The Ryan plan puts the decision making in the hands of the Seniors. When this approach has been used before, it has worked and worked very well to improve the options, coverages and cost factors.
You make the same mistake here that liberals often do: taking the patient-payer relationship as the fundamental unit of analysis in understanding health costs, instead of the payer-provider relationship and, to some extent, the patient-provider relationship. There are some gains to be had from ordering an insurance market and prompting insurers to compete on price and quality (which, incidentally, doesn't mean an incomprehensible market that aims at infinitely customizable insurance products, but rather one that features variation within standardized categories).
But more important is the structure of the system that actually delivers care and the influence payers have over providers. Simply giving seniors a choice between private insurers is not a panacea--they already have the choice of competing private insurers if they prefer that to traditional Medicare. Yet the partially privatized portion of Medicare has turned out to be more expensive than traditional Medicare, despite precious little of that extra spending trickling down into additional consumer surplus for seniors.
The goal of the Republican plan is very simple: cap what the feds spend on health, and let somebody else worry about it. If the goal is simply to get the feds off the hook for paying for seniors' medical expenses, the Republican budget would (theoretically) achieve that, since it ends Medicare's role as a payer for health services on behalf of the elderly. Most folks, however, don't seem to believe that's the primary goal we should be pursuing.
A key difference between PPACA and PTP is the method by which each reduces Medicare spending. PPACA cuts payments to hospitals and doctors, which will force many doctors out of the health care system, reducing access to care for seniors in much the same way that Medicaid does.
Missing the mark a bit on that one. The groundwork for getting a handle on Medicare costs is laid in a number of ways:
8537 said:
I'm torn. I like the idea of allowing states to be "lab rats" for reforms, and VT is serving that role both under the Medicaid plan and our seeking a HCR waiver. On the other hand, I have reservations about each state cooking up their own solution and creating a race to the bottom (though I'm not sure that would be the result).
There's nothing wrong with using the existing waiver processes in federal level (waivers are extremely common within Medicaid), if that's what a state decides is the best course of action. Flexibility, within limits (i.e. preventing the race to the bottom you're talking about), is desirable. Pushing every state into a block grant that they could already seek through the normal 1115 waiver process if they wanted one, on the other hand, goes beyond letting the states decide what system works best for them.