The "whisper in my baby grand daughter's ear--I am sorry!

[Luissa]

I'm a real American. I was born here.

I still have not figured out what a real american is??????? DO they follow a check list or something??

A real American is anyone born here or anyone who has become a US citizen officially.

We come in all shapes, sizes, colors, and our belief systems have nothing whatever to do with our being real Americans.

The American citizens who hate me and everything I stand for (and vice versa) are not less and no more American than I am.

I get the logical answer! I want to know Oreo's or the other wack jobs description of an american!

 

[jillian]

Not any weaker than Ravi's non sequitur you lefties still got in line to tee hee over.

oh...i dunno... i think someone who posts garbage like the OP here SHOULD be laughed at.

 

[Gunny]

Well--at least my thread has disclosed who the under-age--non-voting youngsters are. All of the above, except Willow Tree.

i'd sincerely doubt that. but i am wondering if you apologized for voting for baby bush.

No reason ANYONE should apologize for voting for Bush, given the two clowns put up as his opposition.

 

[Gunny]

Not any weaker than Ravi's non sequitur you lefties still got in line to tee hee over.

oh...i dunno... i think someone who posts garbage like the OP here SHOULD be laughed at.

That's what happens when YOU try to think. The OP has merit. It's no less true because you've had too much KoolAid lately.

 

[Annie]

Not any weaker than Ravi's non sequitur you lefties still got in line to tee hee over.

oh...i dunno... i think someone who posts garbage like the OP here SHOULD be laughed at.

That's what happens when YOU try to think. The OP has merit. It's no less true because you've had too much KoolAid lately.

Indeed. Jillian is both too educated and too young. Somehow I think if her son were older, she'd get it better.

 

[Old Rocks]

It's obvious that not too many "real" Americans exist on this board, but we sure have a lot of parisites.

Speak for yourself.

 

[Old Rocks]

Well--at least my thread has disclosed who the under-age--non-voting youngsters are. All of the above, except Willow Tree.

i'd sincerely doubt that. but i am wondering if you apologized for voting for baby bush.

No reason ANYONE should apologize for voting for Bush, given the two clowns put up as his opposition.

Between Bush and Gore, who will be remembered as having a positive effect on the world?

 

[xsited1]

Did you whisper...I'm sorry I sucked Bush's dick?

We can all see you are off your meds.

Please call you doctor first thing in the morning to get a prescription refill.

 

[oreo]

I guess only people on this board with children & grandchildren understand my message. In my opinion, all of this government spending means that we are mortgaging our children & grandchildren's future. In turn this means--it is going to be much harder for them to succeed simply because they will be re-paying all this debt. They will not be able to keep the same percentage of their earnings as we have been able too.

So if you don't understand that, maybe someday you will--when you have children of your own. Believe it or not, you actually worry about someone else's future instead of your own.

The problem with socialism, is that eventually government runs out of other people's money to spend: Margaret Thatcher.

 

[xsited1]

I guess only people on this board with children & grandchildren understand my message. In my opinion, all of this government spending means that we are mortgaging our children & grandchildren's future. In turn this means--it is going to be much harder for them to succeed simply because they will be re-paying all this debt. They will not be able to keep the same percentage of their earnings as we have been able too.

So if you don't understand that, maybe someday you will--when you have children of your own. Believe it or not, you actually worry about someone else's future instead of your own.

The problem with socialism, is that eventually government runs out of other people's money to spend: Margaret Thatcher.

Agreed. People without children or grandchildren and with no real-world experience show their true colors in threads such as this.

 

[oreo]

I guess only people on this board with children & grandchildren understand my message. In my opinion, all of this government spending means that we are mortgaging our children & grandchildren's future. In turn this means--it is going to be much harder for them to succeed simply because they will be re-paying all this debt. They will not be able to keep the same percentage of their earnings as we have been able too.

So if you don't understand that, maybe someday you will--when you have children of your own. Believe it or not, you actually worry about someone else's future instead of your own.

The problem with socialism, is that eventually government runs out of other people's money to spend: Margaret Thatcher.

Agreed. People without children or grandchildren and with no real-world experience show their true colors in threads such as this.

DITTO--I don't think alot of these youngsters understand what is exactly going on. Many are the gimme, gimme, gimme crowd & don't want to pay it back--they think others should.

But, at the same time many of these youngsters are going to college to benefit their future careers. They want to succeed. They are working very hard--& still do not understand what tax bracket their going to be in once they obtain their degrees. I don't think they're going to be real happy with that new bracket.

Especially finally understanding that they will be paying for the ones who didn't work as hard as they did.

I know one young man--34 years old now. He went to ivy league colleges, actually working 2 jobs to pay for his own education. He got a very good job, & is outraged at all this government spending, & bail-out after bail-out. He grew up very liberal in his ideology. Now he has done a 180 degree turn. I guess people really don't learn until they see it come out of their own pay-checks.

 

[Luissa]

I guess only people on this board with children & grandchildren understand my message. In my opinion, all of this government spending means that we are mortgaging our children & grandchildren's future. In turn this means--it is going to be much harder for them to succeed simply because they will be re-paying all this debt. They will not be able to keep the same percentage of their earnings as we have been able too.

So if you don't understand that, maybe someday you will--when you have children of your own. Believe it or not, you actually worry about someone else's future instead of your own.

The problem with socialism, is that eventually government runs out of other people's money to spend: Margaret Thatcher.

Agreed. People without children or grandchildren and with no real-world experience show their true colors in threads such as this.

maybe people should be more worried about teaching their children how to work and take responsiblitly for their actions, how about teach them manners.
How about teaching them about going to war for the right reasons and if we can afford that war!Teach them how to manage their money!
Don't tell them you are sorry, fix the problem!

 

[oreo]

I guess only people on this board with children & grandchildren understand my message. In my opinion, all of this government spending means that we are mortgaging our children & grandchildren's future. In turn this means--it is going to be much harder for them to succeed simply because they will be re-paying all this debt. They will not be able to keep the same percentage of their earnings as we have been able too.

So if you don't understand that, maybe someday you will--when you have children of your own. Believe it or not, you actually worry about someone else's future instead of your own.

The problem with socialism, is that eventually government runs out of other people's money to spend: Margaret Thatcher.

Agreed. People without children or grandchildren and with no real-world experience show their true colors in threads such as this.

maybe people should be more worried about teaching their children how to work and take responsiblitly for their actions, how about teach them manners.
How about teaching them about going to war for the right reasons and if we can afford that war!Teach them how to manage their money!
Don't tell them you are sorry, fix the problem!

I agree 100% with your remark--but let's face it--there are way to many people in this country looking for the quick profit, the no earned big bucks. They were encouraged by banks to borrow money they could not afford.

Now in my lifetime (56 years old) I have never been able to go to a bank without a good credit rating, without a down payment, or without the income to show that I can afford to pay the mortgage.

Being an electrical contractor for 30+ years, I walked into this huge custom home that we had just finished--only to see a very young couple with a baby. I thought to myself--how can these kids afford this home? Well, it was foreclosed upon just 3 months later.

They bet that mortgage interest rates would come down, & or that the home would gain so much in value that they would be able to re-finance & or sell it at a profit.

Let's face it--a small home town bank would have never loaned out that money to this couple. Yet, hey if it was guaranteed by the American taxpayer--they were doleing it out like it grew on trees, without a care in the world. Who is too blame for that? Our government.

A good article for you to read is:
New York Times
Date: September 30, 1999
Titled: Fannie reduces credit to aid mortgage lending.

At the bottom make sure you read the warnings. It's unbelievable. So basically I blame our government for this mess as they were the original enablers of it.

 

[Luissa]

Agreed. People without children or grandchildren and with no real-world experience show their true colors in threads such as this.

maybe people should be more worried about teaching their children how to work and take responsiblitly for their actions, how about teach them manners.
How about teaching them about going to war for the right reasons and if we can afford that war!Teach them how to manage their money!
Don't tell them you are sorry, fix the problem!

I agree 100% with your remark--but let's face it--there are way to many people in this country looking for the quick profit, the no earned big bucks. They were encouraged by banks to borrow money they could not afford.

Now in my lifetime (56 years old) I have never been able to go to a bank without a good credit rating, without a down payment, or without the income to show that I can afford to pay the mortgage.

Being an electrical contractor for 30+ years, I walked into this huge custom home that we had just finished--only to see a very young couple with a baby. I thought to myself--how can these kids afford this home? Well, it was foreclosed upon just 3 months later.

They bet that mortgage interest rates would come down, & or that the home would gain so much in value that they would be able to re-finance & or sell it at a profit.

Let's face it--a small home town bank would have never loaned out that money to this couple. Yet, hey if it was guaranteed by the American taxpayer--they were doleing it out like it grew on trees, without a care in the world. Who is too blame for that? Our government.

A good article for you to read is:
New York Times
Date: September 30, 1999
Titled: Fannie reduces credit to aid mortgage lending.

At the bottom make sure you read the warnings. It's unbelievable. So basically I blame our government for this mess as they were the original enablers of it.

My friend was working for a mortgage company down in Arizona about 4 to 6 years ago I can't remember exactly when and they were selling sub prime mortgages along with ones to people who can't afford the interest. He said he saw what was coming and felt bad about what he was doing, so he quit and came back up to Washington even though he was making great money.
I just bought a car, a cheap one for about 5000 after everything but I had 1300 down and made sure the interest rate was low and the payments were low enough if something happens like I loose my job I could still pay them if I have to collect unemployment. I could of probably got into a more expensive car but with everything the way it is I don't want to take any chances.
I also got a steal, the car is 99 toyota corolla which gets about 40 miles to the gallon and only had 62,000 miles. Of course my brother in law works at the toyota dealership but it is something that will not cost me a lot in maintenance and I can hold onto for awhile.

 

[oreo]

maybe people should be more worried about teaching their children how to work and take responsiblitly for their actions, how about teach them manners.
How about teaching them about going to war for the right reasons and if we can afford that war!Teach them how to manage their money!
Don't tell them you are sorry, fix the problem!

I agree 100% with your remark--but let's face it--there are way to many people in this country looking for the quick profit, the no earned big bucks. They were encouraged by banks to borrow money they could not afford.

Now in my lifetime (56 years old) I have never been able to go to a bank without a good credit rating, without a down payment, or without the income to show that I can afford to pay the mortgage.

Being an electrical contractor for 30+ years, I walked into this huge custom home that we had just finished--only to see a very young couple with a baby. I thought to myself--how can these kids afford this home? Well, it was foreclosed upon just 3 months later.

They bet that mortgage interest rates would come down, & or that the home would gain so much in value that they would be able to re-finance & or sell it at a profit.

Let's face it--a small home town bank would have never loaned out that money to this couple. Yet, hey if it was guaranteed by the American taxpayer--they were doleing it out like it grew on trees, without a care in the world. Who is too blame for that? Our government.

A good article for you to read is:
New York Times
Date: September 30, 1999
Titled: Fannie reduces credit to aid mortgage lending.

At the bottom make sure you read the warnings. It's unbelievable. So basically I blame our government for this mess as they were the original enablers of it.

My friend was working for a mortgage company down in Arizona about 4 to 6 years ago I can't remember exactly when and they were selling sub prime mortgages along with ones to people who can't afford the interest. He said he saw what was coming and felt bad about what he was doing, so he quit and came back up to Washington even though he was making great money.
I just bought a car, a cheap one for about 5000 after everything but I had 1300 down and made sure the interest rate was low and the payments were low enough if something happens like I loose my job I could still pay them if I have to collect unemployment. I could of probably got into a more expensive car but with everything the way it is I don't want to take any chances.
I also got a steal, the car is 99 toyota corolla which gets about 40 miles to the gallon and only had 62,000 miles. Of course my brother in law works at the toyota dealership but it is something that will not cost me a lot in maintenance and I can hold onto for awhile.

Good for you--sounds like a great deal. Here's another story: I have a good friend that is a realtor in my area. She took this one couple out to look at homes "they could afford" based on the income they gave her.

One day this couple "without her along" showed up at a new custom home & the builder referred them to a mortgage broker. They called my friend & told her what was going on, & she told them they would have to find another realtor--because she wouldn't be able to sleep at night knowing they bought this home. They went ahead & bought it anyway. Of course, they lost it a few months later.

I don't think some of these people know what they have done to their credit rating. Home foreclosure is the absolute worst thing one can do to their credit. You can survive a bankrupsty but a home foreclosure? I doubt any bank will ever give them a mortgage loan again.

 

[Luissa]

I agree 100% with your remark--but let's face it--there are way to many people in this country looking for the quick profit, the no earned big bucks. They were encouraged by banks to borrow money they could not afford.

Now in my lifetime (56 years old) I have never been able to go to a bank without a good credit rating, without a down payment, or without the income to show that I can afford to pay the mortgage.

Being an electrical contractor for 30+ years, I walked into this huge custom home that we had just finished--only to see a very young couple with a baby. I thought to myself--how can these kids afford this home? Well, it was foreclosed upon just 3 months later.

They bet that mortgage interest rates would come down, & or that the home would gain so much in value that they would be able to re-finance & or sell it at a profit.

Let's face it--a small home town bank would have never loaned out that money to this couple. Yet, hey if it was guaranteed by the American taxpayer--they were doleing it out like it grew on trees, without a care in the world. Who is too blame for that? Our government.

A good article for you to read is:
New York Times
Date: September 30, 1999
Titled: Fannie reduces credit to aid mortgage lending.

At the bottom make sure you read the warnings. It's unbelievable. So basically I blame our government for this mess as they were the original enablers of it.

My friend was working for a mortgage company down in Arizona about 4 to 6 years ago I can't remember exactly when and they were selling sub prime mortgages along with ones to people who can't afford the interest. He said he saw what was coming and felt bad about what he was doing, so he quit and came back up to Washington even though he was making great money.
I just bought a car, a cheap one for about 5000 after everything but I had 1300 down and made sure the interest rate was low and the payments were low enough if something happens like I loose my job I could still pay them if I have to collect unemployment. I could of probably got into a more expensive car but with everything the way it is I don't want to take any chances.
I also got a steal, the car is 99 toyota corolla which gets about 40 miles to the gallon and only had 62,000 miles. Of course my brother in law works at the toyota dealership but it is something that will not cost me a lot in maintenance and I can hold onto for awhile.

Good for you--sounds like a great deal. Here's another story: I have a good friend that is a realtor in my area. She took this one couple out to look at homes "they could afford" based on the income they gave her.

One day this couple "without her along" showed up at a new custom home & the builder referred them to a mortgage broker. They called my friend & told her what was going on, & she told them they would have to find another realtor--because she wouldn't be able to sleep at night knowing they bought this home. They went ahead & bought it anyway. Of course, they lost it a few months later.

I don't think some of these people know what they have done to their credit rating. Home foreclosure is the absolute worst thing one can do to their credit. You can survive a bankrupsty but a home foreclosure? I doubt any bank will ever give them a mortgage loan again.

Yeah I have a friend, the same thing kind of happened to them! They didn't foreclose but that was what would probably happen. They just didn't make or loose any money and now live in a duplex but still drive two expensive cars.
I am fine with my car, it has everything I need and is affordable! My debt is nothing compared to what their's is or most peoples. Only a few grand besides the car and that is for school and a credit card I am paying on.
I am lucky my mother was the office manager and book keeper for travel agencies in the 80's and is good with money. The guy she worked for has not had a successful business since she stopped working for him.

 

[Old Rocks]

Bush/Cheney didn't spend a trillion on pork and call it stimulus, obama did that.

The retards also didn't propose spending another half trillion till october of this year with 9,000 earmarks, or doubling and tripling everybody's energy bills in the midst of a deep recession, obama has done those things.

Bush/Cheney spent 3 trillion on a war based on lies and let the murderer of 3000 Americans on American soil untouched for over seven years. And trashed our economic system to the point that we are entering the Second Great Republican Depression.

 

[editec]

Don't any of you folkjs find it rather odd that the vast majority of those stupid people who overbought their homes did so in only 35 counties in the USA?

Doesn't that give you some kind of clue that your theory is somewhat flawed?

No?

Okay, carry on then.

Sooner or later, I cannot help but think that that metric is going to start tell you something about your pet theory that this whole thing was JUST caused by stupid consumers.

I'm a patient man. I can wait for you guys to catch up.

 

[jillian]

Agreed. People without children or grandchildren and with no real-world experience show their true colors in threads such as this.

I have a child and real world experience. and the OP is idiocy....

again, did he apolgize for voting for Bush? I hate what that idiot and his apologists did to this country.

I'll wait.

 

[jillian]

Don't any of you folkjs find it rather odd that the vast majority of those stupid people who overbought their homes did so in only 35 counties in the USA?

Doesn't that give you some kind of clue that your theory is somewhat flawed?

No?

Okay, carry on then.

Sooner or later, I cannot help but think that that metric is going to start tell you something about your pet theory that this whole thing was JUST caused by stupid consumers.

I'm a patient man. I can wait for you guys to catch up.

you really think they'll ever catch up?