New study confirms economy was destroyed by Democrat policies

Isnt explaining racism fun?

You mean isn't explaining Marxist attempts to enslave us all fun. Accusing their critics of being racists is their favorite tactic.

Your mascara is running lol

What is that supposed to mean?

That means when you claim that someone recognizing racism is an attempt to enslave anyone you might be a drama queen

When you use racism as an excuse to loot banks, you're a Marxist, and also more than likely a jackass.
So when white people do it, it's not Marxism? Remember the S&L crisis...??
 
You mean isn't explaining Marxist attempts to enslave us all fun. Accusing their critics of being racists is their favorite tactic.

Your mascara is running lol

What is that supposed to mean?

That means when you claim that someone recognizing racism is an attempt to enslave anyone you might be a drama queen

When you use racism as an excuse to loot banks, you're a Marxist, and also more than likely a jackass.
So when white people do it, it's not Marxism? Remember the S&L crisis...??

*crickets*
 
You mean isn't explaining Marxist attempts to enslave us all fun. Accusing their critics of being racists is their favorite tactic.

Your mascara is running lol

What is that supposed to mean?

That means when you claim that someone recognizing racism is an attempt to enslave anyone you might be a drama queen

When you use racism as an excuse to loot banks, you're a Marxist, and also more than likely a jackass.

Loot? Come on....Does anyone have any blush for the lady?

Yes, "loot." That's exactly what the CRA was, a scheme to loot the banks for the benefit of a Democrat constituency. I apologize if labeling things accurately offends your delicate sensibilities.
 
You mean isn't explaining Marxist attempts to enslave us all fun. Accusing their critics of being racists is their favorite tactic.

Your mascara is running lol

What is that supposed to mean?

That means when you claim that someone recognizing racism is an attempt to enslave anyone you might be a drama queen

When you use racism as an excuse to loot banks, you're a Marxist, and also more than likely a jackass.
So when white people do it, it's not Marxism? Remember the S&L crisis...??

Which white people looted the banks? A lot of white people went to jail because of the Savings and Loan collapse.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Hmmm, no it isn't. Can you quote anything from any bank saying not to give mortgages to black people?
He already did and you used your powers of explanation to attempt to change reality

No he didn't. He quoted some bullshit "study" that's really nothing more than propaganda. Statistics showing that people in some neighborhoods are less likely to get a mortgage than people living in other neighborhoods isn't proof of redlining. You have to show that their credit ratings areidentical. When you adjust for credit worthiness, there is no evidence of redlining. The whole "anti-red lining" campaign was just a Marxist scam to loot the banks.

you-are-a-douchebag.png
 
Deflection and spin. The Democrat party twins. Poor things, it's all they've got.

Well that, and the DOW, Nasdaq, and S&P 500 are at all-time record high levels under a democratic administration. Whereas during the last Republican administration I seem to remember a market crash. What happens when Republicans remove market regulations.

Why did it crash? Sheesh talk about not seeing the forest for the trees.

PS Clintoon's Dot.com bubble?

2008 Crash = Republican administration
1987 Crash = Republican administration

2015 markets at all-time highs = Democrat administration
2008 Crash--Democrat controlled Congress.
1987 Crash--Democrat controlled Congress.
2015 Markets at all time highs--Republican controlled Congress.

I think I see the problem here.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.

People in certain areas were denied mortgages based on where they lived not based on their credit worthiness. This was institutional until 1968. After 1968 bank continues the practice until Congress passed the CRA which forced banks to stop redlining entire neighborhoods.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.

People in certain areas were denied mortgages based on where they lived not based on their credit worthiness. This was institutional until 1968. After 1968 bank continues the practice until Congress passed the CRA which forced banks to stop redlining entire neighborhoods.

Prove it.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Hmmm, no it isn't. Can you quote anything from any bank saying not to give mortgages to black people?
He already did and you used your powers of explanation to attempt to change reality

No he didn't. He quoted some bullshit "study" that's really nothing more than propaganda. Statistics showing that people in some neighborhoods are less likely to get a mortgage than people living in other neighborhoods isn't proof of redlining.


There you go again, using your powers of explanation and denial

You have to show that their credit ratings areidentical. When you adjust for credit worthiness, there is no evidence of redlining. The whole "anti-red lining" campaign was just a Marxist scam to loot the banks.

LOL...Ok, when did you study statistical analysis? Here's something...Do your own study and then get back to us but you wont because you dont know the first thing about doing a study. You're waaaay better at calling studies and other inanimate objects names
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.

People in certain areas were denied mortgages based on where they lived not based on their credit worthiness. This was institutional until 1968. After 1968 bank continues the practice until Congress passed the CRA which forced banks to stop redlining entire neighborhoods.
And that (plus a few court cases) resulted in lenders making more and more loans to people unlikely to pay them back.

And when more and more of them defaulted, eventually the whole thing came crashing down.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Hmmm, no it isn't. Can you quote anything from any bank saying not to give mortgages to black people?
He already did and you used your powers of explanation to attempt to change reality

No he didn't. He quoted some bullshit "study" that's really nothing more than propaganda. Statistics showing that people in some neighborhoods are less likely to get a mortgage than people living in other neighborhoods isn't proof of redlining.

There you go again, using your powers of explanation and denial.

Most people call that facts and logic.

You have to show that their credit ratings areidentical. When you adjust for credit worthiness, there is no evidence of redlining. The whole "anti-red lining" campaign was just a Marxist scam to loot the banks.

LOL...Ok, when did you study statistical analysis? Here's something...Do your own study and then get back to us but you wont because you dont know the first thing about doing a study. You're waaaay better at calling studies and other inanimate objects names

That is weak. I have to do a study to prove the so-called studies you defend don't prove what you claim? Wrong, no I don't All I have to do is examine the evidence presented, and it isn't sufficient to support your claims.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.

People in certain areas were denied mortgages based on where they lived not based on their credit worthiness. This was institutional until 1968. After 1968 bank continues the practice until Congress passed the CRA which forced banks to stop redlining entire neighborhoods.


And just so happens that those certain areas were all black....but hey, just because there is a pattern here doesnt mean anything. Its just an accumulation of similar events thats a coincidence.

But let one white guy be out of work and you'll hear all about Racism where the "maybe its not" gang role reverse
 
15th post
But PC is loony, but imo in a fun way, and she's not uncivil
She's econchick, who was loony in a non-fun way and quite uncivil. Some have hypothesized that both were LGS creations.

LOL! Now isn't that PRECIOUS? A Fraudulent deflection, advanced as a means to influence the Ignorant.

But a concession is a concession and THAT is Concession advanced in validation of a concession and THAT is a doozy of a concession.

Your respective concessions are duly noted and summarily accepted.
 
That's like saying there was no policy of "separate but equal"..........

Hmmm, no it isn't. Can you quote anything from any bank saying not to give mortgages to black people?
He already did and you used your powers of explanation to attempt to change reality

No he didn't. He quoted some bullshit "study" that's really nothing more than propaganda. Statistics showing that people in some neighborhoods are less likely to get a mortgage than people living in other neighborhoods isn't proof of redlining.

There you go again, using your powers of explanation and denial.

Most people call that facts and logic.

You have to show that their credit ratings areidentical. When you adjust for credit worthiness, there is no evidence of redlining. The whole "anti-red lining" campaign was just a Marxist scam to loot the banks.

LOL...Ok, when did you study statistical analysis? Here's something...Do your own study and then get back to us but you wont because you dont know the first thing about doing a study. You're waaaay better at calling studies and other inanimate objects names

That is weak. I have to do a study to prove the so-called studies you defend don't prove what you claim? Wrong, no I don't All I have to do is examine the evidence presented, and it isn't sufficient to support your claims.

1. Something is not a fact until you prove it. You havent thus the use of the word "fact" is not warranted

2. You have to have something other than a mere declaration to prove something is wrong. So far you're heavy on declaration but light on facts to prove it.

So you can call this study the goddam Declaration of Independence if you want but that doesnt mean we have to play pretend with you
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.

People in certain areas were denied mortgages based on where they lived not based on their credit worthiness. This was institutional until 1968. After 1968 bank continues the practice until Congress passed the CRA which forced banks to stop redlining entire neighborhoods.

Prove it.

Already did. It was overt and it was widespread.
 
There was no overt practice of denying mortgages based on race and enthnicity

That's like saying there was no policy of "separate but equal"..........

Not at all.... just because minorities were denied mortgages in higher numbers than non-minorities does not mean there is racial bias. To assume there I/was is to not look at the problem honestly.

People in certain areas were denied mortgages based on where they lived not based on their credit worthiness. This was institutional until 1968. After 1968 bank continues the practice until Congress passed the CRA which forced banks to stop redlining entire neighborhoods.


And just so happens that those certain areas were all black....but hey, just because there is a pattern here doesnt mean anything. Its just an accumulation of similar events thats a coincidence.

But let one white guy be out of work and you'll hear all about Racism where the "maybe its not" gang role reverse

It's not a coincidence. Blacks have poor credit. That isn't the fault of banks. If you want blacks to get mortgages more easily, then work on showing them how to improve their credit and make more money. Looting the banks is not a solution.
 

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