That's the circle though... We all face the inevitable equalizer - and no matter how fancy your coffin is, stuffing it with gold is a fools errand.
It's true we all die, and that stuffing your coffin with gold is a fool's errand.
My message was about saving up and investing money for when you're old. When you die you can pass it on. You can also help ensure your costs are covered. Being in the health care field and actually being there and experiencing these things firsthand, I've seen more than a few times clients suffer and struggle because their money runs... out.
If your insurance isn't good, and you require many different medications, you could be in a lot of financial trouble. Home care agencies, physical therapy, hospice, funeral services, occupational therapy, etc are all expensive depending on your situation. I would rather amass someone north of one million dollars than $200,000 for retirement.
You can't use it once you're dead, but you can use it before you die... and pass it along to give your loved ones a better future than you had.