Employers no longer want to be in the health insurance business. It used to be a nice, low cost benefit they could provide. Now, it is becoming prohibitively expensive. More costs are now dumped on the employee. More employers are finding creative ways to avoid offering health insurance to new employees. Without government sponsored insurance pools, many more Americans will be locked out of the insurance market.
People scream that they don't want the government to make health insurance decisions for them.........Then why do you want your employer to make health insurance decisions for you?
More dishonesty...as expected.
You call employers letting their employees turn down coverage as employers making that decision? They allow an employee to OPT OUT of employer based health insurance and that's why 16 million Americans did just that!!!!!! A full 70% of them under 30 years of age!!!! They did NOT want health insurance and Obama just took that freedom from them. The Administration thinks this will lower premiums....nothing could be further from the truth....and now many of the groups that originally said that this law was a good thing are now sayiong it's not such a great thing after all. Funny. The more they read the law and see what it affects the worse off the country seems to be. Why is that?
I run three corporations so how I am being dishonest when I pay clse to 40K in health insurance premiums a year?
How many do you employ and howmany different scenarios do you have with health insurance companies?
The reason 16 million Americans opted out of employer health insurance is that they are young and dumb. They would rather have a new car. Name someone that is NOT forced to buy car insurance. Are you attempting to tell us with a straight face that the uninsured incur NO medical costs and it is the taxpayer that IS NOT paying for their entire costs NOW? The facts are, as you either choose to ignore them or just have have no clue about this subject, that unmanaged care and the costs associated with it for those tens ofmillions is the fastest growing area of run away costs other than senior dope plan and chronic disease care.
You are right in that the inefficiencies of having a third party, a for profit entity such as ain insurance company, having to fully insure the entire population, will cause short term premiums to rise just as it did in the car insurance industry. However, the fact that the uninsured will now be forced to join the managed care and costs system, just as they arein the vehicle insurance industry, underwriting will be universal as in the vehicle industry.
The current system of disease care is fucked my man. We pay 55% for 4% of the population to receive chronic disease care. We are one of the unhealthiest nations on earth. My businesses can not sustain the spiraling costs of the current blank check system where a large % of the care given is unmanaged for the uninsured. They have $ for their cars but not their own health. Priorities.