Insurance doesn't work that way and it never has....we all individuals don't get to pick and choose willy nilly...
we contribute over $500...closer to $600 a month towards our health care, plus all the deductibles....for insurance for Matt and me, the employer picks up the rest.
for an individual policy for matt and me....
in Maine it costs over $24000 a year and that was 3 years ago when we priced it, who knows what it is now?
Ok, so your point is that, as a consumer, you should have some say in what your insurance covers. Does that only apply to you? Shouldn't I get the same say? Because I have absolutely no need for contraceptive coverage. Shouldn't I have the right to purchase coverage that does not cover it? Because that is exactly the right that obammy and his followers would like to remove.
I have no need for it either, but I have no need for 99% of the things that are on the policy, nor does matt........... that is....until we do need it, for something not foreseen....
I pay year after year after year for car insurance as well, and we've never collected a dime from them for an accident.
And even though I am barren and we can't have kids, I can understand TOTALLY how coverage for women's reproductive services are a necessity in this day and age....near every married woman, with and without kids, is having to work for a living, family units need both parents working to survive, and the woman needs to plan her pregnancies wisely. IT SHOULD BE part of her insurance plan....she can choose to not use birth control or to use it...it should be part of any group plan in my book....
And yes, that's just my female opinion of it...