And what if a natural disaster in the future extended your blackout by a few months instead? What if you only had enough resources for a month?
That's what insurance is for.
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Insurance would mean dick if your no one could assess your claim while youre in peril.
Okay let me put it like this: a family with multiple children have a cut-rate insurance plan, or maybe they don't have one at all because they can't afford it. What about those kids who don't have any power in their parents' financial decisions? What happens to them and 10s of thousand other children in poor families? Do we just let them suffer because their parents couldn't afford adequate insurance?
First storms don't last months, their effects might, and that's what insurance is for.
Second people shouldn't have children they can't care for, especially in emergencies. But taking care of people is the responsibility of the State. Over time you regressives have turned everything sideways, making people think the feds should be your mommy and daddy and should care for your every need.
The first person responsible for you and your family is you, it moves up the ladder form there, to the local community, the county, the State and the feds should be the last resort, not the first.
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