to get "insurance", and that insurance companies should be forced to sell them this "insurance" at ordinary rates - how's that not "free shit"?

So you are for mandatory insurance then??

So, do you still beat children and kick puppies?

Everyday. Now so you are for mandatory insurance then?? Please answer, it sure sounds like you are!!

No it doesn't. I'm clearly not. You know that. What are you playing at?

 

[Mr Natural]

Free Stuff! Free Stuff! Free Stuff!

Don't have to worry about working to make money to afford health care.

The stupid Liberals think I should get it for free. You know, just because I am alive. It is a basic human right. Other people need to work harder to afford to pay my bills.

Here's a suggestion:

Never get sick.

You're welcome.

 

[Flash]

Free Stuff! Free Stuff! Free Stuff!

Don't have to worry about working to make money to afford health care.

The stupid Liberals think I should get it for free. You know, just because I am alive. It is a basic human right. Other people need to work harder to afford to pay my bills.

No one thinks you should have anything for free.

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

So you think everyone who has a pre x condition is not paying for their health insurance? What a dumb fucking thing to say. Just crawl back in your hole you stupid mf.

You are confused about Insurance, Moon Bat.

If you are paying into insurance then your conditions are covered. Preexisting conditions like the filthy Libtards are talking about is that an insurance company has to take you even when you haven't been paying into the pool. In other words welfare.

Do you run a deplorable company with health ins cost shared to your employees that people want to quit working for you but don't because they need insurance.

Are you aware that the gig society is alive and well. Not everyone can afford to spend 1000-2000 a month and pay high deductibles and copays and afford to even open an HSA's. You seem to be totally ignorant of the state of healthcare in the US.

To get a swamp job and keep it for healthcare is like a trap. Healthcare should not be tied to a job, it never use to be, until they started offering incentives and benefits due to too many jobs and not enough workers.

You are just plain ignorant about health ins.

You are confused Moon Bat.

I understand health insurance. You obviously don't.

Most, if not all, private employer insurance has a preexisting condition clause. Once you get hired then you are covered. Nothing is wrong with that. That is part of the compensation package and the cost of the insurance is passed on the people that buy the goods or services of the company.

However, the filthy Liberals want to have it so that no matter what your insurance company is then they have to accept preexisting conditions.

That means that sorry assholes can go years without paying into anything and then once they get sick go sign up for insurance and the company has to take them and pay the bill. That is wrong. That is welfare and all welfare is wrong.

If you want to blame anybody for the high cost of health insurance then blame that worthless commie Neggra Obama and the stupid Democrats for passing Obamacare. That ran up the cost of the co-payments, deductibles and premiums that you are bitching about.

 

[debbiedowner]

No one thinks you should have anything for free.

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

So you think everyone who has a pre x condition is not paying for their health insurance? What a dumb fucking thing to say. Just crawl back in your hole you stupid mf.

You are confused about Insurance, Moon Bat.

If you are paying into insurance then your conditions are covered. Preexisting conditions like the filthy Libtards are talking about is that an insurance company has to take you even when you haven't been paying into the pool. In other words welfare.

Do you run a deplorable company with health ins cost shared to your employees that people want to quit working for you but don't because they need insurance.

Are you aware that the gig society is alive and well. Not everyone can afford to spend 1000-2000 a month and pay high deductibles and copays and afford to even open an HSA's. You seem to be totally ignorant of the state of healthcare in the US.

To get a swamp job and keep it for healthcare is like a trap. Healthcare should not be tied to a job, it never use to be, until they started offering incentives and benefits due to too many jobs and not enough workers.

You are just plain ignorant about health ins.

You are confused Moon Bat.

I understand health insurance. You obviously don't.

Most, if not all, private employer insurance has a preexisting condition clause. Once you get hired then you are covered. Nothing is wrong with that. That is part of the compensation package and the cost of the insurance is passed on the people that buy the goods or services of the company.

However, the filthy Liberals want to have it so that no matter what your insurance company is then they have to accept preexisting conditions.

That means that sorry assholes can go years without paying into anything and then once they get sick go sign up for insurance and the company has to take them and pay the bill. That is wrong. That is welfare and all welfare is wrong.

If you want to blame anybody for the high cost of health insurance then blame that worthless commie Neggra Obama and the stupid Democrats for passing Obamacare. That ran up the cost of the co-payments, deductibles and premiums that you are bitching about.

And that is why group insurance is so expensive because you can now have your sex change flash and change your name to flashette.

 

[debbiedowner]

Pre existing condidtions is free shit.

The filthy government makes the insurance company pick up your bills when you didn't pay into the insurance pool.

Free shit big time. Somebody else has to work to pay your health care bills. Disgusting, isn't it?

So you think everyone who has a pre x condition is not paying for their health insurance? What a dumb fucking thing to say. Just crawl back in your hole you stupid mf.

You are confused about Insurance, Moon Bat.

If you are paying into insurance then your conditions are covered. Preexisting conditions like the filthy Libtards are talking about is that an insurance company has to take you even when you haven't been paying into the pool. In other words welfare.

Do you run a deplorable company with health ins cost shared to your employees that people want to quit working for you but don't because they need insurance.

Are you aware that the gig society is alive and well. Not everyone can afford to spend 1000-2000 a month and pay high deductibles and copays and afford to even open an HSA's. You seem to be totally ignorant of the state of healthcare in the US.

To get a swamp job and keep it for healthcare is like a trap. Healthcare should not be tied to a job, it never use to be, until they started offering incentives and benefits due to too many jobs and not enough workers.

You are just plain ignorant about health ins.

You are confused Moon Bat.

I understand health insurance. You obviously don't.

Most, if not all, private employer insurance has a preexisting condition clause. Once you get hired then you are covered. Nothing is wrong with that. That is part of the compensation package and the cost of the insurance is passed on the people that buy the goods or services of the company.

However, the filthy Liberals want to have it so that no matter what your insurance company is then they have to accept preexisting conditions.

That means that sorry assholes can go years without paying into anything and then once they get sick go sign up for insurance and the company has to take them and pay the bill. That is wrong. That is welfare and all welfare is wrong.

If you want to blame anybody for the high cost of health insurance then blame that worthless commie Neggra Obama and the stupid Democrats for passing Obamacare. That ran up the cost of the co-payments, deductibles and premiums that you are bitching about.

And that is why group insurance is so expensive because you can now have your sex change flash and change your name to flashette.

Now all employer's do not offer group health and their employees have to purchase individual policies, should they not have their pre x covered?

 

[Penelope]

No one thinks you should have anything for free.

?

If you're saying that people should be allowed to wait until they're sick to get "insurance", and that insurance companies should be forced to sell them this "insurance" at ordinary rates - how's that not "free shit"?

So you are for mandatory insurance then??

So, do you still beat children and kick puppies?

Everyday. Now so you are for mandatory insurance then?? Please answer, it sure sounds like you are!!

No it doesn't. I'm clearly not. You know that. What are you playing at?

Are you for mandatory health ins. or not??

 

[dblack]

?

If you're saying that people should be allowed to wait until they're sick to get "insurance", and that insurance companies should be forced to sell them this "insurance" at ordinary rates - how's that not "free shit"?

So you are for mandatory insurance then??

So, do you still beat children and kick puppies?

Everyday. Now so you are for mandatory insurance then?? Please answer, it sure sounds like you are!!

No it doesn't. I'm clearly not. You know that. What are you playing at?

Are you for mandatory health ins. or not??

No. I've been very clear on this. Why do you keep asking??? Are you even reading my responses?

 

[debbiedowner]

Speechless.

There's a difference.

Hmm.. ok. Not very expressive though. I'm just curious what has you so confused.

You think Obamacare created the pre-existing conditions problem.

And I'm not confused, you are.

Maybe you just need to read more carefully. I said that ACA forces insurance companies to sell policies to people who are already sick. And that that amounts to an entitlement - "free shit". That was imposed on the market by ACA.

It has to start at some point. The idea was everybody buys insurance. We all pay in so we can all draw out. Some will draw more, some will draw less. Insurance works that way.

No, that's how socialism works. Insurance works by pooling risk. It's a hedge against unforeseen calamities. It's essentially a bet, and the insurance company is the bookie. They sell you a policy based on the probability that you'll pay in more than they have to pay out. If you're already sick, there's no risk, no probability to calculate. The odds are 100% that you'll need health care and cost the insurance company more money than you've paid in. There's no rational reason why they should sell you insurance that covers ailments you already have.

Out of curiosity, do you think all insurance should work that way? Should I be able to get my house rebuilt after a fire by buying a fire insurance policy? Should I be able to get car insurance after my car is totaled?

It is not a bet if the health insurance company pays out.

 

[Penelope]

So you are for mandatory insurance then??

So, do you still beat children and kick puppies?

Everyday. Now so you are for mandatory insurance then?? Please answer, it sure sounds like you are!!

No it doesn't. I'm clearly not. You know that. What are you playing at?

Are you for mandatory health ins. or not??

No. I've been very clear on this. Why do you keep asking??? Are you even reading my responses?

Because you never answer. Are you for mandatory ins??? Yes or no will do.

 

[dblack]

So, do you still beat children and kick puppies?

Everyday. Now so you are for mandatory insurance then?? Please answer, it sure sounds like you are!!

No it doesn't. I'm clearly not. You know that. What are you playing at?

Are you for mandatory health ins. or not??

No. I've been very clear on this. Why do you keep asking??? Are you even reading my responses?

Because you never answer. Are you for mandatory ins??? Yes or no will do.

WTF???