You’re trying to conflate bankruptcies during severe recessions with those during other economic times. .
YOU‘RE too stoooopid to get it.
“the end of the fourth quarter of 2007, the national Chapter 7 bankruptcy rate had reached 1.7 filings per 1,000 people, which is a 95.8 percent increase from the 0.9 filings per 1,000 people at the end of the first quarter of 2006, the first complete quarter after BAPCPA took effect. Similarly, the national Chapter 13 bankruptcy rate stood at 1.1 filings per 1,000 people in the fourth quarter of 2007, a 62.2 percent increase from 0.7 filings per 1,000 people in the first quarter of 2006.