At such a young age take a good hard look at The Vanguard family of funds. Overall performance is not superstar but on the whole have proved safe and reliable. Strongest favourable is that their fees are minuscule. Over the number of years you have ahead to see money grow the seemingly slight difference in fees can amount to tens or hundreds of thousands in end results. Assuming, of course, you start a regular (dollar cost averaging) program and stay with it paying no attention to temporary market ups and downs.
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