Maybe we should make everyone be 26. If you aren't able to live without your parents insurance maybe you can't be trusted to drive, drink, join the military or anything else either.
Really good point - we have all these arbitrary points in our lives when we are all of the sudden supposed to be "mature" and "self sufficient."
you are an adult at:
12 if you are going to a movie
16 if you want a driver's license
18 if you want to join the military
21 if you want to drink
26 to get kick off mom & dad's insurance
I guess maybe it can be argued that we are gradually increasing the responsibility and the expectations as we move along, but that would assume that joining the military requires less responsibility than kicking back a cold one.
I don't get it. But my knee-jerk is to say 21 for everything with the possible exception of driving because of the hardship that would create for mom & dad's taxi service.