If you want to retire at 65, that is your business and your right. The promise of Social Security and retiring has been there long before Ben Shapiro's father was a little wiggly sperm swimming around looking for a home.Like it or not, he's right.
It obviously is a huge political football, but going forward this country will be forced to make adjustments to the age for full benefits.
Right now, I would change it from 67 to 69, and every three years going forward, I would increase it by one year until the age of 75. Then, reevaluate every two years and make adjustments if necessary.
‘No one in the US should be retiring at 65’: Ben Shapiro said Social Security was not designed to provide retirement benefits for 20+ years — and those who expect that are ‘crazy’

If you've paid into it your whole life (let's say 40 working years), then it is your right to be able to pull that money back out for the remainder of your existence on this planet.
1) Remove the wage base limit.
2) Reinstate the tax on earners above $400K (has that been done yet?)
You'd solve 75% of your financing problems right there.